Provident Financial Holdings, Inc. (PROV)

NASDAQ: PROV · Real-Time Price · USD
16.00
+0.24 (1.52%)
Sep 26, 2025, 4:00 PM EDT - Market closed
1.52%
Market Cap 105.23M
Revenue (ttm) 39.67M
Net Income (ttm) 6.26M
Shares Out 6.58M
EPS (ttm) 0.93
PE Ratio 17.20
Forward PE 13.45
Dividend $0.56 (3.50%)
Ex-Dividend Date Aug 14, 2025
Volume 29,346
Open 15.92
Previous Close 15.76
Day's Range 15.82 - 16.02
52-Week Range 12.98 - 16.70
Beta 0.38
Analysts Hold
Price Target 16.50 (+3.13%)
Earnings Date Oct 27, 2025

About PROV

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition,... [Read more]

Sector Financials
IPO Date Jun 28, 1996
Employees 185
Stock Exchange NASDAQ
Ticker Symbol PROV
Full Company Profile

Financial Performance

In 2025, PROV's revenue was $39.67 million, an increase of 1.90% compared to the previous year's $38.93 million. Earnings were $6.26 million, a decrease of -14.91%.

Financial Statements

Analyst Forecast

According to one analyst, the rating for PROV stock is "Hold" and the 12-month stock price target is $16.5.

Price Target
$16.5
(3.13% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Provident Financial Holdings, Inc. (PROV) Q4 2025 Earnings Call Transcript

Provident Financial Holdings, Inc. (NASDAQ:PROV) Q4 2025 Earnings Conference Call July 29, 2025 12:00 PM ET Company Participants Donavon P. Ternes - President & CEO Conference Call Participants Frank...

2 months ago - Seeking Alpha

Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2025 Results

Net Income of $1.63 million in the June 2025 Quarter, Down 12% from the Sequential Quarter and Down 17% from the Comparable Quarter Last Year Net Interest Margin of 2.94% in the June 2025 Quarter, Dow...

2 months ago - GlobeNewsWire

Provident Financial Holdings Announces Quarterly Cash Dividend

RIVERSIDE, Calif., July 24, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

2 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. To Host Earnings Release Conference Call

RIVERSIDE, Calif., July 21, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

2 months ago - GlobeNewsWire

Provident Financial Holdings Announces CFO Appointment

RIVERSIDE, Calif., May 12, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

4 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. (PROV) Q3 2025 Earnings Call Transcript

Provident Financial Holdings, Inc. (NASDAQ:PROV) Q3 2025 Earnings Conference Call April 29, 2025 12:00 PM ET Company Participants Donavon Ternes – President and Chief Executive Officer Conference Cal...

5 months ago - Seeking Alpha

Provident Financial Holdings Reports Third Quarter of Fiscal Year 2025 Results

Net Income of $1.86 million in the March 2025 Quarter, Up 113% from the Sequential Quarter and Up 24% from the Comparable Quarter Last Year Net Interest Margin of 3.02% in the March 2025 Quarter, Up 1...

5 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. To Host Earnings Release Conference Call

RIVERSIDE, Calif., April 21, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

5 months ago - GlobeNewsWire

Provident Bank's Community Partnership Program Donates Over $931,000 to Local Non-Profits Since 2006

RIVERSIDE, Calif., April 15, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

5 months ago - GlobeNewsWire

Provident Financial Holdings, Inc. (PROV) Q2 2025 Earnings Call Transcript

Provident Financial Holdings, Inc. (NASDAQ:PROV) Q2 2025 Earnings Conference Call January 28, 2025 12:00 PM ET Company Participants Donavon Ternes - President and Chief Executive Officer Tam Nguyen -...

8 months ago - Seeking Alpha

Provident Financial Holdings Reports Second Quarter of Fiscal Year 2025 Results

Net Income of $872,000 in the December 2024 Quarter, Down 54% from the Sequential Quarter and 59% from the Comparable Quarter Last Year Net Interest Margin of 2.91% in the December 2024 Quarter, Up Se...

8 months ago - GlobeNewsWire

Provident Financial Holdings Announces New Stock Repurchase Plan

RIVERSIDE, Calif., Jan. 23, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

8 months ago - GlobeNewsWire

Provident Financial Holdings Inc (PROV) Q1 2025 Earnings Call Transcript

Provident Financial Holdings Inc (NASDAQ:PROV) Q1 2025 Results Conference Call October 29, 2024 12:00 PM ET Company Participants Donavon Ternes - President & CEO Conference Call Participants Andrew L...

11 months ago - Seeking Alpha

Provident Financial Holdings Reports First Quarter of Fiscal Year 2025 Results

Net Income of $1.90 Million in the September 2024 Quarter, Down 3% from the Sequential Quarter and Up 8% from the Comparable Quarter Last Year Net Interest Margin of 2.84% in the September 2024 Quarte...

11 months ago - GlobeNewsWire

Provident Financial Holdings To Host Earnings Release Conference Call

RIVERSIDE, Calif., Oct. 21, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire

Provident Financial Holdings Announces Extension of September 2023 Stock Repurchase Plan

RIVERSIDE, Calif., Sept. 26, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the ...

1 year ago - GlobeNewsWire

Provident Financial Holdings, Inc. (PROV) Q4 2024 Earnings Call Transcript

Provident Financial Holdings, Inc. (NASDAQ:PROV) Q4 2024 Earnings Call July 30, 2024 12:00 PM ET Company Participants Donavon Ternes - President and Chief Executive Officer Tam Nguyen - Senior Vice P...

1 year ago - Seeking Alpha

Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2024 Results

Net Income of $1.95 Million in the June 2024 Quarter Net Interest Margin of 2.74% in the June 2024 Quarter Loans Held for Investment of $1.05 Billion at June 30, 2024, Down 2% from June 30, 2023 Total...

1 year ago - GlobeNewsWire

Provident Bank's Community Partnership Program Donates Over $892,000 to Local Non-Profit Organizations Since 2006

RIVERSIDE, Calif., April 30, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire

Provident Financial Holdings, Inc (PROV) Q3 2024 Earnings Call Transcript

Provident Financial Holdings, Inc (NASDAQ:PROV) Q3 2024 Results Conference Call April 30, 2024 12:00 PM ET Company Participants Donavon Ternes - President & CEO Conference Call Participants Andrew Li...

1 year ago - Seeking Alpha

Provident Financial Holdings Reports Third Quarter Fiscal Year 2024 Results

Net Income of $1.49 Million in the March 2024 Quarter Net Interest Margin of 2.74% in the March 2024 Quarter Loans Held for Investment of $1.07 Billion at March 31, 2024, Down 1% from June 30, 2023 To...

1 year ago - GlobeNewsWire

Provident Financial Holdings, Inc. (PROV) Q2 2024 Earnings Call Transcript

Provident Financial Holdings, Inc. (PROV) Q2 2024 Earnings Call Transcript

1 year ago - Seeking Alpha

Provident Financial Holdings Reports Second Quarter Fiscal Year 2024 Results

Net Income of $2.14 Million in the December 2023 Quarter Net Interest Margin of 2.78% in the December 2023 Quarter Loans Held for Investment of $1.08 Billion at December 31, 2023, Essentially Unchange...

1 year ago - GlobeNewsWire

Provident Financial Holdings To Host Earnings Release Conference Call

RIVERSIDE, Calif., Jan. 22, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B., today announced that it w...

1 year ago - GlobeNewsWire

Provident Financial Holdings Announces CFO Succession

RIVERSIDE, Calif., Dec. 01, 2023 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.

1 year ago - GlobeNewsWire