S&T Bancorp, Inc. (STBA)

S&T Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	470.28	476.38	443.12	314.87	270.46	300.96
Interest Income on Investments	42.83	39.49	34.78	25.89	18.8	19.5
Total Interest Income	513.11	515.87	477.9	340.75	289.26	320.46
Interest Paid on Deposits	160.53	159.41	92.84	19.91	10.76	35.99
Interest Paid on Borrowings	14.95	21.66	35.66	5.06	2.39	5.09
Total Interest Expense	175.48	181.07	128.49	24.97	13.15	41.08
Net Interest Income	337.63	334.81	349.41	315.78	276.11	279.39
Net Interest Income Growth (YoY)	-0.57%	-4.18%	10.65%	14.37%	-1.17%	13.21%
Trust Income	12.35	12.26	12.19	12.72	12.89	9.96
Mortgage Banking Activities	-	-	-	-	9.73	10.92
Gain (Loss) on Sale of Investments	-3.59	-4.44	-2	-1.2	0.03	0.14
Other Non-Interest Income	21.71	24.99	29.24	28.52	27	25.13
Total Non-Interest Income	46.88	49.08	55.62	56.86	64.7	59.75
Non-Interest Income Growth (YoY)	-13.79%	-11.75%	-2.18%	-12.11%	8.29%	19.71%
Revenues Before Loan Losses	384.51	383.89	405.03	372.64	340.81	339.13
Provision for Loan Losses	-3.98	0.13	17.89	8.37	16.22	131.42
Revenue	388.49	383.76	387.14	364.28	324.59	207.71
Revenue Growth (YoY)	1.05%	-0.87%	6.28%	12.22%	56.27%	-26.30%
Salaries and Employee Benefits	120.23	117.37	107.59	100.03	97.79	89.39
Occupancy Expenses	9.98	9.98	9.62	9.64	9.41	8.82
Federal Deposit Insurance	4.2	4.2	4.12	2.85	4.22	5.09
Selling, General & Administrative	55.69	54.64	53.73	50.8	45.85	45.37
Other Non-Interest Expense	33.92	32.76	33.28	32.02	31.66	35.66
Total Non-Interest Expense	224.02	218.94	208.33	195.35	188.93	184.33
EBT Excluding Unusual Items	164.47	164.82	178.8	168.93	135.67	23.38
Pretax Income	164.47	164.82	178.8	168.93	135.67	21.04
Income Tax Expense	33.52	33.55	34.02	33.41	25.33	-0
Net Income	130.96	131.27	144.78	135.52	110.34	21.04
Preferred Dividends & Other Adjustments	0.01	0.01	0.16	0.38	0.49	0.07
Net Income to Common	130.94	131.25	144.63	135.14	109.85	20.97
Net Income Growth	-3.80%	-9.34%	6.83%	22.82%	424.44%	-78.58%
Basic Shares Outstanding	38	38	38	39	39	39
Diluted Shares Outstanding	39	39	39	39	39	39
Shares Change (YoY)	0.24%	-0.34%	-0.96%	-0.06%	-0.05%	12.67%
EPS (Basic)	3.42	3.43	3.76	3.47	2.81	0.54
EPS (Diluted)	3.40	3.41	3.74	3.46	2.81	0.53
EPS Growth	-3.67%	-8.82%	8.09%	23.13%	430.19%	-81.21%
Dividend Per Share	0.680	1.340	1.300	1.230	1.140	1.120
Dividend Growth	-48.48%	3.08%	5.69%	7.90%	1.79%	1.82%
Effective Tax Rate	20.38%	20.36%	19.03%	19.78%	18.67%	-

Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q