ProAssurance Statistics
Total Valuation
ProAssurance has a market cap or net worth of $1.17 billion. The enterprise value is $1.57 billion.
Important Dates
The next estimated earnings date is Thursday, August 7, 2025, after market close.
| Earnings Date | Aug 7, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ProAssurance has 51.29 million shares outstanding. The number of shares has decreased by -1.08% in one year.
| Current Share Class | 51.29M |
| Shares Outstanding | 51.29M |
| Shares Change (YoY) | -1.08% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 1.39% |
| Owned by Institutions (%) | 79.35% |
| Float | 47.34M |
Valuation Ratios
The trailing PE ratio is 27.60 and the forward PE ratio is 24.44.
| PE Ratio | 27.60 |
| Forward PE | 24.44 |
| PS Ratio | 1.03 |
| Forward PS | 1.10 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 37.07 |
| EV / Sales | 1.38 |
| EV / EBITDA | 15.51 |
| EV / EBIT | 18.48 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.25, with a Debt / Equity ratio of 0.36.
| Current Ratio | 2.25 |
| Quick Ratio | 1.38 |
| Debt / Equity | 0.36 |
| Debt / EBITDA | 4.23 |
| Debt / FCF | n/a |
| Interest Coverage | 3.88 |
Financial Efficiency
Return on equity (ROE) is 3.60% and return on invested capital (ROIC) is 3.28%.
| Return on Equity (ROE) | 3.60% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | 3.28% |
| Return on Capital Employed (ROCE) | 1.68% |
| Revenue Per Employee | $1.10M |
| Profits Per Employee | $40,826 |
| Employee Count | 1,036 |
| Asset Turnover | 0.20 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ProAssurance has paid $10.83 million in taxes.
| Income Tax | 10.83M |
| Effective Tax Rate | 20.39% |
Stock Price Statistics
The stock price has increased by +83.97% in the last 52 weeks. The beta is 0.14, so ProAssurance's price volatility has been lower than the market average.
| Beta (5Y) | 0.14 |
| 52-Week Price Change | +83.97% |
| 50-Day Moving Average | 23.05 |
| 200-Day Moving Average | 18.02 |
| Relative Strength Index (RSI) | 41.10 |
| Average Volume (20 Days) | 396,503 |
Short Selling Information
The latest short interest is 2.86 million, so 5.58% of the outstanding shares have been sold short.
| Short Interest | 2.86M |
| Short Previous Month | 2.52M |
| Short % of Shares Out | 5.58% |
| Short % of Float | 6.04% |
| Short Ratio (days to cover) | 5.66 |
Income Statement
In the last 12 months, ProAssurance had revenue of $1.14 billion and earned $42.30 million in profits. Earnings per share was $0.83.
| Revenue | 1.14B |
| Gross Profit | 271.45M |
| Operating Income | 84.83M |
| Pretax Income | -21.11M |
| Net Income | 42.30M |
| EBITDA | 101.07M |
| EBIT | 84.83M |
| Earnings Per Share (EPS) | $0.83 |
Full Income StatementBalance Sheet
The company has $426.87 million in cash and $440.42 million in debt, giving a net cash position of -$396.88 million or -$7.74 per share.
| Cash & Cash Equivalents | 426.87M |
| Total Debt | 440.42M |
| Net Cash | -396.88M |
| Net Cash Per Share | -$7.74 |
| Equity (Book Value) | 1.23B |
| Book Value Per Share | 24.05 |
| Working Capital | 609.79M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$10.68 million and capital expenditures -$8.41 million, giving a free cash flow of -$19.08 million.
| Operating Cash Flow | -10.68M |
| Capital Expenditures | -8.41M |
| Free Cash Flow | -19.08M |
| FCF Per Share | -$0.37 |
Full Cash Flow StatementMargins
Gross margin is 23.81%, with operating and profit margins of 7.44% and 3.71%.
| Gross Margin | 23.81% |
| Operating Margin | 7.44% |
| Pretax Margin | 4.66% |
| Profit Margin | 3.71% |
| EBITDA Margin | 8.86% |
| EBIT Margin | 7.44% |
| FCF Margin | n/a |
Dividends & Yields
ProAssurance does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 1.08% |
| Shareholder Yield | n/a |
| Earnings Yield | 3.61% |
| FCF Yield | -1.63% |
Dividend DetailsAnalyst Forecast
The average price target for ProAssurance is $21.00, which is -8.02% lower than the current price. The consensus rating is "Hold".
| Price Target | $21.00 |
| Price Target Difference | -8.02% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 28, 2012. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 28, 2012 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |