First Financial Statistics
Total Valuation
First Financial has a market cap or net worth of $670.27 million. The enterprise value is $851.69 million.
Important Dates
The last earnings date was Tuesday, July 22, 2025.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | Jul 1, 2025 |
Share Statistics
First Financial has 11.85 million shares outstanding. The number of shares has increased by 0.08% in one year.
| Current Share Class | 11.85M |
| Shares Outstanding | 11.85M |
| Shares Change (YoY) | +0.08% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 5.04% |
| Owned by Institutions (%) | 78.62% |
| Float | 11.24M |
Valuation Ratios
The trailing PE ratio is 10.80 and the forward PE ratio is 9.17.
| PE Ratio | 10.80 |
| Forward PE | 9.17 |
| PS Ratio | 2.90 |
| Forward PS | 2.55 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.42 |
| P/FCF Ratio | 10.09 |
| P/OCF Ratio | 9.19 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.74 |
| EV / Sales | 3.70 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.82 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.21 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.08%.
| Return on Equity (ROE) | 11.08% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $245,940 |
| Profits Per Employee | $66,141 |
| Employee Count | 937 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Financial has paid $15.07 million in taxes.
| Income Tax | 15.07M |
| Effective Tax Rate | 19.56% |
Stock Price Statistics
The stock price has increased by +39.07% in the last 52 weeks. The beta is 0.47, so First Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | +39.07% |
| 50-Day Moving Average | 54.05 |
| 200-Day Moving Average | 49.95 |
| Relative Strength Index (RSI) | 61.03 |
| Average Volume (20 Days) | 49,241 |
Short Selling Information
The latest short interest is 148,291, so 1.25% of the outstanding shares have been sold short.
| Short Interest | 148,291 |
| Short Previous Month | 148,612 |
| Short % of Shares Out | 1.25% |
| Short % of Float | 1.32% |
| Short Ratio (days to cover) | 2.62 |
Income Statement
In the last 12 months, First Financial had revenue of $230.45 million and earned $61.97 million in profits. Earnings per share was $5.24.
| Revenue | 230.45M |
| Gross Profit | 230.45M |
| Operating Income | 80.22M |
| Pretax Income | 60.12M |
| Net Income | 61.97M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.24 |
Full Income StatementBalance Sheet
The company has $98.12 million in cash and $279.54 million in debt, giving a net cash position of -$181.42 million or -$15.31 per share.
| Cash & Cash Equivalents | 98.12M |
| Total Debt | 279.54M |
| Net Cash | -181.42M |
| Net Cash Per Share | -$15.31 |
| Equity (Book Value) | 587.67M |
| Book Value Per Share | 49.59 |
| Working Capital | -4.69B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $72.93 million and capital expenditures -$6.51 million, giving a free cash flow of $66.43 million.
| Operating Cash Flow | 72.93M |
| Capital Expenditures | -6.51M |
| Free Cash Flow | 66.43M |
| FCF Per Share | $5.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 34.81% |
| Pretax Margin | 33.43% |
| Profit Margin | 26.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.82% |
Dividends & Yields
This stock pays an annual dividend of $2.04, which amounts to a dividend yield of 3.61%.
| Dividend Per Share | $2.04 |
| Dividend Yield | 3.61% |
| Dividend Growth (YoY) | 46.67% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 37.80% |
| Buyback Yield | -0.08% |
| Shareholder Yield | 3.53% |
| Earnings Yield | 9.25% |
| FCF Yield | 9.91% |
Dividend DetailsAnalyst Forecast
The average price target for First Financial is $59.50, which is 5.20% higher than the current price. The consensus rating is "Buy".
| Price Target | $59.50 |
| Price Target Difference | 5.20% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |