Regions Financial Corporation (RF)

Regions Financial Statistics

Total Valuation

RF has a market cap or net worth of $22.84 billion. The enterprise value is $25.06 billion.

Market Cap	22.84B
Enterprise Value	25.06B

Important Dates

The last earnings date was Friday, July 18, 2025, before market open.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Sep 2, 2025

Share Statistics

RF has 892.31 million shares outstanding. The number of shares has decreased by -1.83% in one year.

Current Share Class	892.31M
Shares Outstanding	892.31M
Shares Change (YoY)	-1.83%
Shares Change (QoQ)	-1.10%
Owned by Insiders (%)	0.36%
Owned by Institutions (%)	83.02%
Float	888.00M

Valuation Ratios

The trailing PE ratio is 11.96 and the forward PE ratio is 10.57. RF's PEG ratio is 1.00.

PE Ratio	11.96
Forward PE	10.57
PS Ratio	3.41
Forward PS	2.88
PB Ratio	1.32
P/TBV Ratio	2.00
P/FCF Ratio	8.52
P/OCF Ratio	8.52
PEG Ratio	1.00

Enterprise Valuation

EV / Earnings	12.83
EV / Sales	3.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.35

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.60
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.57%.

Return on Equity (ROE)	11.57%
Return on Assets (ROA)	1.33%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$346,722
Profits Per Employee	$99,420
Employee Count	19,644
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, RF has paid $515.00 million in taxes.

Income Tax	515.00M
Effective Tax Rate	19.87%

Stock Price Statistics

The stock price has increased by +22.55% in the last 52 weeks. The beta is 1.02, so RF's price volatility has been similar to the market average.

Beta (5Y)	1.02
52-Week Price Change	+22.55%
50-Day Moving Average	24.24
200-Day Moving Average	23.40
Relative Strength Index (RSI)	56.19
Average Volume (20 Days)	16,799,822

Short Selling Information

The latest short interest is 37.80 million, so 4.24% of the outstanding shares have been sold short.

Short Interest	37.80M
Short Previous Month	36.44M
Short % of Shares Out	4.24%
Short % of Float	4.26%
Short Ratio (days to cover)	2.76

Income Statement

In the last 12 months, RF had revenue of $6.81 billion and earned $1.95 billion in profits. Earnings per share was $2.14.

Revenue	6.81B
Gross Profit	6.81B
Operating Income	2.59B
Pretax Income	2.08B
Net Income	1.95B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.14

Balance Sheet

The company has $4.74 billion in cash and $6.96 billion in debt, giving a net cash position of -$2.22 billion or -$2.49 per share.

Cash & Cash Equivalents	4.74B
Total Debt	6.96B
Net Cash	-2.22B
Net Cash Per Share	-$2.49
Equity (Book Value)	18.71B
Book Value Per Share	19.36
Working Capital	-118.90B

Cash Flow

Operating Cash Flow	2.68B
Capital Expenditures	n/a
Free Cash Flow	2.68B
FCF Per Share	$3.00

Margins

Gross Margin	n/a
Operating Margin	38.07%
Pretax Margin	38.06%
Profit Margin	30.49%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	39.35%

Dividends & Yields

This stock pays an annual dividend of $1.06, which amounts to a dividend yield of 4.14%.

Dividend Per Share	$1.06
Dividend Yield	4.14%
Dividend Growth (YoY)	4.64%
Years of Dividend Growth	12
Payout Ratio	47.43%
Buyback Yield	1.83%
Shareholder Yield	5.97%
Earnings Yield	8.55%
FCF Yield	11.73%

Analyst Forecast

The average price target for RF is $26.88, which is 5.00% higher than the current price. The consensus rating is "Buy".

Price Target	$26.88
Price Target Difference	5.00%
Analyst Consensus	Buy
Analyst Count	17
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	4.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 1, 2004. It was a forward split with a ratio of 1.2346:1.

Last Split Date	Jul 1, 2004
Split Type	Forward
Split Ratio	1.2346:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4