Radian Group Statistics
Total Valuation
Radian Group has a market cap or net worth of $4.57 billion. The enterprise value is $7.09 billion.
Important Dates
The last earnings date was Wednesday, April 30, 2025, after market close.
| Earnings Date | Apr 30, 2025 |
| Ex-Dividend Date | Feb 24, 2025 |
Share Statistics
Radian Group has 134.33 million shares outstanding. The number of shares has decreased by -4.19% in one year.
| Current Share Class | 134.33M |
| Shares Outstanding | 134.33M |
| Shares Change (YoY) | -4.19% |
| Shares Change (QoQ) | -2.75% |
| Owned by Insiders (%) | 1.11% |
| Owned by Institutions (%) | 99.16% |
| Float | 132.79M |
Valuation Ratios
The trailing PE ratio is 8.68 and the forward PE ratio is 8.74.
| PE Ratio | 8.68 |
| Forward PE | 8.74 |
| PS Ratio | 3.97 |
| Forward PS | 4.59 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.88 |
| EV / Sales | 5.50 |
| EV / EBITDA | 7.53 |
| EV / EBIT | 7.96 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.48, with a Debt / Equity ratio of 0.55.
| Current Ratio | 3.48 |
| Quick Ratio | 1.18 |
| Debt / Equity | 0.55 |
| Debt / EBITDA | 2.69 |
| Debt / FCF | n/a |
| Interest Coverage | 8.77 |
Financial Efficiency
Return on equity (ROE) is 13.22% and return on invested capital (ROIC) is 8.35%.
| Return on Equity (ROE) | 13.22% |
| Return on Assets (ROA) | 6.73% |
| Return on Invested Capital (ROIC) | 8.35% |
| Return on Capital Employed (ROCE) | 10.80% |
| Revenue Per Employee | $1.17M |
| Profits Per Employee | $542,404 |
| Employee Count | 1,100 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Radian Group has paid $164.44 million in taxes.
| Income Tax | 164.44M |
| Effective Tax Rate | 21.61% |
Stock Price Statistics
The stock price has increased by +7.52% in the last 52 weeks. The beta is 0.70, so Radian Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +7.52% |
| 50-Day Moving Average | 32.26 |
| 200-Day Moving Average | 33.60 |
| Relative Strength Index (RSI) | 61.70 |
| Average Volume (20 Days) | 1,230,478 |
Short Selling Information
The latest short interest is 9.62 million, so 7.16% of the outstanding shares have been sold short.
| Short Interest | 9.62M |
| Short Previous Month | 9.46M |
| Short % of Shares Out | 7.16% |
| Short % of Float | 7.25% |
| Short Ratio (days to cover) | 5.07 |
Income Statement
In the last 12 months, Radian Group had revenue of $1.29 billion and earned $596.64 million in profits. Earnings per share was $3.92.
| Revenue | 1.29B |
| Gross Profit | 1.20B |
| Operating Income | 889.95M |
| Pretax Income | 767.57M |
| Net Income | 596.64M |
| EBITDA | 940.93M |
| EBIT | 889.95M |
| Earnings Per Share (EPS) | $3.92 |
Full Income StatementBalance Sheet
The company has $491.75 million in cash and $2.54 billion in debt, giving a net cash position of -$2.52 billion or -$18.72 per share.
| Cash & Cash Equivalents | 491.75M |
| Total Debt | 2.54B |
| Net Cash | -2.52B |
| Net Cash Per Share | -$18.72 |
| Equity (Book Value) | 4.59B |
| Book Value Per Share | 32.48 |
| Working Capital | 1.31B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$646.81 million and capital expenditures -$2.82 million, giving a free cash flow of -$649.63 million.
| Operating Cash Flow | -646.81M |
| Capital Expenditures | -2.82M |
| Free Cash Flow | -649.63M |
| FCF Per Share | -$4.84 |
Full Cash Flow StatementMargins
Gross margin is 93.46%, with operating and profit margins of 69.04% and 46.29%.
| Gross Margin | 93.46% |
| Operating Margin | 69.04% |
| Pretax Margin | 59.05% |
| Profit Margin | 46.29% |
| EBITDA Margin | 73.00% |
| EBIT Margin | 69.04% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.02, which amounts to a dividend yield of 3.00%.
| Dividend Per Share | $1.02 |
| Dividend Yield | 3.00% |
| Dividend Growth (YoY) | 7.61% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 26.02% |
| Buyback Yield | 4.19% |
| Shareholder Yield | 7.19% |
| Earnings Yield | 13.06% |
| FCF Yield | -14.22% |
Dividend DetailsAnalyst Forecast
The average price target for Radian Group is $36.80, which is 8.17% higher than the current price. The consensus rating is "Buy".
| Price Target | $36.80 |
| Price Target Difference | 8.17% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on June 21, 2001. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 21, 2001 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |