TrustCo Bank Corp NY Statistics
Total Valuation
TRST has a market cap or net worth of $614.15 million. The enterprise value is -$19.30 million.
Important Dates
The last earnings date was Monday, April 21, 2025, after market close.
| Earnings Date | Apr 21, 2025 |
| Ex-Dividend Date | Mar 7, 2025 |
Share Statistics
TRST has 19.02 million shares outstanding. The number of shares has increased by 0.07% in one year.
| Current Share Class | 19.02M |
| Shares Outstanding | 19.02M |
| Shares Change (YoY) | +0.07% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 3.08% |
| Owned by Institutions (%) | 73.46% |
| Float | 18.42M |
Valuation Ratios
The trailing PE ratio is 12.15.
| PE Ratio | 12.15 |
| Forward PE | n/a |
| PS Ratio | 3.56 |
| Forward PS | 4.22 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | 14.71 |
| P/OCF Ratio | 12.12 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.63%.
| Return on Equity (ROE) | 7.63% |
| Return on Assets (ROA) | 0.81% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $219,973 |
| Profits Per Employee | $64,453 |
| Employee Count | 791 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TRST has paid $15.86 million in taxes.
| Income Tax | 15.86M |
| Effective Tax Rate | 23.73% |
Stock Price Statistics
The stock price has increased by +15.11% in the last 52 weeks. The beta is 0.65, so TRST's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +15.11% |
| 50-Day Moving Average | 30.22 |
| 200-Day Moving Average | 32.85 |
| Relative Strength Index (RSI) | 65.30 |
| Average Volume (20 Days) | 75,362 |
Short Selling Information
The latest short interest is 321,227, so 1.69% of the outstanding shares have been sold short.
| Short Interest | 321,227 |
| Short Previous Month | 306,506 |
| Short % of Shares Out | 1.69% |
| Short % of Float | 1.74% |
| Short Ratio (days to cover) | 2.97 |
Income Statement
In the last 12 months, TRST had revenue of $174.00 million and earned $50.98 million in profits. Earnings per share was $2.68.
| Revenue | 174.00M |
| Gross Profit | 174.00M |
| Operating Income | 71.78M |
| Pretax Income | 64.53M |
| Net Income | 50.98M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.68 |
Full Income StatementBalance Sheet
The company has $756.14 million in cash and $120.60 million in debt, giving a net cash position of $635.54 million or $33.41 per share.
| Cash & Cash Equivalents | 756.14M |
| Total Debt | 120.60M |
| Net Cash | 635.54M |
| Net Cash Per Share | $33.41 |
| Equity (Book Value) | 687.81M |
| Book Value Per Share | 36.16 |
| Working Capital | -4.86B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $50.83 million and capital expenditures -$8.93 million, giving a free cash flow of $41.90 million.
| Operating Cash Flow | 50.83M |
| Capital Expenditures | -8.93M |
| Free Cash Flow | 41.90M |
| FCF Per Share | $2.20 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.25% |
| Pretax Margin | 38.42% |
| Profit Margin | 29.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.08% |