ProAssurance Statistics
Total Valuation
ProAssurance has a market cap or net worth of $1.23 billion. The enterprise value is $1.63 billion.
Important Dates
The last earnings date was Tuesday, August 5, 2025, after market close.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ProAssurance has 51.41 million shares outstanding. The number of shares has increased by 0.48% in one year.
| Current Share Class | 51.41M |
| Shares Outstanding | 51.41M |
| Shares Change (YoY) | +0.48% |
| Shares Change (QoQ) | +0.95% |
| Owned by Insiders (%) | 1.38% |
| Owned by Institutions (%) | 84.52% |
| Float | 47.58M |
Valuation Ratios
The trailing PE ratio is 25.18 and the forward PE ratio is 23.44.
| PE Ratio | 25.18 |
| Forward PE | 23.44 |
| PS Ratio | 1.08 |
| Forward PS | 1.17 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 33.37 |
| EV / Sales | 1.44 |
| EV / EBITDA | 13.96 |
| EV / EBIT | 16.08 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.43, with a Debt / Equity ratio of 0.34.
| Current Ratio | 2.43 |
| Quick Ratio | 1.51 |
| Debt / Equity | 0.34 |
| Debt / EBITDA | 3.67 |
| Debt / FCF | n/a |
| Interest Coverage | 4.72 |
Financial Efficiency
Return on equity (ROE) is 4.05% and return on invested capital (ROIC) is 3.84%.
| Return on Equity (ROE) | 4.05% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | 3.84% |
| Return on Capital Employed (ROCE) | 2.01% |
| Revenue Per Employee | $1.09M |
| Profits Per Employee | $47,016 |
| Employee Count | 1,036 |
| Asset Turnover | 0.20 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ProAssurance has paid $14.58 million in taxes.
| Income Tax | 14.58M |
| Effective Tax Rate | 23.04% |
Stock Price Statistics
The stock price has increased by +79.62% in the last 52 weeks. The beta is 0.13, so ProAssurance's price volatility has been lower than the market average.
| Beta (5Y) | 0.13 |
| 52-Week Price Change | +79.62% |
| 50-Day Moving Average | 23.49 |
| 200-Day Moving Average | 19.60 |
| Relative Strength Index (RSI) | 59.48 |
| Average Volume (20 Days) | 574,261 |
Short Selling Information
The latest short interest is 4.10 million, so 7.98% of the outstanding shares have been sold short.
| Short Interest | 4.10M |
| Short Previous Month | 3.01M |
| Short % of Shares Out | 7.98% |
| Short % of Float | 8.62% |
| Short Ratio (days to cover) | 5.73 |
Income Statement
In the last 12 months, ProAssurance had revenue of $1.13 billion and earned $48.71 million in profits. Earnings per share was $0.95.
| Revenue | 1.13B |
| Gross Profit | 288.22M |
| Operating Income | 101.05M |
| Pretax Income | -21.11M |
| Net Income | 48.71M |
| EBITDA | 116.40M |
| EBIT | 101.05M |
| Earnings Per Share (EPS) | $0.95 |
Full Income StatementBalance Sheet
The company has $421.89 million in cash and $438.59 million in debt, giving a net cash position of -$396.98 million or -$7.72 per share.
| Cash & Cash Equivalents | 421.89M |
| Total Debt | 438.59M |
| Net Cash | -396.98M |
| Net Cash Per Share | -$7.72 |
| Equity (Book Value) | 1.28B |
| Book Value Per Share | 24.80 |
| Working Capital | 641.76M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$25.89 million and capital expenditures -$6.69 million, giving a free cash flow of -$32.58 million.
| Operating Cash Flow | -25.89M |
| Capital Expenditures | -6.69M |
| Free Cash Flow | -32.58M |
| FCF Per Share | -$0.63 |
Full Cash Flow StatementMargins
Gross margin is 25.53%, with operating and profit margins of 8.95% and 4.31%.
| Gross Margin | 25.53% |
| Operating Margin | 8.95% |
| Pretax Margin | 5.61% |
| Profit Margin | 4.31% |
| EBITDA Margin | 10.31% |
| EBIT Margin | 8.95% |
| FCF Margin | n/a |
Dividends & Yields
ProAssurance does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.48% |
| Shareholder Yield | -0.48% |
| Earnings Yield | 3.97% |
| FCF Yield | -2.65% |
Dividend DetailsAnalyst Forecast
The average price target for ProAssurance is $21.00, which is -12.10% lower than the current price. The consensus rating is "Hold".
| Price Target | $21.00 |
| Price Target Difference | -12.10% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 28, 2012. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 28, 2012 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |