Palomar Holdings Statistics
Total Valuation
PLMR has a market cap or net worth of $3.22 billion. The enterprise value is $3.14 billion.
Important Dates
The last earnings date was Monday, August 4, 2025, after market close.
| Earnings Date | Aug 4, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PLMR has 26.78 million shares outstanding. The number of shares has increased by 7.16% in one year.
| Current Share Class | 26.78M |
| Shares Outstanding | 26.78M |
| Shares Change (YoY) | +7.16% |
| Shares Change (QoQ) | +0.83% |
| Owned by Insiders (%) | 2.33% |
| Owned by Institutions (%) | 90.82% |
| Float | 26.15M |
Valuation Ratios
The trailing PE ratio is 21.17 and the forward PE ratio is 15.52.
| PE Ratio | 21.17 |
| Forward PE | 15.52 |
| PS Ratio | 4.66 |
| Forward PS | 1.47 |
| PB Ratio | 3.80 |
| P/TBV Ratio | 4.11 |
| P/FCF Ratio | 8.46 |
| P/OCF Ratio | 8.45 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 15.67, with an EV/FCF ratio of 8.25.
| EV / Earnings | 20.27 |
| EV / Sales | 4.60 |
| EV / EBITDA | 15.67 |
| EV / EBIT | 15.90 |
| EV / FCF | 8.25 |
Financial Position
The company has a current ratio of 0.57
| Current Ratio | 0.57 |
| Quick Ratio | 0.29 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 573.85 |
Financial Efficiency
Return on equity (ROE) is 22.45% and return on invested capital (ROIC) is 17.88%.
| Return on Equity (ROE) | 22.45% |
| Return on Assets (ROA) | 5.09% |
| Return on Invested Capital (ROIC) | 17.88% |
| Return on Capital Employed (ROCE) | 23.30% |
| Revenue Per Employee | $2.70M |
| Profits Per Employee | $612,300 |
| Employee Count | 253 |
| Asset Turnover | 0.28 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PLMR has paid $42.15 million in taxes.
| Income Tax | 42.15M |
| Effective Tax Rate | 21.39% |
Stock Price Statistics
The stock price has increased by +33.09% in the last 52 weeks. The beta is 0.44, so PLMR's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +33.09% |
| 50-Day Moving Average | 141.92 |
| 200-Day Moving Average | 128.85 |
| Relative Strength Index (RSI) | 36.68 |
| Average Volume (20 Days) | 469,383 |
Short Selling Information
The latest short interest is 387,078, so 1.45% of the outstanding shares have been sold short.
| Short Interest | 387,078 |
| Short Previous Month | 616,779 |
| Short % of Shares Out | 1.45% |
| Short % of Float | 1.48% |
| Short Ratio (days to cover) | 1.19 |
Income Statement
In the last 12 months, PLMR had revenue of $682.21 million and earned $154.91 million in profits. Earnings per share was $5.68.
| Revenue | 682.21M |
| Gross Profit | 216.39M |
| Operating Income | 197.40M |
| Pretax Income | 125.73M |
| Net Income | 154.91M |
| EBITDA | 200.38M |
| EBIT | 197.40M |
| Earnings Per Share (EPS) | $5.68 |
Full Income StatementBalance Sheet
The company has $81.30 million in cash and n/a in debt, giving a net cash position of $81.30 million or $3.04 per share.
| Cash & Cash Equivalents | 81.30M |
| Total Debt | n/a |
| Net Cash | 81.30M |
| Net Cash Per Share | $3.04 |
| Equity (Book Value) | 847.20M |
| Book Value Per Share | 31.64 |
| Working Capital | -845.95M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $380.97 million and capital expenditures -$307,000, giving a free cash flow of $380.66 million.
| Operating Cash Flow | 380.97M |
| Capital Expenditures | -307,000 |
| Free Cash Flow | 380.66M |
| FCF Per Share | $14.21 |
Full Cash Flow StatementMargins
Gross margin is 31.72%, with operating and profit margins of 28.94% and 22.71%.
| Gross Margin | 31.72% |
| Operating Margin | 28.94% |
| Pretax Margin | 28.89% |
| Profit Margin | 22.71% |
| EBITDA Margin | 29.37% |
| EBIT Margin | 28.94% |
| FCF Margin | 55.80% |
Dividends & Yields
PLMR does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -7.16% |
| Shareholder Yield | -7.16% |
| Earnings Yield | 4.81% |
| FCF Yield | 11.82% |
Analyst Forecast
The average price target for PLMR is $156.43, which is 30.08% higher than the current price. The consensus rating is "Buy".
| Price Target | $156.43 |
| Price Target Difference | 30.08% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |