United Bancorp Statistics
Total Valuation
United Bancorp has a market cap or net worth of $74.59 million. The enterprise value is $149.58 million.
Important Dates
The last earnings date was Friday, May 9, 2025.
| Earnings Date | May 9, 2025 |
| Ex-Dividend Date | Jun 10, 2025 |
Share Statistics
United Bancorp has 5.83 million shares outstanding. The number of shares has increased by 1.13% in one year.
| Current Share Class | 5.83M |
| Shares Outstanding | 5.83M |
| Shares Change (YoY) | +1.13% |
| Shares Change (QoQ) | -1.11% |
| Owned by Insiders (%) | 8.17% |
| Owned by Institutions (%) | 11.33% |
| Float | 4.96M |
Valuation Ratios
The trailing PE ratio is 10.28 and the forward PE ratio is 9.11. United Bancorp's PEG ratio is 1.25.
| PE Ratio | 10.28 |
| Forward PE | 9.11 |
| PS Ratio | 2.38 |
| Forward PS | n/a |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 1.25 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.55 |
| EV / Sales | 5.09 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.74%.
| Return on Equity (ROE) | 11.74% |
| Return on Assets (ROA) | 0.87% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $233,424 |
| Profits Per Employee | $55,087 |
| Employee Count | 126 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -283,688 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -1.39% in the last 52 weeks. The beta is 0.36, so United Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | -1.39% |
| 50-Day Moving Average | 12.94 |
| 200-Day Moving Average | 12.86 |
| Relative Strength Index (RSI) | 42.80 |
| Average Volume (20 Days) | 3,189 |
Short Selling Information
The latest short interest is 6,107, so 0.10% of the outstanding shares have been sold short.
| Short Interest | 6,107 |
| Short Previous Month | 5,785 |
| Short % of Shares Out | 0.10% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 1.85 |
Income Statement
In the last 12 months, United Bancorp had revenue of $29.41 million and earned $6.94 million in profits. Earnings per share was $1.24.
| Revenue | 29.41M |
| Gross Profit | 29.41M |
| Operating Income | 7.52M |
| Pretax Income | 9.63M |
| Net Income | 6.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.24 |
Full Income StatementBalance Sheet
The company has $36.40 million in cash and $112.56 million in debt, giving a net cash position of -$76.16 million or -$13.07 per share.
| Cash & Cash Equivalents | 36.40M |
| Total Debt | 112.56M |
| Net Cash | -76.16M |
| Net Cash Per Share | -$13.07 |
| Equity (Book Value) | 60.80M |
| Book Value Per Share | 10.92 |
| Working Capital | -621.92M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 25.57% |
| Pretax Margin | 23.79% |
| Profit Margin | 24.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |