Third Coast Bancshares, Inc. (TCBX)

Third Coast Bancshares Statistics

Total Valuation

TCBX has a market cap or net worth of $459.68 million. The enterprise value is $262.54 million.

Market Cap	459.68M
Enterprise Value	262.54M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	n/a

Share Statistics

TCBX has 13.83 million shares outstanding. The number of shares has increased by 2.06% in one year.

Current Share Class	13.83M
Shares Outstanding	13.83M
Shares Change (YoY)	+2.06%
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	8.92%
Owned by Institutions (%)	58.23%
Float	12.59M

Valuation Ratios

The trailing PE ratio is 10.19 and the forward PE ratio is 9.85.

PE Ratio	10.19
Forward PE	9.85
PS Ratio	2.39
Forward PS	2.33
PB Ratio	0.87
P/TBV Ratio	1.00
P/FCF Ratio	13.55
P/OCF Ratio	12.70
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.69
EV / Sales	1.52
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.74

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.00
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.27%.

Return on Equity (ROE)	11.27%
Return on Assets (ROA)	1.06%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$466,856
Profits Per Employee	$125,051
Employee Count	369
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TCBX has paid $14.86 million in taxes.

Income Tax	14.86M
Effective Tax Rate	22.60%

Stock Price Statistics

The stock price has increased by +68.51% in the last 52 weeks. The beta is 0.73, so TCBX's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	+68.51%
50-Day Moving Average	30.74
200-Day Moving Average	32.09
Relative Strength Index (RSI)	66.42
Average Volume (20 Days)	63,983

Short Selling Information

The latest short interest is 356,402, so 2.58% of the outstanding shares have been sold short.

Short Interest	356,402
Short Previous Month	354,386
Short % of Shares Out	2.58%
Short % of Float	2.83%
Short Ratio (days to cover)	7.62

Income Statement

In the last 12 months, TCBX had revenue of $172.27 million and earned $46.14 million in profits. Earnings per share was $2.95.

Revenue	172.27M
Gross Profit	172.27M
Operating Income	66.70M
Pretax Income	46.15M
Net Income	46.14M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.95

Balance Sheet

The company has $332.78 million in cash and $135.64 million in debt, giving a net cash position of $197.14 million or $14.25 per share.

Cash & Cash Equivalents	332.78M
Total Debt	135.64M
Net Cash	197.14M
Net Cash Per Share	$14.25
Equity (Book Value)	479.79M
Book Value Per Share	34.70
Working Capital	-3.89B

Cash Flow

In the last 12 months, operating cash flow was $36.18 million and capital expenditures -$2.26 million, giving a free cash flow of $33.93 million.

Operating Cash Flow	36.18M
Capital Expenditures	-2.26M
Free Cash Flow	33.93M
FCF Per Share	$2.45

Margins

Gross Margin	n/a
Operating Margin	38.72%
Pretax Margin	38.17%
Profit Margin	29.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.69%

Dividends & Yields

TCBX does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.06%
Shareholder Yield	n/a
Earnings Yield	10.04%
FCF Yield	7.38%

Analyst Forecast

The average price target for TCBX is $33.67, which is 1.32% higher than the current price. The consensus rating is "Hold".

Price Target	$33.67
Price Target Difference	1.32%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3