S&T Bancorp, Inc. (STBA)

S&T Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	472.15	476.38	443.12	314.87	270.46	300.96
Interest Income on Investments	40.82	39.49	34.78	25.89	18.8	19.5
Total Interest Income	512.97	515.87	477.9	340.75	289.26	320.46
Interest Paid on Deposits	161.1	159.41	92.84	19.91	10.76	35.99
Interest Paid on Borrowings	17.21	21.66	35.66	5.06	2.39	5.09
Total Interest Expense	178.31	181.07	128.49	24.97	13.15	41.08
Net Interest Income	334.65	334.81	349.41	315.78	276.11	279.39
Net Interest Income Growth (YoY)	-2.74%	-4.18%	10.65%	14.37%	-1.17%	13.21%
Trust Income	12.3	12.26	12.19	12.72	12.89	9.96
Mortgage Banking Activities	-	-	-	-	9.73	10.92
Gain (Loss) on Sale of Investments	-6.74	-4.44	-2	-1.2	0.03	0.14
Other Non-Interest Income	24.71	24.99	29.24	28.52	27	25.13
Total Non-Interest Income	46.68	49.08	55.62	56.86	64.7	59.75
Non-Interest Income Growth (YoY)	-20.28%	-11.75%	-2.18%	-12.11%	8.29%	19.71%
Revenues Before Loan Losses	381.33	383.89	405.03	372.64	340.81	339.13
Provision for Loan Losses	-5.53	0.13	17.89	8.37	16.22	131.42
Revenue	386.87	383.76	387.14	364.28	324.59	207.71
Revenue Growth (YoY)	0.99%	-0.87%	6.28%	12.22%	56.27%	-26.30%
Salaries and Employee Benefits	117.71	117.37	107.59	100.03	97.79	89.39
Occupancy Expenses	10.41	9.98	9.62	9.64	9.41	8.82
Federal Deposit Insurance	4.19	4.2	4.12	2.85	4.22	5.09
Selling, General & Administrative	53.86	54.64	53.73	50.8	45.85	45.37
Other Non-Interest Expense	33.34	32.76	33.28	32.02	31.66	35.66
Total Non-Interest Expense	219.51	218.94	208.33	195.35	188.93	184.33
EBT Excluding Unusual Items	167.36	164.82	178.8	168.93	135.67	23.38
Pretax Income	167.36	164.82	178.8	168.93	135.67	21.04
Income Tax Expense	33.93	33.55	34.02	33.41	25.33	-0
Net Income	133.43	131.27	144.78	135.52	110.34	21.04
Preferred Dividends & Other Adjustments	0.01	0.01	0.16	0.38	0.49	0.07
Net Income to Common	133.41	131.25	144.63	135.14	109.85	20.97
Net Income Growth	-2.05%	-9.34%	6.83%	22.82%	424.44%	-78.58%
Basic Shares Outstanding	38	38	38	39	39	39
Diluted Shares Outstanding	38	39	39	39	39	39
Shares Change (YoY)	-0.11%	-0.34%	-0.96%	-0.06%	-0.05%	12.67%
EPS (Basic)	3.48	3.43	3.76	3.47	2.81	0.54
EPS (Diluted)	3.47	3.41	3.74	3.46	2.81	0.53
EPS Growth	-1.68%	-8.82%	8.09%	23.13%	430.19%	-81.21%
Dividend Per Share	1.350	1.340	1.300	1.230	1.140	1.120
Dividend Growth	3.05%	3.08%	5.69%	7.90%	1.79%	1.82%
Effective Tax Rate	20.28%	20.36%	19.03%	19.78%	18.67%	-

Updated Apr 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q