RBB Bancorp (RBB)

RBB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	184.64	184.57	194.26	171.1	141.57	133.89
Interest Income on Investments	29.56	32.09	26.88	9.87	5.49	5.23
Total Interest Income	214.2	216.66	221.15	180.97	147.06	139.12
Interest Paid on Deposits	104.13	108.38	89.04	18.9	11.96	25.21
Interest Paid on Borrowings	9.42	8.92	12.82	12.52	10.76	9.16
Total Interest Expense	113.55	117.3	101.86	31.42	22.72	34.37
Net Interest Income	100.65	99.36	119.29	149.55	124.34	104.76
Net Interest Income Growth (YoY)	-8.55%	-16.70%	-20.24%	20.28%	18.70%	8.15%
Gain (Loss) on Sale of Assets	-	-	0.03	0.76	-	-
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.21
Other Non-Interest Income	12.61	12.73	14.48	8.6	8.75	7.83
Total Non-Interest Income	14.26	15.34	15.02	11.25	18.75	14.04
Non-Interest Income Growth (YoY)	-11.04%	2.11%	33.47%	-39.97%	33.51%	-23.36%
Revenues Before Loan Losses	114.91	114.7	134.3	160.81	143.09	118.8
Provision for Loan Losses	16.6	9.86	3.36	4.94	3.96	11.82
Revenue	98.31	104.84	130.94	155.87	139.13	106.97
Revenue Growth (YoY)	-21.19%	-19.93%	-15.99%	12.03%	30.06%	-5.16%
Salaries and Employee Benefits	38.75	38.04	37.05	34.64	32.48	32.63
Occupancy Expenses	3.97	4	3.93	3.69	3.39	3.99
Federal Deposit Insurance	3.05	3.3	3.17	1.85	1.56	0.98
Selling, General & Administrative	20.68	19.79	22.62	19.71	16.99	15.34
Other Non-Interest Expense	4.27	4.04	3.94	4.64	4.19	5.41
Total Non-Interest Expense	70.72	69.16	70.7	64.53	58.61	58.35
EBT Excluding Unusual Items	27.59	35.68	60.25	91.35	80.52	48.62
Asset Writedown	-	-	-	-	0.42	-0.42
Pretax Income	27.59	35.68	60.25	91.35	80.94	47.46
Income Tax Expense	6.67	9.01	17.78	27.02	24.03	14.53
Net Income	20.92	26.67	42.47	64.33	56.91	32.93
Preferred Dividends & Other Adjustments	-	-	-	0.03	0.19	0.04
Net Income to Common	20.92	26.67	42.47	64.29	56.71	32.89
Net Income Growth	-47.08%	-37.21%	-33.99%	13.04%	72.82%	-16.02%
Basic Shares Outstanding	18	18	19	19	19	20
Diluted Shares Outstanding	18	18	19	19	20	20
Shares Change (YoY)	-4.92%	-4.22%	-1.80%	-2.53%	-0.44%	-2.31%
EPS (Basic)	1.17	1.47	2.24	3.37	2.92	1.66
EPS (Diluted)	1.17	1.47	2.24	3.33	2.86	1.65
EPS Growth	-44.13%	-34.35%	-32.76%	16.43%	73.33%	-14.06%
Dividend Per Share	0.640	0.640	0.640	0.580	0.530	0.330
Dividend Growth	-	-	10.35%	9.43%	60.61%	-21.43%
Effective Tax Rate	24.18%	25.26%	29.51%	29.58%	29.69%	30.62%

Updated Apr 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q