Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.68 billion. The enterprise value is $8.04 billion.
Important Dates
The last earnings date was Wednesday, July 30, 2025, after market close.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | Aug 25, 2025 |
Share Statistics
Radian Group has 135.45 million shares outstanding. The number of shares has decreased by -5.82% in one year.
| Current Share Class | 135.45M |
| Shares Outstanding | 135.45M |
| Shares Change (YoY) | -5.82% |
| Shares Change (QoQ) | -6.34% |
| Owned by Insiders (%) | 1.25% |
| Owned by Institutions (%) | 94.89% |
| Float | 133.70M |
Valuation Ratios
The trailing PE ratio is 8.72 and the forward PE ratio is 8.66.
| PE Ratio | 8.72 |
| Forward PE | 8.66 |
| PS Ratio | 3.93 |
| Forward PS | 4.77 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.71 |
| EV / Sales | 6.25 |
| EV / EBITDA | 8.61 |
| EV / EBIT | 9.18 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.09, with a Debt / Equity ratio of 0.75.
| Current Ratio | 3.09 |
| Quick Ratio | 0.93 |
| Debt / Equity | 0.75 |
| Debt / EBITDA | 3.62 |
| Debt / FCF | n/a |
| Interest Coverage | 8.73 |
Financial Efficiency
Return on equity (ROE) is 13.07% and return on invested capital (ROIC) is 7.60%.
| Return on Equity (ROE) | 13.07% |
| Return on Assets (ROA) | 6.18% |
| Return on Invested Capital (ROIC) | 7.60% |
| Return on Capital Employed (ROCE) | 9.76% |
| Revenue Per Employee | $1.29M |
| Profits Per Employee | $586,537 |
| Employee Count | 1,000 |
| Asset Turnover | 0.15 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $161.43 million in taxes.
| Income Tax | 161.43M |
| Effective Tax Rate | 21.58% |
Stock Price Statistics
The stock price has increased by +1.53% in the last 52 weeks. The beta is 0.73, so Radian Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +1.53% |
| 50-Day Moving Average | 34.43 |
| 200-Day Moving Average | 33.38 |
| Relative Strength Index (RSI) | 53.91 |
| Average Volume (20 Days) | 1,068,391 |
Short Selling Information
The latest short interest is 6.95 million, so 5.13% of the outstanding shares have been sold short.
| Short Interest | 6.95M |
| Short Previous Month | 8.53M |
| Short % of Shares Out | 5.13% |
| Short % of Float | 5.20% |
| Short Ratio (days to cover) | 6.06 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.29 billion and earned $586.54 million in profits. Earnings per share was $3.96.
| Revenue | 1.29B |
| Gross Profit | 1.19B |
| Operating Income | 875.65M |
| Pretax Income | 767.57M |
| Net Income | 586.54M |
| EBITDA | 933.56M |
| EBIT | 875.65M |
| Earnings Per Share (EPS) | $3.96 |
Full Income StatementBalance Sheet
The company has $434.38 million in cash and $3.39 billion in debt, giving a net cash position of -$3.37 billion or -$24.85 per share.
| Cash & Cash Equivalents | 434.38M |
| Total Debt | 3.39B |
| Net Cash | -3.37B |
| Net Cash Per Share | -$24.85 |
| Equity (Book Value) | 4.49B |
| Book Value Per Share | 33.18 |
| Working Capital | 1.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$1.15 billion and capital expenditures -$3.04 million, giving a free cash flow of -$1.16 billion.
| Operating Cash Flow | -1.15B |
| Capital Expenditures | -3.04M |
| Free Cash Flow | -1.16B |
| FCF Per Share | -$8.53 |
Full Cash Flow StatementMargins
Gross margin is 92.40%, with operating and profit margins of 68.10% and 45.62%.
| Gross Margin | 92.40% |
| Operating Margin | 68.10% |
| Pretax Margin | 58.17% |
| Profit Margin | 45.62% |
| EBITDA Margin | 72.60% |
| EBIT Margin | 68.10% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.02, which amounts to a dividend yield of 2.95%.
| Dividend Per Share | $1.02 |
| Dividend Yield | 2.95% |
| Dividend Growth (YoY) | 6.38% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 25.26% |
| Buyback Yield | 5.82% |
| Shareholder Yield | 8.77% |
| Earnings Yield | 12.54% |
| FCF Yield | -24.72% |
Dividend DetailsAnalyst Forecast
The average price target for Radian Group is $36.20, which is 4.87% higher than the current price. The consensus rating is "Hold".
| Price Target | $36.20 |
| Price Target Difference | 4.87% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |