SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
23.81
+0.16 (0.68%)
At close: Aug 13, 2025, 4:00 PM
23.88
+0.07 (0.29%)
After-hours: Aug 13, 2025, 7:59 PM EDT
SoFi Technologies Stock Forecast
Stock Price Forecast
According to 15 professional analysts, the 12-month price target for SoFi Technologies stock ranges from a low of $9.50 to a high of $26. The average analyst price target of $17.2 forecasts a -27.76% decrease in the stock price over the next year.
Price Target: $17.20 (-27.76%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Mar '25 | Apr '25 | May '25 | Jun '25 | Jul '25 | Aug '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Buy | 2 | 3 | 3 | 3 | 3 | 3 |
| Hold | 7 | 6 | 6 | 6 | 7 | 7 |
| Sell | 4 | 4 | 4 | 3 | 3 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 16 | 16 | 15 | 16 | 16 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Sell Maintains $13 → $14 | Sell | Maintains | $13 → $14 | -41.20% | Aug 5, 2025 |
| Mizuho | Mizuho | Buy Maintains $20 → $26 | Buy | Maintains | $20 → $26 | +9.20% | Jul 31, 2025 |
| Barclays | Barclays | Hold Maintains $18 → $21 | Hold | Maintains | $18 → $21 | -11.80% | Jul 30, 2025 |
| Morgan Stanley | Morgan Stanley | Sell Maintains $11 → $13 | Sell | Maintains | $11 → $13 | -45.40% | Jul 30, 2025 |
| Needham | Needham | Strong Buy Maintains $20 → $25 | Strong Buy | Maintains | $20 → $25 | +5.00% | Jul 30, 2025 |
Financial Forecast
Revenue This Year
3.35B
from 2.64B
Increased by 26.74%
Revenue Next Year
4.04B
from 3.35B
Increased by 20.51%
EPS This Year
0.29
from 0.39
Decreased by -27.21%
EPS Next Year
0.53
from 0.29
Increased by 85.55%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 3.6B | 4.6B | 5.3B | ||
| Avg | 3.4B | 4.0B | 4.7B | ||
| Low | 3.0B | 3.4B | 3.8B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 36.1% | 36.8% | 30.1% | ||
| Avg | 26.7% | 20.5% | 16.6% | ||
| Low | 11.8% | 1.5% | -4.7% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | 0.35 | 0.82 | 1.25 | ||
| Avg | 0.29 | 0.53 | 0.75 | ||
| Low | 0.25 | 0.40 | 0.45 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| High | -12.2% | 185.0% | 134.4% | ||
| Avg | -27.2% | 85.5% | 40.8% | ||
| Low | -35.5% | 39.8% | -15.1% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.