Stellar Bancorp Statistics
Total Valuation
Stellar Bancorp has a market cap or net worth of $1.44 billion. The enterprise value is $1.09 billion.
Important Dates
The next estimated earnings date is Friday, July 25, 2025, before market open.
| Earnings Date | Jul 25, 2025 |
| Ex-Dividend Date | Jun 16, 2025 |
Share Statistics
Stellar Bancorp has 51.47 million shares outstanding. The number of shares has increased by 0.15% in one year.
| Current Share Class | 51.47M |
| Shares Outstanding | 51.47M |
| Shares Change (YoY) | +0.15% |
| Shares Change (QoQ) | -0.51% |
| Owned by Insiders (%) | 9.19% |
| Owned by Institutions (%) | 59.43% |
| Float | 46.62M |
Valuation Ratios
The trailing PE ratio is 12.59 and the forward PE ratio is 14.76.
| PE Ratio | 12.59 |
| Forward PE | 14.76 |
| PS Ratio | 3.31 |
| Forward PS | 3.31 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | 15.88 |
| P/OCF Ratio | 15.07 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.61 |
| EV / Sales | 2.53 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.00 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.23%.
| Return on Equity (ROE) | 7.23% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $421,049 |
| Profits Per Employee | $111,005 |
| Employee Count | 1,023 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Stellar Bancorp has paid $29.46 million in taxes.
| Income Tax | 29.46M |
| Effective Tax Rate | 20.60% |
Stock Price Statistics
The stock price has increased by +29.07% in the last 52 weeks. The beta is 0.67, so Stellar Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.67 |
| 52-Week Price Change | +29.07% |
| 50-Day Moving Average | 26.76 |
| 200-Day Moving Average | 27.64 |
| Relative Strength Index (RSI) | 60.30 |
| Average Volume (20 Days) | 262,544 |
Short Selling Information
The latest short interest is 829,637, so 1.61% of the outstanding shares have been sold short.
| Short Interest | 829,637 |
| Short Previous Month | 736,360 |
| Short % of Shares Out | 1.61% |
| Short % of Float | 1.78% |
| Short Ratio (days to cover) | 6.49 |
Income Statement
In the last 12 months, Stellar Bancorp had revenue of $430.73 million and earned $113.56 million in profits. Earnings per share was $2.12.
| Revenue | 430.73M |
| Gross Profit | 430.73M |
| Operating Income | 174.02M |
| Pretax Income | 142.63M |
| Net Income | 113.56M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.12 |
Full Income StatementBalance Sheet
The company has $565.62 million in cash and $212.54 million in debt, giving a net cash position of $353.08 million or $6.86 per share.
| Cash & Cash Equivalents | 565.62M |
| Total Debt | 212.54M |
| Net Cash | 353.08M |
| Net Cash Per Share | $6.86 |
| Equity (Book Value) | 1.61B |
| Book Value Per Share | 30.89 |
| Working Capital | -8.09B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $95.84 million and capital expenditures -$4.87 million, giving a free cash flow of $90.97 million.
| Operating Cash Flow | 95.84M |
| Capital Expenditures | -4.87M |
| Free Cash Flow | 90.97M |
| FCF Per Share | $1.77 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.40% |
| Pretax Margin | 33.20% |
| Profit Margin | 26.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.12% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 2.12%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 2.12% |
| Dividend Growth (YoY) | 5.77% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 25.94% |
| Buyback Yield | -0.15% |
| Shareholder Yield | 1.97% |
| Earnings Yield | 7.86% |
| FCF Yield | 6.30% |
Dividend DetailsAnalyst Forecast
The average price target for Stellar Bancorp is $29.00, which is 3.35% higher than the current price. The consensus rating is "Hold".
| Price Target | $29.00 |
| Price Target Difference | 3.35% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |