Triumph Financial, Inc. (TFIN)

Triumph Financial Statistics

Total Valuation

TFIN has a market cap or net worth of $1.28 billion. The enterprise value is $1.32 billion.

Market Cap	1.28B
Enterprise Value	1.32B

Important Dates

The last earnings date was Wednesday, July 16, 2025, after market close.

Earnings Date	Jul 16, 2025
Ex-Dividend Date	n/a

Share Statistics

TFIN has 23.73 million shares outstanding. The number of shares has increased by 1.02% in one year.

Current Share Class	23.73M
Shares Outstanding	23.73M
Shares Change (YoY)	+1.02%
Shares Change (QoQ)	+1.76%
Owned by Insiders (%)	5.04%
Owned by Institutions (%)	86.46%
Float	21.30M

Valuation Ratios

The trailing PE ratio is 122.14 and the forward PE ratio is 56.60.

PE Ratio	122.14
Forward PE	56.60
PS Ratio	3.08
Forward PS	2.65
PB Ratio	1.47
P/TBV Ratio	3.07
P/FCF Ratio	34.24
P/OCF Ratio	23.80
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	126.29
EV / Sales	3.21
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	35.29

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	8.63
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.52%.

Return on Equity (ROE)	1.52%
Return on Assets (ROA)	0.22%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$263,507
Profits Per Employee	$6,707
Employee Count	1,553
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TFIN has paid $6.49 million in taxes.

Income Tax	6.49M
Effective Tax Rate	32.27%

Stock Price Statistics

The stock price has decreased by -33.88% in the last 52 weeks. The beta is 1.29, so TFIN's price volatility has been higher than the market average.

Beta (5Y)	1.29
52-Week Price Change	-33.88%
50-Day Moving Average	58.96
200-Day Moving Average	71.03
Relative Strength Index (RSI)	40.29
Average Volume (20 Days)	220,274

Short Selling Information

The latest short interest is 2.42 million, so 10.20% of the outstanding shares have been sold short.

Short Interest	2.42M
Short Previous Month	2.54M
Short % of Shares Out	10.20%
Short % of Float	11.37%
Short Ratio (days to cover)	7.99

Income Statement

In the last 12 months, TFIN had revenue of $409.23 million and earned $10.42 million in profits. Earnings per share was $0.44.

Revenue	409.23M
Gross Profit	409.23M
Operating Income	43.03M
Pretax Income	38.73M
Net Income	10.42M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.44

Balance Sheet

The company has $282.35 million in cash and $321.60 million in debt, giving a net cash position of -$39.26 million or -$1.65 per share.

Cash & Cash Equivalents	282.35M
Total Debt	321.60M
Net Cash	-39.26M
Net Cash Per Share	-$1.65
Equity (Book Value)	912.38M
Book Value Per Share	36.56
Working Capital	-5.00B

Cash Flow

In the last 12 months, operating cash flow was $53.62 million and capital expenditures -$16.35 million, giving a free cash flow of $37.28 million.

Operating Cash Flow	53.62M
Capital Expenditures	-16.35M
Free Cash Flow	37.28M
FCF Per Share	$1.57

Margins

Gross Margin	n/a
Operating Margin	10.52%
Pretax Margin	4.91%
Profit Margin	3.33%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	9.11%

Dividends & Yields

TFIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.02%
Shareholder Yield	-1.02%
Earnings Yield	0.82%
FCF Yield	2.92%

Analyst Forecast

The average price target for TFIN is $70.75, which is 31.58% higher than the current price. The consensus rating is "Hold".

Price Target	$70.75
Price Target Difference	31.58%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4