Stellar Bancorp, Inc. (STEL)

Stellar Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,405	1,514	1,483	1,556	587	522
Market Cap Growth	12.81%	2.10%	-4.73%	165.03%	12.59%	-19.46%
Last Close Price	27.17	28.21	27.12	28.11	27.18	23.48
PE Ratio	12.81	13.17	11.36	30.26	7.20	11.46
PS Ratio	3.37	3.49	3.28	6.02	2.45	2.84
PB Ratio	0.88	0.94	0.98	1.13	0.72	0.69
P/FCF Ratio	15.35	11.83	9.19	14.79	5.62	9.68
P/OCF Ratio	14.57	11.42	8.82	14.27	5.47	8.54
Debt / Equity Ratio	0.13	0.06	0.12	0.15	0.26	0.37
Debt / FCF Ratio	2.34	0.74	1.16	1.95	2.00	5.14
Return on Equity (ROE)	7.23%	7.35%	8.99%	4.68%	10.36%	6.20%
Return on Assets (ROA)	1.07%	1.07%	1.21%	0.57%	1.24%	0.83%
Earnings Yield	8.13%	7.60%	8.80%	3.30%	13.89%	8.73%
FCF Yield	6.52%	8.45%	10.88%	6.76%	17.79%	10.33%
Dividend Yield	2.06%	1.88%	1.92%	1.53%	1.77%	1.70%
Payout Ratio	26.41%	24.62%	21.22%	29.90%	11.89%	17.93%
Buyback Yield / Dilution	-0.15%	-0.37%	-52.29%	-21.25%	0.93%	-36.02%
Total Shareholder Return	1.92%	1.51%	-50.38%	-19.72%	2.69%	-34.32%

Updated Apr 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q