Penns Woods Bancorp, Inc. (PWOD)

Penns Woods Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 27, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	232	230	161	188	167	183
Market Cap Growth	45.69%	42.39%	-14.15%	12.35%	-8.85%	-26.71%
Last Close Price	28.72	29.72	20.79	23.30	19.63	20.52
PE Ratio	10.27	12.94	9.71	10.78	10.43	12.06
PS Ratio	2.92	3.36	2.50	2.91	2.75	3.18
PB Ratio	1.03	1.12	0.84	1.12	0.97	1.12
P/FCF Ratio	14.38	12.64	8.95	7.99	9.96	9.49
P/OCF Ratio	13.52	11.86	8.57	7.86	9.33	8.34
Debt / Equity Ratio	1.42	1.46	2.09	1.54	0.78	0.99
Debt / FCF Ratio	18.61	16.50	22.26	11.01	8.02	8.37
Return on Equity (ROE)	10.50%	8.94%	9.25%	10.25%	9.54%	9.54%
Return on Assets (ROA)	0.95%	0.80%	0.79%	0.88%	0.85%	0.87%
Earnings Yield	9.18%	7.73%	10.30%	9.28%	9.59%	8.29%
FCF Yield	6.96%	7.91%	11.17%	12.52%	10.04%	10.54%
Dividend Yield	4.49%	4.31%	6.16%	5.50%	6.52%	6.24%
Payout Ratio	45.79%	54.38%	55.18%	51.87%	56.39%	59.32%
Buyback Yield / Dilution	-5.14%	-6.05%	-0.75%	0.03%	-0.24%	0.97%
Total Shareholder Return	-0.93%	-1.75%	5.41%	5.53%	6.28%	7.20%

Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q