TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $664.31 million. The enterprise value is $72.44 million.
Important Dates
The last earnings date was Monday, July 21, 2025, after market close.
| Earnings Date | Jul 21, 2025 |
| Ex-Dividend Date | Jun 6, 2025 |
Share Statistics
TRST has 18.85 million shares outstanding. The number of shares has increased by 0.01% in one year.
| Current Share Class | 18.85M |
| Shares Outstanding | 18.85M |
| Shares Change (YoY) | +0.01% |
| Shares Change (QoQ) | -0.26% |
| Owned by Insiders (%) | 3.11% |
| Owned by Institutions (%) | 77.07% |
| Float | 18.25M |
Valuation Ratios
The trailing PE ratio is 12.54.
| PE Ratio | 12.54 |
| Forward PE | n/a |
| PS Ratio | 3.78 |
| Forward PS | 6.74 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.96 |
| P/FCF Ratio | 13.50 |
| P/OCF Ratio | 11.23 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.35 |
| EV / Sales | 0.41 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.47 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.47 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.93%.
| Return on Equity (ROE) | 7.93% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $223,777 |
| Profits Per Employee | $67,598 |
| Employee Count | 791 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $16.62 million in taxes.
| Income Tax | 16.62M |
| Effective Tax Rate | 23.71% |
Stock Price Statistics
The stock price has increased by +9.97% in the last 52 weeks. The beta is 0.70, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +9.97% |
| 50-Day Moving Average | 33.67 |
| 200-Day Moving Average | 32.84 |
| Relative Strength Index (RSI) | 60.48 |
| Average Volume (20 Days) | 99,870 |
Short Selling Information
The latest short interest is 293,638, so 1.56% of the outstanding shares have been sold short.
| Short Interest | 293,638 |
| Short Previous Month | 336,912 |
| Short % of Shares Out | 1.56% |
| Short % of Float | 1.61% |
| Short Ratio (days to cover) | 3.26 |
Income Statement
In the last 12 months, TRST had revenue of $177.01 million and earned $53.47 million in profits. Earnings per share was $2.81.
| Revenue | 177.01M |
| Gross Profit | 177.01M |
| Operating Income | 75.87M |
| Pretax Income | 64.53M |
| Net Income | 53.47M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.81 |
Full Income StatementBalance Sheet
The company has $713.59 million in cash and $121.72 million in debt, giving a net cash position of $591.87 million or $31.40 per share.
| Cash & Cash Equivalents | 713.59M |
| Total Debt | 121.72M |
| Net Cash | 591.87M |
| Net Cash Per Share | $31.40 |
| Equity (Book Value) | 692.81M |
| Book Value Per Share | 36.75 |
| Working Capital | -4.90B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $59.16 million and capital expenditures -$9.94 million, giving a free cash flow of $49.22 million.
| Operating Cash Flow | 59.16M |
| Capital Expenditures | -9.94M |
| Free Cash Flow | 49.22M |
| FCF Per Share | $2.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 42.86% |
| Pretax Margin | 39.60% |
| Profit Margin | 30.21% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.81% |