ProAssurance Statistics
Total Valuation
ProAssurance has a market cap or net worth of $1.23 billion. The enterprise value is $1.61 billion.
Important Dates
The last earnings date was Tuesday, November 4, 2025, after market close.
| Earnings Date | Nov 4, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ProAssurance has 51.41 million shares outstanding. The number of shares has increased by 0.54% in one year.
| Current Share Class | 51.41M |
| Shares Outstanding | 51.41M |
| Shares Change (YoY) | +0.54% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 1.38% |
| Owned by Institutions (%) | 93.07% |
| Float | 47.51M |
Valuation Ratios
The trailing PE ratio is 36.35 and the forward PE ratio is 25.34.
| PE Ratio | 36.35 |
| Forward PE | 25.34 |
| PS Ratio | 1.09 |
| Forward PS | 1.18 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 47.79 |
| EV / Sales | 1.44 |
| EV / EBITDA | 16.27 |
| EV / EBIT | 19.12 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.36, with a Debt / Equity ratio of 0.33.
| Current Ratio | 2.36 |
| Quick Ratio | 1.49 |
| Debt / Equity | 0.33 |
| Debt / EBITDA | 4.29 |
| Debt / FCF | n/a |
| Interest Coverage | 4.02 |
Financial Efficiency
Return on equity (ROE) is 2.66% and return on invested capital (ROIC) is 3.08%.
| Return on Equity (ROE) | 2.66% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | 3.08% |
| Return on Capital Employed (ROCE) | 1.66% |
| Revenue Per Employee | $1.08M |
| Profits Per Employee | $32,542 |
| Employee Count | 1,036 |
| Asset Turnover | 0.20 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ProAssurance has paid $13.13 million in taxes.
| Income Tax | 13.13M |
| Effective Tax Rate | 28.02% |
Stock Price Statistics
The stock price has increased by +42.69% in the last 52 weeks. The beta is 0.12, so ProAssurance's price volatility has been lower than the market average.
| Beta (5Y) | 0.12 |
| 52-Week Price Change | +42.69% |
| 50-Day Moving Average | 24.02 |
| 200-Day Moving Average | 22.81 |
| Relative Strength Index (RSI) | 42.01 |
| Average Volume (20 Days) | 364,981 |
Short Selling Information
The latest short interest is 6.14 million, so 11.94% of the outstanding shares have been sold short.
| Short Interest | 6.14M |
| Short Previous Month | 6.01M |
| Short % of Shares Out | 11.94% |
| Short % of Float | 12.92% |
| Short Ratio (days to cover) | 16.47 |
Income Statement
In the last 12 months, ProAssurance had revenue of $1.12 billion and earned $33.71 million in profits. Earnings per share was $0.66.
| Revenue | 1.12B |
| Gross Profit | 267.56M |
| Operating Income | 84.28M |
| Pretax Income | 46.84M |
| Net Income | 33.71M |
| EBITDA | 99.05M |
| EBIT | 84.28M |
| Earnings Per Share (EPS) | $0.66 |
Full Income StatementBalance Sheet
The company has $469.12 million in cash and $436.84 million in debt, giving a net cash position of -$382.39 million or -$7.44 per share.
| Cash & Cash Equivalents | 469.12M |
| Total Debt | 436.84M |
| Net Cash | -382.39M |
| Net Cash Per Share | -$7.44 |
| Equity (Book Value) | 1.30B |
| Book Value Per Share | 25.37 |
| Working Capital | 659.41M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$12.71 million and capital expenditures -$5.90 million, giving a free cash flow of -$18.61 million.
| Operating Cash Flow | -12.71M |
| Capital Expenditures | -5.90M |
| Free Cash Flow | -18.61M |
| FCF Per Share | -$0.36 |
Full Cash Flow StatementMargins
Gross margin is 23.88%, with operating and profit margins of 7.52% and 3.01%.
| Gross Margin | 23.88% |
| Operating Margin | 7.52% |
| Pretax Margin | 4.18% |
| Profit Margin | 3.01% |
| EBITDA Margin | 8.84% |
| EBIT Margin | 7.52% |
| FCF Margin | n/a |
Dividends & Yields
ProAssurance does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.54% |
| Shareholder Yield | -0.54% |
| Earnings Yield | 2.74% |
| FCF Yield | -1.51% |
Dividend DetailsAnalyst Forecast
The average price target for ProAssurance is $22.50, which is -5.86% lower than the current price. The consensus rating is "Hold".
| Price Target | $22.50 |
| Price Target Difference | -5.86% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 28, 2012. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 28, 2012 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |