SoFi Technologies, Inc. (SOFI)

SoFi Technologies Stock Forecast

Stock Price Forecast

The 12 analysts with 12-month price forecasts for SoFi Technologies stock have an average target of 14.17, with a low estimate of 8.00 and a high estimate of 20. The average target predicts an increase of 0.93% from the current stock price of 14.04.

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$8.00	$14.17	$15.5	$20
Change	-43.02%	+0.93%	+10.40%	+42.45%

Analyst Ratings

The average analyst rating for SoFi Technologies stock from 14 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Nov '24	Dec '24	Jan '25	Feb '25	Mar '25	Apr '25
Strong Buy	3	3	3	3	3	3
Buy	1	1	2	2	2	3
Hold	7	8	7	7	7	5
Sell	3	4	4	4	4	3
Strong Sell	0	0	0	0	0	0
Total	14	16	16	16	16	14

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Terry Ma Barclays	Barclays	Hold Maintains $11 → $12	Hold	Maintains	$11 → $12	-14.53%	Apr 30, 2025
Tim Chiodo UBS	UBS	Hold Maintains $14 → $16	Hold	Maintains	$14 → $16	+10.40%	Apr 30, 2025
Kyle Peterson Needham	Needham	Strong Buy Reiterates $20	Strong Buy	Reiterates	$20	+42.45%	Apr 30, 2025
Devin Ryan JMP Securities	JMP Securities	Buy Initiates $17	Buy	Initiates	$17	+21.08%	Apr 25, 2025
Michael Ng Goldman Sachs	Goldman Sachs	Hold Maintains $8.5 → $9.5	Hold	Maintains	$8.5 → $9.5	-32.34%	Jan 28, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

3.26B

Increased by 23.41%

from 2.64B

Revenue Next Year

3.90B

Increased by 19.41%

from 3.26B

EPS This Year

0.26

Decreased by -33.50%

from 0.39

EPS Next Year

0.53

Increased by 101.39%

from 0.26

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	565.53M	977.30M	1.52B	2.07B	2.64B	3.26B	3.90B	4.74B
Revenue Growth	27.76%	72.81%	55.45%	36.11%	27.82%	23.41%	19.41%	21.67%
EPS	-4.30	-1.00	-0.40	-0.36	0.39	0.26	0.53	0.80
EPS Growth	-	-	-	-	-	-33.50%	101.39%	50.49%
Forward PE	-	-	-	-	-	53.48	26.56	17.65
No. Analysts	-	-	-	-	-	21	21	10

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028	2029
High	3.4B	4.3B	5.9B
Avg	3.3B	3.9B	4.7B
Low	3.0B	3.5B	4.0B

Revenue Growth

Revenue Growth	2025	2026	2027	2028	2029
High	29.8%	33.1%	52.5%
Avg	23.4%	19.4%	21.7%
Low	13.7%	7.6%	3.7%

EPS Forecast

EPS	2025	2026	2027	2028	2029
High	0.40	0.64	1.16
Avg	0.26	0.53	0.80
Low	0.21	0.31	0.51

EPS Growth

EPS Growth	2025	2026	2027	2028	2029
High	1.1%	144.0%	118.5%
Avg	-33.5%	101.4%	50.5%
Low	-47.9%	19.5%	-3.6%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.