The Bancorp Statistics
Total Valuation
The Bancorp has a market cap or net worth of $3.10 billion. The enterprise value is $3.24 billion.
Important Dates
The last earnings date was Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
The Bancorp has 46.07 million shares outstanding. The number of shares has decreased by -9.47% in one year.
| Current Share Class | 46.07M |
| Shares Outstanding | 46.07M |
| Shares Change (YoY) | -9.47% |
| Shares Change (QoQ) | -1.62% |
| Owned by Insiders (%) | 4.97% |
| Owned by Institutions (%) | 110.04% |
| Float | 43.76M |
Valuation Ratios
The trailing PE ratio is 14.59 and the forward PE ratio is 11.39.
| PE Ratio | 14.59 |
| Forward PE | 11.39 |
| PS Ratio | 6.26 |
| Forward PS | 7.47 |
| PB Ratio | 3.65 |
| P/TBV Ratio | 3.64 |
| P/FCF Ratio | 8.91 |
| P/OCF Ratio | 8.84 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.42 |
| EV / Sales | 6.27 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.23 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.35 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 27.41%.
| Return on Equity (ROE) | 27.41% |
| Return on Assets (ROA) | 2.64% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $669,117 |
| Profits Per Employee | $291,075 |
| Employee Count | 771 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, The Bancorp has paid $75.89 million in taxes.
| Income Tax | 75.89M |
| Effective Tax Rate | 25.27% |
Stock Price Statistics
The stock price has increased by +48.48% in the last 52 weeks. The beta is 1.30, so The Bancorp's price volatility has been higher than the market average.
| Beta (5Y) | 1.30 |
| 52-Week Price Change | +48.48% |
| 50-Day Moving Average | 60.35 |
| 200-Day Moving Average | 55.22 |
| Relative Strength Index (RSI) | 62.96 |
| Average Volume (20 Days) | 831,536 |
Short Selling Information
The latest short interest is 5.67 million, so 12.31% of the outstanding shares have been sold short.
| Short Interest | 5.67M |
| Short Previous Month | 6.62M |
| Short % of Shares Out | 12.31% |
| Short % of Float | 12.96% |
| Short Ratio (days to cover) | 6.26 |
Income Statement
In the last 12 months, The Bancorp had revenue of $515.89 million and earned $224.42 million in profits. Earnings per share was $4.65.
| Revenue | 515.89M |
| Gross Profit | 515.89M |
| Operating Income | 304.71M |
| Pretax Income | 272.41M |
| Net Income | 224.42M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.65 |
Full Income StatementBalance Sheet
The company has $11.64 million in cash and $123.69 million in debt, giving a net cash position of -$112.05 million or -$2.43 per share.
| Cash & Cash Equivalents | 11.64M |
| Total Debt | 123.69M |
| Net Cash | -112.05M |
| Net Cash Per Share | -$2.43 |
| Equity (Book Value) | 860.27M |
| Book Value Per Share | 18.60 |
| Working Capital | -7.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $353.52 million and capital expenditures -$3.00 million, giving a free cash flow of $350.52 million.
| Operating Cash Flow | 353.52M |
| Capital Expenditures | -3.00M |
| Free Cash Flow | 350.52M |
| FCF Per Share | $7.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 59.06% |
| Pretax Margin | 58.21% |
| Profit Margin | 43.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 67.95% |
Dividends & Yields
The Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 9.47% |
| Shareholder Yield | 9.47% |
| Earnings Yield | 7.18% |
| FCF Yield | 11.22% |
Dividend DetailsAnalyst Forecast
The average price target for The Bancorp is $68.00, which is 1.03% higher than the current price. The consensus rating is "Buy".
| Price Target | $68.00 |
| Price Target Difference | 1.03% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |