Summit State Bank (SSBI)
NASDAQ: SSBI · Real-Time Price · USD
11.70
-0.30 (-2.50%)
Aug 15, 2025, 4:00 PM - Market closed
Summit State Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 54.6 | 53.57 | 52.56 | 46.12 | 40.19 | 34.63 | Upgrade
|
| Interest Income on Investments | 5.09 | 5.19 | 7.68 | 2.83 | 1.78 | 1.79 | Upgrade
|
| Total Interest Income | 59.68 | 58.76 | 60.24 | 48.96 | 41.97 | 36.43 | Upgrade
|
| Interest Paid on Deposits | 26.83 | 28.5 | 24.23 | 4.94 | 3.21 | 4.96 | Upgrade
|
| Interest Paid on Borrowings | 0.58 | 0.79 | 0.55 | 1.59 | 1.16 | 1.21 | Upgrade
|
| Total Interest Expense | 27.4 | 29.29 | 24.78 | 6.53 | 4.37 | 6.16 | Upgrade
|
| Net Interest Income | 32.28 | 29.48 | 35.46 | 42.43 | 37.61 | 30.26 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.67% | -16.88% | -16.42% | 12.82% | 24.27% | 31.71% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0 | 0.01 | - | 0 | 0.07 | 0.87 | Upgrade
|
| Other Non-Interest Income | 0.33 | 0.41 | 1.85 | 0.79 | 0.64 | 0.66 | Upgrade
|
| Total Non-Interest Income | 2.62 | 3.46 | 5.2 | 7.5 | 4.9 | 4.45 | Upgrade
|
| Non-Interest Income Growth (YoY) | -26.04% | -33.49% | -30.61% | 52.93% | 10.18% | 67.09% | Upgrade
|
| Revenues Before Loan Losses | 34.9 | 32.94 | 40.66 | 49.92 | 42.51 | 34.71 | Upgrade
|
| Provision for Loan Losses | 7.33 | 7.92 | 0.33 | 2.54 | 1.29 | 2.1 | Upgrade
|
| Revenue | 27.57 | 25.02 | 40.33 | 47.38 | 41.21 | 32.61 | Upgrade
|
| Revenue Growth (YoY) | -18.86% | -37.96% | -14.88% | 14.97% | 26.38% | 30.76% | Upgrade
|
| Salaries and Employee Benefits | 15.46 | 16.05 | 15.38 | 14.04 | 12.26 | 10.69 | Upgrade
|
| Occupancy Expenses | 1.25 | 1.29 | 1.24 | 1.29 | 1.24 | 1.22 | Upgrade
|
| Selling, General & Administrative | 1.03 | 1.03 | 1.77 | 2.53 | 1.82 | 1.21 | Upgrade
|
| Other Non-Interest Expense | 7.09 | 6.92 | 6.66 | 5.66 | 5.02 | 4.55 | Upgrade
|
| Total Non-Interest Expense | 24.82 | 25.29 | 25.05 | 23.51 | 20.33 | 17.67 | Upgrade
|
| EBT Excluding Unusual Items | 2.75 | -0.27 | 15.28 | 23.87 | 20.88 | 14.94 | Upgrade
|
| Pretax Income | -1.37 | -4.39 | 15.28 | 23.87 | 20.88 | 14.94 | Upgrade
|
| Income Tax Expense | 0.23 | -0.2 | 4.46 | 6.9 | 6.18 | 4.42 | Upgrade
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| Net Income | -1.6 | -4.19 | 10.82 | 16.97 | 14.7 | 10.52 | Upgrade
|
| Net Income to Common | -1.6 | -4.19 | 10.82 | 16.97 | 14.7 | 10.52 | Upgrade
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| Net Income Growth | - | - | -36.22% | 15.44% | 39.76% | 62.38% | Upgrade
|
| Basic Shares Outstanding | 7 | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| Diluted Shares Outstanding | 7 | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| Shares Change (YoY) | 0.24% | 0.24% | 0.16% | 0.07% | 0.03% | -0.01% | Upgrade
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| EPS (Basic) | -0.24 | -0.62 | 1.62 | 2.54 | 2.20 | 1.58 | Upgrade
|
| EPS (Diluted) | -0.24 | -0.62 | 1.62 | 2.54 | 2.20 | 1.57 | Upgrade
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| EPS Growth | - | - | -36.30% | 15.34% | 40.13% | 61.86% | Upgrade
|
| Dividend Per Share | 0.040 | 0.280 | 0.480 | 0.480 | 0.480 | 0.480 | Upgrade
|
| Dividend Growth | -91.67% | -41.67% | - | - | - | 9.99% | Upgrade
|
| Effective Tax Rate | - | - | 29.18% | 28.92% | 29.61% | 29.60% | Upgrade
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Updated Jul 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.