Stewart Information Services Corporation (STC)

STC Statistics

Total Valuation

STC has a market cap or net worth of $1.81 billion. The enterprise value is $2.23 billion.

Market Cap	1.81B
Enterprise Value	2.23B

Important Dates

The last earnings date was Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	Mar 17, 2025

Share Statistics

STC has 27.92 million shares outstanding. The number of shares has increased by 1.74% in one year.

Current Share Class	27.92M
Shares Outstanding	27.92M
Shares Change (YoY)	+1.74%
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	2.07%
Owned by Institutions (%)	100.69%
Float	27.33M

Valuation Ratios

The trailing PE ratio is 24.86 and the forward PE ratio is 12.89.

PE Ratio	24.86
Forward PE	12.89
PS Ratio	0.70
Forward PS	n/a
PB Ratio	1.29
P/TBV Ratio	26.75
P/FCF Ratio	n/a
P/OCF Ratio	13.36
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	30.43
EV / Sales	0.88
EV / EBITDA	11.49
EV / EBIT	16.84
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.65, with a Debt / Equity ratio of 0.40.

Current Ratio	1.65
Quick Ratio	1.60
Debt / Equity	0.40
Debt / EBITDA	2.34
Debt / FCF	n/a
Interest Coverage	6.68

Financial Efficiency

Return on equity (ROE) is 6.30% and return on invested capital (ROIC) is 4.23%.

Return on Equity (ROE)	6.30%
Return on Assets (ROA)	3.09%
Return on Invested Capital (ROIC)	4.23%
Return on Capital Employed (ROCE)	5.28%
Revenue Per Employee	$363,941
Profits Per Employee	$10,465
Employee Count	7,000
Asset Turnover	0.95
Inventory Turnover	n/a

Taxes

In the past 12 months, STC has paid $25.70 million in taxes.

Income Tax	25.70M
Effective Tax Rate	22.73%

Stock Price Statistics

The stock price has increased by +2.32% in the last 52 weeks. The beta is 1.03, so STC's price volatility has been similar to the market average.

Beta (5Y)	1.03
52-Week Price Change	+2.32%
50-Day Moving Average	67.93
200-Day Moving Average	69.68
Relative Strength Index (RSI)	44.65
Average Volume (20 Days)	127,520

Short Selling Information

The latest short interest is 615,963, so 2.21% of the outstanding shares have been sold short.

Short Interest	615,963
Short Previous Month	673,797
Short % of Shares Out	2.21%
Short % of Float	2.25%
Short Ratio (days to cover)	4.12

Income Statement

In the last 12 months, STC had revenue of $2.55 billion and earned $73.26 million in profits. Earnings per share was $2.60.

Revenue	2.55B
Gross Profit	1.58B
Operating Income	132.38M
Pretax Income	66.97M
Net Income	73.26M
EBITDA	193.93M
EBIT	132.38M
Earnings Per Share (EPS)	$2.60

Balance Sheet

The company has $183.93 million in cash and $560.18 million in debt, giving a net cash position of -$421.97 million or -$15.11 per share.

Cash & Cash Equivalents	183.93M
Total Debt	560.18M
Net Cash	-421.97M
Net Cash Per Share	-$15.11
Equity (Book Value)	1.41B
Book Value Per Share	50.16
Working Capital	129.78M

Cash Flow

Operating Cash Flow	135.27M
Capital Expenditures	-42.56M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 62.04%, with operating and profit margins of 5.20% and 2.88%.

Gross Margin	62.04%
Operating Margin	5.20%
Pretax Margin	4.44%
Profit Margin	2.88%
EBITDA Margin	7.61%
EBIT Margin	5.20%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 3.09%.

Dividend Per Share	$2.00
Dividend Yield	3.09%
Dividend Growth (YoY)	5.33%
Years of Dividend Growth	4
Payout Ratio	76.81%
Buyback Yield	-1.74%
Shareholder Yield	1.35%
Earnings Yield	4.05%
FCF Yield	n/a

Analyst Forecast

The average price target for STC is $77.67, which is 19.99% higher than the current price. The consensus rating is "Buy".

Price Target	$77.67
Price Target Difference	19.99%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 24, 1999. It was a forward split with a ratio of 2:1.

Last Split Date	May 24, 1999
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5