Truist Financial Corporation (TFC)

Truist Financial Statistics

Total Valuation

TFC has a market cap or net worth of $57.28 billion. The enterprise value is $69.73 billion.

Market Cap	57.28B
Enterprise Value	69.73B

Important Dates

The last earnings date was Friday, July 18, 2025, before market open.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	Aug 8, 2025

Share Statistics

TFC has 1.29 billion shares outstanding. The number of shares has decreased by -1.12% in one year.

Current Share Class	1.29B
Shares Outstanding	1.29B
Shares Change (YoY)	-1.12%
Shares Change (QoQ)	-1.46%
Owned by Insiders (%)	0.16%
Owned by Institutions (%)	76.61%
Float	1.29B

Valuation Ratios

The trailing PE ratio is 12.00 and the forward PE ratio is 10.61. TFC's PEG ratio is 1.53.

PE Ratio	12.00
Forward PE	10.61
PS Ratio	3.21
Forward PS	2.68
PB Ratio	0.97
P/TBV Ratio	1.42
P/FCF Ratio	14.43
P/OCF Ratio	14.43
PEG Ratio	1.53

Enterprise Valuation

EV / Earnings	14.26
EV / Sales	3.84
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	17.57

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	16.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.13%.

Return on Equity (ROE)	8.13%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$473,875
Profits Per Employee	$127,534
Employee Count	38,335
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TFC has paid $1.08 billion in taxes.

Income Tax	1.08B
Effective Tax Rate	17.16%

Stock Price Statistics

The stock price has increased by +6.01% in the last 52 weeks. The beta is 0.84, so TFC's price volatility has been lower than the market average.

Beta (5Y)	0.84
52-Week Price Change	+6.01%
50-Day Moving Average	43.21
200-Day Moving Average	43.05
Relative Strength Index (RSI)	54.40
Average Volume (20 Days)	6,792,843

Short Selling Information

The latest short interest is 28.91 million, so 2.24% of the outstanding shares have been sold short.

Short Interest	28.91M
Short Previous Month	27.60M
Short % of Shares Out	2.24%
Short % of Float	2.25%
Short Ratio (days to cover)	3.54

Income Statement

In the last 12 months, TFC had revenue of $18.17 billion and earned $4.89 billion in profits. Earnings per share was $3.70.

Revenue	18.17B
Gross Profit	18.17B
Operating Income	6.96B
Pretax Income	-2.72B
Net Income	4.89B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.70

Balance Sheet

The company has $51.72 billion in cash and $64.17 billion in debt, giving a net cash position of -$12.46 billion or -$9.66 per share.

Cash & Cash Equivalents	51.72B
Total Debt	64.17B
Net Cash	-12.46B
Net Cash Per Share	-$9.66
Equity (Book Value)	64.84B
Book Value Per Share	45.70
Working Capital	-367.15B

Cash Flow

Operating Cash Flow	3.97B
Capital Expenditures	n/a
Free Cash Flow	3.97B
FCF Per Share	$3.08

Margins

Gross Margin	n/a
Operating Margin	38.32%
Pretax Margin	34.75%
Profit Margin	28.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	21.85%

Dividends & Yields

This stock pays an annual dividend of $2.08, which amounts to a dividend yield of 4.68%.

Dividend Per Share	$2.08
Dividend Yield	4.68%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	56.21%
Buyback Yield	1.12%
Shareholder Yield	5.80%
Earnings Yield	8.54%
FCF Yield	6.93%

Analyst Forecast

The average price target for TFC is $49.21, which is 10.78% higher than the current price. The consensus rating is "Buy".

Price Target	$49.21
Price Target Difference	10.78%
Analyst Consensus	Buy
Analyst Count	16
Revenue Growth Forecast (5Y)	15.88%
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 4, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Aug 4, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3