Southern First Bancshares, Inc. (SFST)
NASDAQ: SFST · Real-Time Price · USD
36.71
+0.26 (0.71%)
May 14, 2025, 9:32 AM - Market open
Southern First Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 188.34 | 186.86 | 166.14 | 114.23 | 91.6 | 93.13 | Upgrade
|
| Interest Income on Investments | 14.15 | 14.35 | 11.46 | 3.43 | 1.57 | 1.69 | Upgrade
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| Total Interest Income | 202.5 | 201.21 | 177.6 | 117.66 | 93.17 | 94.82 | Upgrade
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| Interest Paid on Deposits | 105.41 | 108.77 | 91.37 | 18.1 | 3.91 | 13.06 | Upgrade
|
| Interest Paid on Borrowings | 11.13 | 11.22 | 8.57 | 1.94 | 1.53 | 1.95 | Upgrade
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| Total Interest Expense | 116.54 | 119.99 | 99.94 | 20.04 | 5.44 | 15.01 | Upgrade
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| Net Interest Income | 85.96 | 81.22 | 77.65 | 97.62 | 87.73 | 79.81 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.29% | 4.59% | -20.45% | 11.27% | 9.93% | 18.64% | Upgrade
|
| Mortgage Banking Activities | 5.82 | 5.56 | 4.04 | 4.2 | 11.38 | 19.79 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.03 | 0.03 | - | -0.39 | 0.01 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | -0 | - | Upgrade
|
| Other Non-Interest Income | 4.83 | 4.79 | 4.44 | 4.51 | 4.54 | 6.71 | Upgrade
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| Total Non-Interest Income | 12.59 | 12.14 | 9.86 | 9.58 | 17.1 | 27.35 | Upgrade
|
| Non-Interest Income Growth (YoY) | 20.14% | 23.13% | 2.92% | -43.98% | -37.48% | 65.99% | Upgrade
|
| Revenues Before Loan Losses | 98.55 | 93.36 | 87.51 | 107.2 | 104.83 | 107.16 | Upgrade
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| Provision for Loan Losses | 1.05 | 0.13 | 1.26 | 6.16 | -12.4 | 29.6 | Upgrade
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| Revenue | 97.5 | 93.24 | 86.25 | 101.05 | 117.23 | 77.56 | Upgrade
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| Revenue Growth (YoY) | 11.95% | 8.10% | -14.64% | -13.81% | 51.15% | -4.77% | Upgrade
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| Salaries and Employee Benefits | 41.73 | 41.26 | 38.33 | 36.76 | 34.46 | 33.28 | Upgrade
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| Occupancy Expenses | 7.86 | 7.89 | 7.86 | 9.11 | 6.96 | 6.23 | Upgrade
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| Federal Deposit Insurance | 4.08 | 4.02 | 3.77 | 1.69 | 1.15 | 1.38 | Upgrade
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| Selling, General & Administrative | 16.33 | 16.24 | 15.27 | 11.99 | 10.61 | 9.22 | Upgrade
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| Other Non-Interest Expense | 4.07 | 3.91 | 3.6 | 3.39 | 2.88 | 2.4 | Upgrade
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| Total Non-Interest Expense | 74.06 | 73.33 | 68.83 | 62.93 | 56.43 | 53.74 | Upgrade
|
| EBT Excluding Unusual Items | 23.44 | 19.91 | 17.43 | 38.11 | 60.8 | 23.82 | Upgrade
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| Pretax Income | 23.44 | 19.91 | 17.43 | 38.11 | 60.8 | 23.82 | Upgrade
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| Income Tax Expense | 5.17 | 4.38 | 4 | 9 | 14.09 | 5.49 | Upgrade
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| Net Income | 18.27 | 15.53 | 13.43 | 29.12 | 46.71 | 18.33 | Upgrade
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| Net Income to Common | 18.27 | 15.53 | 13.43 | 29.12 | 46.71 | 18.33 | Upgrade
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| Net Income Growth | 37.97% | 15.67% | -53.89% | -37.67% | 154.86% | -34.21% | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
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| Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | 0.23% | 0.48% | 0.08% | 1.03% | 2.11% | 0.66% | Upgrade
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| EPS (Basic) | 2.26 | 1.92 | 1.67 | 3.66 | 5.96 | 2.37 | Upgrade
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| EPS (Diluted) | 2.25 | 1.91 | 1.66 | 3.61 | 5.85 | 2.34 | Upgrade
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| EPS Growth | 37.29% | 15.06% | -54.02% | -38.29% | 150.00% | -34.64% | Upgrade
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| Effective Tax Rate | 22.04% | 22.01% | 22.96% | 23.61% | 23.18% | 23.05% | Upgrade
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Updated Apr 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.