PNFP Statistics
Total Valuation
PNFP has a market cap or net worth of $7.17 billion. The enterprise value is $6.55 billion.
Important Dates
The last earnings date was Tuesday, July 15, 2025, after market close.
| Earnings Date | Jul 15, 2025 |
| Ex-Dividend Date | Aug 1, 2025 |
Share Statistics
PNFP has 76.90 million shares outstanding. The number of shares has increased by 0.77% in one year.
| Current Share Class | 76.90M |
| Shares Outstanding | 76.90M |
| Shares Change (YoY) | +0.77% |
| Shares Change (QoQ) | +0.41% |
| Owned by Insiders (%) | 1.66% |
| Owned by Institutions (%) | 88.20% |
| Float | 75.56M |
Valuation Ratios
The trailing PE ratio is 12.42 and the forward PE ratio is 10.97.
| PE Ratio | 12.42 |
| Forward PE | 10.97 |
| PS Ratio | 3.95 |
| Forward PS | 3.25 |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 9.28 |
| P/OCF Ratio | 8.33 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.26 |
| EV / Sales | 3.61 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.48 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.24 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.32%.
| Return on Equity (ROE) | 9.32% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $508,353 |
| Profits Per Employee | $163,126 |
| Employee Count | 3,566 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNFP has paid $132.74 million in taxes.
| Income Tax | 132.74M |
| Effective Tax Rate | 18.19% |
Stock Price Statistics
The stock price has increased by +6.34% in the last 52 weeks. The beta is 1.03, so PNFP's price volatility has been similar to the market average.
| Beta (5Y) | 1.03 |
| 52-Week Price Change | +6.34% |
| 50-Day Moving Average | 105.01 |
| 200-Day Moving Average | 110.17 |
| Relative Strength Index (RSI) | 41.03 |
| Average Volume (20 Days) | 2,237,854 |
Short Selling Information
The latest short interest is 1.35 million, so 1.75% of the outstanding shares have been sold short.
| Short Interest | 1.35M |
| Short Previous Month | 1.35M |
| Short % of Shares Out | 1.75% |
| Short % of Float | 1.78% |
| Short Ratio (days to cover) | 0.94 |
Income Statement
In the last 12 months, PNFP had revenue of $1.81 billion and earned $581.71 million in profits. Earnings per share was $7.51.
| Revenue | 1.81B |
| Gross Profit | 1.81B |
| Operating Income | 735.87M |
| Pretax Income | 513.12M |
| Net Income | 581.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.51 |
Full Income StatementBalance Sheet
The company has $3.13 billion in cash and $2.51 billion in debt, giving a net cash position of $621.99 million or $8.09 per share.
| Cash & Cash Equivalents | 3.13B |
| Total Debt | 2.51B |
| Net Cash | 621.99M |
| Net Cash Per Share | $8.09 |
| Equity (Book Value) | 6.64B |
| Book Value Per Share | 83.50 |
| Working Capital | -41.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $861.37 million and capital expenditures -$88.80 million, giving a free cash flow of $772.58 million.
| Operating Cash Flow | 861.37M |
| Capital Expenditures | -88.80M |
| Free Cash Flow | 772.58M |
| FCF Per Share | $10.05 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.59% |
| Pretax Margin | 40.25% |
| Profit Margin | 32.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.62% |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 1.03%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 1.03% |
| Dividend Growth (YoY) | 6.82% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 12.52% |
| Buyback Yield | -0.77% |
| Shareholder Yield | 0.26% |
| Earnings Yield | 8.11% |
| FCF Yield | 10.77% |
Dividend DetailsAnalyst Forecast
The average price target for PNFP is $118.83, which is 27.39% higher than the current price. The consensus rating is "Buy".
| Price Target | $118.83 |
| Price Target Difference | 27.39% |
| Analyst Consensus | Buy |
| Analyst Count | 12 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 11, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | May 11, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |