Third Coast Bancshares, Inc. (TCBX)

Third Coast Bancshares Statistics

Total Valuation

TCBX has a market cap or net worth of $543.64 million. The enterprise value is $556.71 million.

Market Cap	543.64M
Enterprise Value	556.71M

Important Dates

The last earnings date was Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	n/a

Share Statistics

TCBX has 13.86 million shares outstanding. The number of shares has increased by 2.37% in one year.

Current Share Class	13.86M
Shares Outstanding	13.86M
Shares Change (YoY)	+2.37%
Shares Change (QoQ)	-0.28%
Owned by Insiders (%)	8.95%
Owned by Institutions (%)	60.07%
Float	12.62M

Valuation Ratios

The trailing PE ratio is 11.97 and the forward PE ratio is 11.42.

PE Ratio	11.97
Forward PE	11.42
PS Ratio	2.96
Forward PS	2.64
PB Ratio	1.10
P/TBV Ratio	1.14
P/FCF Ratio	13.16
P/OCF Ratio	12.71
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.69
EV / Sales	3.05
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	13.47

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.28
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.21%.

Return on Equity (ROE)	12.21%
Return on Assets (ROA)	1.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$494,087
Profits Per Employee	$141,176
Employee Count	369
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TCBX has paid $15.74 million in taxes.

Income Tax	15.74M
Effective Tax Rate	21.68%

Stock Price Statistics

The stock price has increased by +82.51% in the last 52 weeks. The beta is 0.76, so TCBX's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	+82.51%
50-Day Moving Average	34.42
200-Day Moving Average	33.63
Relative Strength Index (RSI)	66.32
Average Volume (20 Days)	72,818

Short Selling Information

The latest short interest is 360,151, so 2.60% of the outstanding shares have been sold short.

Short Interest	360,151
Short Previous Month	358,927
Short % of Shares Out	2.60%
Short % of Float	2.85%
Short Ratio (days to cover)	5.18

Income Statement

In the last 12 months, TCBX had revenue of $182.32 million and earned $52.09 million in profits. Earnings per share was $3.28.

Revenue	182.32M
Gross Profit	182.32M
Operating Income	73.70M
Pretax Income	46.15M
Net Income	52.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.28

Balance Sheet

The company has $122.28 million in cash and $135.35 million in debt, giving a net cash position of -$13.07 million or -$0.94 per share.

Cash & Cash Equivalents	122.28M
Total Debt	135.35M
Net Cash	-13.07M
Net Cash Per Share	-$0.94
Equity (Book Value)	496.12M
Book Value Per Share	35.81
Working Capital	-4.17B

Cash Flow

In the last 12 months, operating cash flow was $42.76 million and capital expenditures -$1.44 million, giving a free cash flow of $41.32 million.

Operating Cash Flow	42.76M
Capital Expenditures	-1.44M
Free Cash Flow	41.32M
FCF Per Share	$2.98

Margins

Gross Margin	n/a
Operating Margin	40.43%
Pretax Margin	39.81%
Profit Margin	31.18%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	22.66%

Dividends & Yields

TCBX does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.37%
Shareholder Yield	-2.37%
Earnings Yield	9.58%
FCF Yield	7.60%

Analyst Forecast

The average price target for TCBX is $39.00, which is -0.61% lower than the current price. The consensus rating is "Hold".

Price Target	$39.00
Price Target Difference	-0.61%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3