SoFi Technologies Statistics
Total Valuation
SOFI has a market cap or net worth of $28.51 billion. The enterprise value is $30.47 billion.
Important Dates
The last earnings date was Tuesday, July 29, 2025, before market open.
| Earnings Date | Jul 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
SOFI has 1.20 billion shares outstanding. The number of shares has increased by 18.55% in one year.
| Current Share Class | 1.20B |
| Shares Outstanding | 1.20B |
| Shares Change (YoY) | +18.55% |
| Shares Change (QoQ) | -0.22% |
| Owned by Insiders (%) | 1.65% |
| Owned by Institutions (%) | 49.28% |
| Float | 1.18B |
Valuation Ratios
The trailing PE ratio is 48.65 and the forward PE ratio is 57.39.
| PE Ratio | 48.65 |
| Forward PE | 57.39 |
| PS Ratio | 8.58 |
| Forward PS | 7.70 |
| PB Ratio | 3.86 |
| P/TBV Ratio | 5.48 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 54.26 |
| EV / Sales | 10.06 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.16, with a Debt / Equity ratio of 0.60.
| Current Ratio | 1.16 |
| Quick Ratio | 0.48 |
| Debt / Equity | 0.60 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.80%.
| Return on Equity (ROE) | 8.80% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $605,869 |
| Profits Per Employee | $112,319 |
| Employee Count | 5,000 |
| Asset Turnover | 0.08 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -245.84M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +267.44% in the last 52 weeks. The beta is 1.94, so SOFI's price volatility has been higher than the market average.
| Beta (5Y) | 1.94 |
| 52-Week Price Change | +267.44% |
| 50-Day Moving Average | 18.90 |
| 200-Day Moving Average | 15.08 |
| Relative Strength Index (RSI) | 70.58 |
| Average Volume (20 Days) | 73,826,602 |
Short Selling Information
The latest short interest is 112.01 million, so 9.35% of the outstanding shares have been sold short.
| Short Interest | 112.01M |
| Short Previous Month | 133.33M |
| Short % of Shares Out | 9.35% |
| Short % of Float | 9.51% |
| Short Ratio (days to cover) | 1.33 |
Income Statement
In the last 12 months, SOFI had revenue of $3.03 billion and earned $561.60 million in profits. Earnings per share was $0.49.
| Revenue | 3.03B |
| Gross Profit | 2.49B |
| Operating Income | 316.37M |
| Pretax Income | n/a |
| Net Income | 561.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.49 |
Full Income StatementBalance Sheet
The company has $2.13 billion in cash and $4.09 billion in debt, giving a net cash position of -$1.96 billion or -$1.64 per share.
| Cash & Cash Equivalents | 2.13B |
| Total Debt | 4.09B |
| Net Cash | -1.96B |
| Net Cash Per Share | -$1.64 |
| Equity (Book Value) | 6.86B |
| Book Value Per Share | 6.16 |
| Working Capital | 4.80B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$2.82 billion and capital expenditures -$201.64 million, giving a free cash flow of -$3.02 billion.
| Operating Cash Flow | -2.82B |
| Capital Expenditures | -201.64M |
| Free Cash Flow | -3.02B |
| FCF Per Share | -$2.52 |
Full Cash Flow StatementMargins
Gross margin is 82.25%, with operating and profit margins of 10.44% and 18.54%.
| Gross Margin | 82.25% |
| Operating Margin | 10.44% |
| Pretax Margin | 10.42% |
| Profit Margin | 18.54% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
SOFI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -18.55% |
| Shareholder Yield | -18.55% |
| Earnings Yield | 1.97% |
| FCF Yield | -10.59% |
Dividend DetailsAnalyst Forecast
The average price target for SOFI is $17.20, which is -27.76% lower than the current price. The consensus rating is "Hold".
| Price Target | $17.20 |
| Price Target Difference | -27.76% |
| Analyst Consensus | Hold |
| Analyst Count | 16 |
| Revenue Growth Forecast (5Y) | 14.33% |
| EPS Growth Forecast (5Y) | 18.65% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |