Company Description
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida.
The company accepts various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit.
It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and medium sized businesses; letters of credit; and overdraft facilities.
In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services.
SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.
| Country | United States |
| Industry | Banks - Regional |
| Sector | Financials |
| Employees | 612 |
| CEO | William Carroll |
Contact Details
Address: 5401 Kingston Pike, Suite 600 Knoxville, Tennessee 37919 United States | |
| Phone | 865 437 5700 |
| Website | smartbank.com |
Stock Details
| Ticker Symbol | SMBK |
| Exchange | NYSE |
| Stock Type | Common Stock |
| Fiscal Year | January - December |
| Reporting Currency | USD |
| CIK Code | 0001038773 |
| CUSIP Number | 83190L208 |
| ISIN Number | US83190L2088 |
| Employer ID | 62-1173944 |
| SIC Code | 6021 |
Key Executives
| Name | Position |
|---|---|
| William Young Carroll Jr. | President, Chief Executive Officer and Director |
| Ronald J. Gorczynski CPA | Executive Vice President and Chief Financial Officer |
| Cynthia A. Cain | Executive Vice President and Chief Accounting Officer |
| Rhett D. Jordan | Executive Vice President and Chief Credit Officer |
| Nathan Strall | Head of Investor Relations |
| Kelley L. Fowler | Senior Vice President and Director of Marketing and Public Relations - SmartBank |
| Rebecca C. Boyd | Executive Vice President and Chief People Officer |
| Travis Lytle | Senior Vice President and Director of Community Development and Community Reinvestment Act Officer |
| Monty Hatcher | Executive Vice President |
| Robbie Washington | Senior Vice President, Community Reinvestment Act Officer and Director of HMDA |
Latest SEC Filings
| Date | Type | Title |
|---|---|---|
| Dec 3, 2025 | 424B3 | Prospectus |
| Dec 1, 2025 | EFFECT | Notice of Effectiveness |
| Nov 25, 2025 | S-4/A | Filing |
| Nov 7, 2025 | 10-Q | Quarterly Report |
| Nov 3, 2025 | 8-K | Current Report |
| Oct 21, 2025 | 8-K | Current Report |
| Oct 8, 2025 | S-4 | Filing |
| Sep 8, 2025 | 8-K | Current Report |
| Sep 2, 2025 | D | Notice of Exempt Offering of Securities |
| Aug 20, 2025 | 8-K | Current Report |