Provident Bancorp Statistics
Total Valuation
PVBC has a market cap or net worth of $186.92 million. The enterprise value is $191.45 million.
Important Dates
The last earnings date was Friday, April 25, 2025, after market close.
| Earnings Date | Apr 25, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PVBC has 16.81 million shares outstanding. The number of shares has increased by 1.15% in one year.
| Current Share Class | 16.81M |
| Shares Outstanding | 16.81M |
| Shares Change (YoY) | +1.15% |
| Shares Change (QoQ) | +0.35% |
| Owned by Insiders (%) | 2.76% |
| Owned by Institutions (%) | 38.82% |
| Float | 13.40M |
Valuation Ratios
The trailing PE ratio is 42.96 and the forward PE ratio is 21.60.
| PE Ratio | 42.96 |
| Forward PE | 21.60 |
| PS Ratio | 3.67 |
| Forward PS | 2.90 |
| PB Ratio | 0.79 |
| P/TBV Ratio | 0.79 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 11.20 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 42.93 |
| EV / Sales | 3.81 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.93%.
| Return on Equity (ROE) | 1.93% |
| Return on Assets (ROA) | 0.28% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $280,693 |
| Profits Per Employee | $24,916 |
| Employee Count | 179 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PVBC has paid $1.07 million in taxes.
| Income Tax | 1.07M |
| Effective Tax Rate | 19.32% |
Stock Price Statistics
The stock price has increased by +18.30% in the last 52 weeks. The beta is 0.25, so PVBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | +18.30% |
| 50-Day Moving Average | 11.30 |
| 200-Day Moving Average | 11.13 |
| Relative Strength Index (RSI) | 48.98 |
| Average Volume (20 Days) | 23,988 |
Short Selling Information
The latest short interest is 100,226, so 0.60% of the outstanding shares have been sold short.
| Short Interest | 100,226 |
| Short Previous Month | 91,342 |
| Short % of Shares Out | 0.60% |
| Short % of Float | 0.75% |
| Short Ratio (days to cover) | 3.79 |
Income Statement
In the last 12 months, PVBC had revenue of $50.24 million and earned $4.46 million in profits. Earnings per share was $0.26.
| Revenue | 50.24M |
| Gross Profit | 50.24M |
| Operating Income | 9.20M |
| Pretax Income | 9.20M |
| Net Income | 4.46M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.26 |
Full Income StatementBalance Sheet
The company has $124.98 million in cash and $131.36 million in debt, giving a net cash position of -$6.38 million or -$0.38 per share.
| Cash & Cash Equivalents | 124.98M |
| Total Debt | 131.36M |
| Net Cash | -6.38M |
| Net Cash Per Share | -$0.38 |
| Equity (Book Value) | 234.04M |
| Book Value Per Share | 13.92 |
| Working Capital | -1.18B |
Full Balance SheetCash Flow
| Operating Cash Flow | 16.53M |
| Capital Expenditures | -295,000 |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 18.31% |
| Pretax Margin | 11.00% |
| Profit Margin | 8.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |