Pacific Premier Bancorp, Inc. (PPBI)

Pacific Premier Bancorp Statistics

Total Valuation

PPBI has a market cap or net worth of $2.22 billion. The enterprise value is $1.79 billion.

Market Cap	2.22B
Enterprise Value	1.79B

Important Dates

The last earnings date was Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	May 5, 2025

Share Statistics

PPBI has 97.06 million shares outstanding. The number of shares has increased by 0.49% in one year.

Current Share Class	97.06M
Shares Outstanding	97.06M
Shares Change (YoY)	+0.49%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	2.36%
Owned by Institutions (%)	93.92%
Float	94.75M

Valuation Ratios

The trailing PE ratio is 14.94 and the forward PE ratio is 16.12.

PE Ratio	14.94
Forward PE	16.12
PS Ratio	3.66
Forward PS	4.09
PB Ratio	0.75
P/TBV Ratio	1.09
P/FCF Ratio	11.83
P/OCF Ratio	11.61
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.32
EV / Sales	3.02
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.53

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.82
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.04%.

Return on Equity (ROE)	5.04%
Return on Assets (ROA)	0.80%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$446,212
Profits Per Employee	$109,485
Employee Count	1,325
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PPBI has paid $48.51 million in taxes.

Income Tax	48.51M
Effective Tax Rate	24.71%

Stock Price Statistics

The stock price has decreased by -1.80% in the last 52 weeks. The beta is 1.13, so PPBI's price volatility has been higher than the market average.

Beta (5Y)	1.13
52-Week Price Change	-1.80%
50-Day Moving Average	20.95
200-Day Moving Average	24.43
Relative Strength Index (RSI)	67.05
Average Volume (20 Days)	1,201,848

Short Selling Information

The latest short interest is 1.46 million, so 1.50% of the outstanding shares have been sold short.

Short Interest	1.46M
Short Previous Month	1.61M
Short % of Shares Out	1.50%
Short % of Float	1.54%
Short Ratio (days to cover)	1.58

Income Statement

In the last 12 months, PPBI had revenue of $591.23 million and earned $145.07 million in profits. Earnings per share was $1.53.

Revenue	591.23M
Gross Profit	591.23M
Operating Income	209.60M
Pretax Income	-9.68M
Net Income	145.07M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.53

Balance Sheet

The company has $774.03 million in cash and $341.87 million in debt, giving a net cash position of $432.16 million or $4.45 per share.

Cash & Cash Equivalents	774.03M
Total Debt	341.87M
Net Cash	432.16M
Net Cash Per Share	$4.45
Equity (Book Value)	2.97B
Book Value Per Share	30.57
Working Capital	-13.93B

Cash Flow

In the last 12 months, operating cash flow was $191.17 million and capital expenditures -$3.67 million, giving a free cash flow of $187.50 million.

Operating Cash Flow	191.17M
Capital Expenditures	-3.67M
Free Cash Flow	187.50M
FCF Per Share	$1.93

Margins

Gross Margin	n/a
Operating Margin	35.45%
Pretax Margin	33.20%
Profit Margin	25.00%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.71%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 5.77%.

Dividend Per Share	$1.32
Dividend Yield	5.77%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	86.26%
Buyback Yield	-0.49%
Shareholder Yield	5.29%
Earnings Yield	6.54%
FCF Yield	8.45%

Analyst Forecast

The average price target for PPBI is $27.25, which is 19.20% higher than the current price. The consensus rating is "Buy".

Price Target	$27.25
Price Target Difference	19.20%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 12, 2001. It was a reverse split with a ratio of 0.2:1.

Last Split Date	Jun 12, 2001
Split Type	Reverse
Split Ratio	0.2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4