TWFG, Inc. Statistics
Total Valuation
TWFG, Inc. has a market cap or net worth of $1.59 billion. The enterprise value is $1.44 billion.
Important Dates
The last earnings date was Tuesday, August 12, 2025, after market close.
| Earnings Date | Aug 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
TWFG, Inc. has 56.08 million shares outstanding. The number of shares has increased by 3,337.84% in one year.
| Current Share Class | 14.90M |
| Shares Outstanding | 56.08M |
| Shares Change (YoY) | +3,337.84% |
| Shares Change (QoQ) | +273.81% |
| Owned by Insiders (%) | 6.06% |
| Owned by Institutions (%) | 68.95% |
| Float | 13.41M |
Valuation Ratios
The trailing PE ratio is 103.23 and the forward PE ratio is 37.33.
| PE Ratio | 103.23 |
| Forward PE | 37.33 |
| PS Ratio | 2.84 |
| Forward PS | 6.15 |
| PB Ratio | 5.37 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 239.01 |
| EV / Sales | 6.60 |
| EV / EBITDA | 37.86 |
| EV / EBIT | 55.12 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.59, with a Debt / Equity ratio of 0.05.
| Current Ratio | 4.59 |
| Quick Ratio | 4.28 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.35 |
| Debt / FCF | n/a |
| Interest Coverage | 39.69 |
Financial Efficiency
Return on equity (ROE) is 17.33% and return on invested capital (ROIC) is 7.75%.
| Return on Equity (ROE) | 17.33% |
| Return on Assets (ROA) | 6.55% |
| Return on Invested Capital (ROIC) | 7.75% |
| Return on Capital Employed (ROCE) | 8.81% |
| Revenue Per Employee | $746,539 |
| Profits Per Employee | $20,614 |
| Employee Count | 293 |
| Asset Turnover | 0.87 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TWFG, Inc. has paid $2.77 million in taxes.
| Income Tax | 2.77M |
| Effective Tax Rate | 8.23% |
Stock Price Statistics
The stock price has increased by +16.00% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +16.00% |
| 50-Day Moving Average | 32.77 |
| 200-Day Moving Average | 31.69 |
| Relative Strength Index (RSI) | 40.10 |
| Average Volume (20 Days) | 119,017 |
Short Selling Information
The latest short interest is 303,809, so 0.54% of the outstanding shares have been sold short.
| Short Interest | 303,809 |
| Short Previous Month | 268,650 |
| Short % of Shares Out | 0.54% |
| Short % of Float | 2.27% |
| Short Ratio (days to cover) | 3.19 |
Income Statement
In the last 12 months, TWFG, Inc. had revenue of $218.74 million and earned $6.04 million in profits. Earnings per share was $0.27.
| Revenue | 218.74M |
| Gross Profit | 185.05M |
| Operating Income | 26.19M |
| Pretax Income | n/a |
| Net Income | 6.04M |
| EBITDA | 38.13M |
| EBIT | 26.19M |
| Earnings Per Share (EPS) | $0.27 |
Full Income StatementBalance Sheet
The company has $159.83 million in cash and $13.74 million in debt, giving a net cash position of $146.09 million or $2.61 per share.
| Cash & Cash Equivalents | 159.83M |
| Total Debt | 13.74M |
| Net Cash | 146.09M |
| Net Cash Per Share | $2.61 |
| Equity (Book Value) | 288.97M |
| Book Value Per Share | 5.28 |
| Working Capital | 163.13M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 84.60%, with operating and profit margins of 11.97% and 2.76%.
| Gross Margin | 84.60% |
| Operating Margin | 11.97% |
| Pretax Margin | 15.39% |
| Profit Margin | 2.76% |
| EBITDA Margin | 17.43% |
| EBIT Margin | 11.97% |
| FCF Margin | n/a |
Dividends & Yields
TWFG, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3,337.84% |
| Shareholder Yield | -3,337.84% |
| Earnings Yield | 0.38% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for TWFG, Inc. is $35.57, which is 25.47% higher than the current price. The consensus rating is "Buy".
| Price Target | $35.57 |
| Price Target Difference | 25.47% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
TWFG, Inc. has an Altman Z-Score of 6.54 and a Piotroski F-Score of 4.
| Altman Z-Score | 6.54 |
| Piotroski F-Score | 4 |