TWFG, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022
Period Ending	Sep '25 Sep 26, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Market Capitalization	1,517	456	-	-
Enterprise Value	1,371	472	-	-
Last Close Price	27.01	30.80	-	-
PE Ratio	98.21	166.20	-	-
Forward PE	35.93	51.06	-	-
PS Ratio	2.70	2.24	-	-
PB Ratio	5.12	1.66	-	-
P/TBV Ratio	-	503.54	-	-
P/FCF Ratio	33.44	12.24	-	-
P/OCF Ratio	31.23	11.27	-	-
EV/Sales Ratio	6.27	2.32	-	-
EV/EBITDA Ratio	35.46	12.12	-	-
EV/EBIT Ratio	52.35	16.92	-	-
EV/FCF Ratio	30.22	12.67	-	-
Debt / Equity Ratio	0.05	0.04	1.71	0.23
Debt / EBITDA Ratio	0.34	0.30	1.78	0.48
Debt / FCF Ratio	0.30	0.32	1.78	0.52
Asset Turnover	0.88	0.93	1.50	-
Quick Ratio	4.28	5.82	1.84	0.93
Current Ratio	4.59	6.11	2.15	1.92
Return on Equity (ROE)	17.34%	18.67%	56.87%	-
Return on Assets (ROA)	6.55%	7.95%	13.82%	-
Return on Capital (ROIC)	7.75%	9.40%	20.44%	-
Return on Capital Employed (ROCE)	8.80%	9.80%	31.50%	35.00%
Earnings Yield	0.40%	0.60%	-	-
FCF Yield	2.99%	8.17%	-	-
Payout Ratio	-	339.05%	-	-
Buyback Yield / Dilution	-3337.84%	-2271.57%	-	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q