Selective Insurance Group Statistics
Total Valuation
SIGI has a market cap or net worth of $4.83 billion. The enterprise value is $5.73 billion.
Important Dates
The last earnings date was Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | Aug 15, 2025 |
Share Statistics
SIGI has 60.85 million shares outstanding. The number of shares has increased by 0.26% in one year.
| Current Share Class | 60.85M |
| Shares Outstanding | 60.85M |
| Shares Change (YoY) | +0.26% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 0.98% |
| Owned by Institutions (%) | 86.66% |
| Float | 60.23M |
Valuation Ratios
The trailing PE ratio is 13.00 and the forward PE ratio is 10.17.
| PE Ratio | 13.00 |
| Forward PE | 10.17 |
| PS Ratio | 0.95 |
| Forward PS | 0.92 |
| PB Ratio | 1.52 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 4.26 |
| P/OCF Ratio | 4.13 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.80, with an EV/FCF ratio of 5.06.
| EV / Earnings | 15.31 |
| EV / Sales | 1.12 |
| EV / EBITDA | 9.80 |
| EV / EBIT | 10.36 |
| EV / FCF | 5.06 |
Financial Position
The company has a current ratio of 0.36, with a Debt / Equity ratio of 0.27.
| Current Ratio | 0.36 |
| Quick Ratio | 0.23 |
| Debt / Equity | 0.27 |
| Debt / EBITDA | 1.52 |
| Debt / FCF | 0.80 |
| Interest Coverage | 14.83 |
Financial Efficiency
Return on equity (ROE) is 12.19% and return on invested capital (ROIC) is 8.98%.
| Return on Equity (ROE) | 12.19% |
| Return on Assets (ROA) | 2.56% |
| Return on Invested Capital (ROIC) | 8.98% |
| Return on Capital Employed (ROCE) | 11.69% |
| Revenue Per Employee | $1.83M |
| Profits Per Employee | $133,733 |
| Employee Count | 2,800 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SIGI has paid $99.71 million in taxes.
| Income Tax | 99.71M |
| Effective Tax Rate | 20.63% |
Stock Price Statistics
The stock price has decreased by -7.66% in the last 52 weeks. The beta is 0.47, so SIGI's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | -7.66% |
| 50-Day Moving Average | 84.19 |
| 200-Day Moving Average | 88.95 |
| Relative Strength Index (RSI) | 44.73 |
| Average Volume (20 Days) | 785,088 |
Short Selling Information
The latest short interest is 1.52 million, so 2.50% of the outstanding shares have been sold short.
| Short Interest | 1.52M |
| Short Previous Month | 1.64M |
| Short % of Shares Out | 2.50% |
| Short % of Float | 2.53% |
| Short Ratio (days to cover) | 2.24 |
Income Statement
In the last 12 months, SIGI had revenue of $5.11 billion and earned $374.45 million in profits. Earnings per share was $6.11.
| Revenue | 5.11B |
| Gross Profit | 1.07B |
| Operating Income | 553.40M |
| Pretax Income | 291.96M |
| Net Income | 374.45M |
| EBITDA | 585.02M |
| EBIT | 553.40M |
| Earnings Per Share (EPS) | $6.11 |
Full Income StatementBalance Sheet
The company has $531.80 million in cash and $902.75 million in debt, giving a net cash position of -$902.39 million or -$14.83 per share.
| Cash & Cash Equivalents | 531.80M |
| Total Debt | 902.75M |
| Net Cash | -902.39M |
| Net Cash Per Share | -$14.83 |
| Equity (Book Value) | 3.37B |
| Book Value Per Share | 52.09 |
| Working Capital | -6.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.17 billion and capital expenditures -$37.14 million, giving a free cash flow of $1.13 billion.
| Operating Cash Flow | 1.17B |
| Capital Expenditures | -37.14M |
| Free Cash Flow | 1.13B |
| FCF Per Share | $18.63 |
Full Cash Flow StatementMargins
Gross margin is 20.85%, with operating and profit margins of 10.82% and 7.50%.
| Gross Margin | 20.85% |
| Operating Margin | 10.82% |
| Pretax Margin | 9.45% |
| Profit Margin | 7.50% |
| EBITDA Margin | 11.44% |
| EBIT Margin | 10.82% |
| FCF Margin | 22.17% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 1.91%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 1.91% |
| Dividend Growth (YoY) | 8.57% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 24.88% |
| Buyback Yield | -0.26% |
| Shareholder Yield | 1.68% |
| Earnings Yield | 7.75% |
| FCF Yield | 23.46% |
Dividend DetailsAnalyst Forecast
The average price target for SIGI is $87.33, which is 9.96% higher than the current price. The consensus rating is "Hold".
| Price Target | $87.33 |
| Price Target Difference | 9.96% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on February 21, 2007. It was a forward split with a ratio of 2:1.
| Last Split Date | Feb 21, 2007 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |