Southside Bancshares, Inc. (SBSI)

Southside Bancshares Statistics

Total Valuation

SBSI has a market cap or net worth of $898.87 million. The enterprise value is $1.34 billion.

Market Cap	898.87M
Enterprise Value	1.34B

Important Dates

The last earnings date was Tuesday, April 29, 2025, before market open.

Earnings Date	Apr 29, 2025
Ex-Dividend Date	May 22, 2025

Share Statistics

SBSI has 30.21 million shares outstanding. The number of shares has decreased by -0.18% in one year.

Current Share Class	30.21M
Shares Outstanding	30.21M
Shares Change (YoY)	-0.18%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	5.55%
Owned by Institutions (%)	57.49%
Float	28.53M

Valuation Ratios

The trailing PE ratio is 10.22 and the forward PE ratio is 10.61.

PE Ratio	10.22
Forward PE	10.61
PS Ratio	3.55
Forward PS	3.15
PB Ratio	1.11
P/TBV Ratio	1.46
P/FCF Ratio	15.92
P/OCF Ratio	13.33
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.17
EV / Sales	5.27
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	23.76

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	15.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.03%.

Return on Equity (ROE)	11.03%
Return on Assets (ROA)	1.06%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$327,528
Profits Per Employee	$113,663
Employee Count	778
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SBSI has paid $18.98 million in taxes.

Income Tax	18.98M
Effective Tax Rate	17.66%

Stock Price Statistics

The stock price has increased by +7.15% in the last 52 weeks. The beta is 0.63, so SBSI's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	+7.15%
50-Day Moving Average	28.55
200-Day Moving Average	31.86
Relative Strength Index (RSI)	65.85
Average Volume (20 Days)	108,308

Short Selling Information

The latest short interest is 1.19 million, so 3.94% of the outstanding shares have been sold short.

Short Interest	1.19M
Short Previous Month	1.29M
Short % of Shares Out	3.94%
Short % of Float	4.17%
Short Ratio (days to cover)	6.18

Income Statement

In the last 12 months, SBSI had revenue of $254.82 million and earned $88.43 million in profits. Earnings per share was $2.91.

Revenue	254.82M
Gross Profit	254.82M
Operating Income	112.32M
Pretax Income	97.11M
Net Income	88.43M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.91

Balance Sheet

The company has $434.11 million in cash and $876.55 million in debt, giving a net cash position of -$442.44 million or -$14.64 per share.

Cash & Cash Equivalents	434.11M
Total Debt	876.55M
Net Cash	-442.44M
Net Cash Per Share	-$14.64
Equity (Book Value)	816.62M
Book Value Per Share	26.85
Working Capital	-6.83B

Cash Flow

In the last 12 months, operating cash flow was $67.50 million and capital expenditures -$11.01 million, giving a free cash flow of $56.48 million.

Operating Cash Flow	67.50M
Capital Expenditures	-11.01M
Free Cash Flow	56.48M
FCF Per Share	$1.87

Margins

Gross Margin	n/a
Operating Margin	44.08%
Pretax Margin	42.18%
Profit Margin	34.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	22.17%

Dividends & Yields

This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 4.84%.

Dividend Per Share	$1.44
Dividend Yield	4.84%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	10
Payout Ratio	49.49%
Buyback Yield	0.18%
Shareholder Yield	5.02%
Earnings Yield	9.83%
FCF Yield	6.28%

Analyst Forecast

The average price target for SBSI is $37.00, which is 24.37% higher than the current price. The consensus rating is "Hold".

Price Target	$37.00
Price Target Difference	24.37%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 25, 2017. It was a forward split with a ratio of 1.025:1.

Last Split Date	May 25, 2017
Split Type	Forward
Split Ratio	1.025:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3