SoFi Technologies, Inc. (SOFI)
NASDAQ: SOFI · Real-Time Price · USD
27.78
-1.82 (-6.15%)
At close: Dec 5, 2025, 4:00 PM EST
27.49
-0.29 (-1.04%)
After-hours: Dec 5, 2025, 7:59 PM EST
SoFi Technologies Stock Forecast
Stock Price Forecast
According to 15 professional analysts, the 12-month price target for SoFi Technologies stock ranges from a low of $12 to a high of $37. The average analyst price target of $24.7 forecasts a -11.09% decrease in the stock price over the next year.
Price Target: $24.70 (-11.09%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for SoFi Technologies stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Buy | 3 | 3 | 3 | 3 | 3 | 3 |
| Hold | 7 | 7 | 7 | 8 | 8 | 8 |
| Sell | 3 | 3 | 3 | 3 | 3 | 3 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 16 | 16 | 17 | 17 | 17 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Truist Securities | Truist Securities | Hold Maintains $31 → $28 | Hold | Maintains | $31 → $28 | +0.79% | Nov 25, 2025 |
| Truist Securities | Truist Securities | Hold Maintains $29 → $31 | Hold | Maintains | $29 → $31 | +11.59% | Nov 4, 2025 |
| UBS | UBS | Hold Maintains $21 → $28 | Hold | Maintains | $21 → $28 | -1.01% | Oct 30, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $28 → $37 | Strong Buy | Maintains | $28 → $37 | +33.19% | Oct 29, 2025 |
| Goldman Sachs | Goldman Sachs | Hold Maintains $24 → $27 | Hold | Maintains | $24 → $27 | -2.81% | Oct 29, 2025 |
Financial Forecast
Revenue This Year
3.62B
from 2.64B
Increased by 37.00%
Revenue Next Year
4.61B
from 3.62B
Increased by 27.42%
EPS This Year
0.37
from 0.39
Decreased by -6.62%
EPS Next Year
0.61
from 0.37
Increased by 66.69%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 3.9B | 5.9B | ||||
| Avg | 3.6B | 4.6B | ||||
| Low | 3.3B | 4.0B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 46.0% | 62.7% | ||||
| Avg | 37.0% | 27.4% | ||||
| Low | 26.4% | 11.1% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 0.41 | 0.77 | ||||
| Avg | 0.37 | 0.61 | ||||
| Low | 0.29 | 0.46 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 3.7% | 107.7% | ||||
| Avg | -6.6% | 66.7% | ||||
| Low | -25.5% | 25.0% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.