Texas Capital Bancshares, Inc. (TCBI)

Texas Capital Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,400	1,378	1,301	983.79	820.48	993.67
Interest Income on Investments	356.66	351.63	329.27	160.45	56.05	45.74
Total Interest Income	1,757	1,730	1,630	1,144	876.53	1,039
Interest Paid on Deposits	729.05	736.2	587.78	190.66	65.51	146.12
Interest Paid on Borrowings	68.77	92.05	128.03	77.82	42.24	41.97
Total Interest Expense	797.82	828.25	715.8	268.48	107.75	188.09
Net Interest Income	959.14	901.3	914.12	875.77	768.78	851.32
Net Interest Income Growth (YoY)	9.19%	-1.40%	4.38%	13.92%	-9.70%	-12.16%
Trust Income	15.74	15.32	13.96	15.04	13.17	10
Income From Trading Activities	25.11	21.64	22.51	10.08	-	-
Gain (Loss) on Sale of Assets	-	-	-	248.53	-	-
Gain (Loss) on Sale of Investments	-181.47	-179.58	0.49	-	-	-
Other Non-Interest Income	149.11	148.13	103.59	52.61	106.06	123.34
Total Non-Interest Income	37.82	31.05	161.42	349.52	138.29	202.98
Non-Interest Income Growth (YoY)	-77.72%	-80.77%	-53.82%	152.75%	-31.87%	98.29%
Revenues Before Loan Losses	996.95	932.35	1,076	1,225	907.07	1,054
Provision for Loan Losses	60	67	72	66	-30	258
Revenue	936.95	865.35	1,004	1,159	937.07	796.3
Revenue Growth (YoY)	-3.62%	-13.77%	-13.44%	23.71%	17.68%	-20.10%
Salaries and Employee Benefits	436.09	437.49	435.5	413.47	318.87	323.09
Occupancy Expenses	17.09	17.09	16.44	44.22	33.23	34.96
Federal Deposit Insurance	20.5	20.55	16.88	14.34	21.03	25.96
Selling, General & Administrative	221.74	213.51	218.3	198.93	157.67	196.21
Other Non-Interest Expense	53.09	53.87	49.94	56.56	68.21	106.39
Total Non-Interest Expense	748.5	742.51	737.05	727.53	599.01	686.6
EBT Excluding Unusual Items	188.45	122.84	266.5	431.76	338.06	109.7
Legal Settlements	-5	-5	-	-	-	-
Other Unusual Items	0.7	-2.8	-19.9	-	-	-
Pretax Income	176.18	107.06	246.6	431.76	338.06	91.95
Income Tax Expense	42.1	29.55	57.45	99.28	84.12	25.66
Net Income	134.08	77.51	189.14	332.48	253.94	66.29
Preferred Dividends & Other Adjustments	17.25	17.25	17.25	17.25	18.72	9.75
Net Income to Common	116.83	60.26	171.89	315.23	235.22	56.54
Net Income Growth	-10.39%	-59.02%	-43.11%	30.93%	283.08%	-78.75%
Basic Shares Outstanding	46	47	48	50	51	50
Diluted Shares Outstanding	47	47	49	51	51	51
Shares Change (YoY)	-2.82%	-3.33%	-4.77%	-0.18%	1.10%	0.33%
EPS (Basic)	2.54	1.29	3.58	6.25	4.65	1.12
EPS (Diluted)	2.50	1.28	3.54	6.18	4.60	1.12
EPS Growth	-9.65%	-63.84%	-42.72%	34.35%	310.71%	-81.30%
Effective Tax Rate	23.89%	27.60%	23.30%	22.99%	24.88%	27.90%

Updated Jul 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q