United Bankshares Statistics
Total Valuation
UBSI has a market cap or net worth of $5.16 billion. The enterprise value is $3.37 billion.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, before market open.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
UBSI has 141.72 million shares outstanding. The number of shares has increased by 1.70% in one year.
| Current Share Class | 141.72M |
| Shares Outstanding | 141.72M |
| Shares Change (YoY) | +1.70% |
| Shares Change (QoQ) | +5.13% |
| Owned by Insiders (%) | 2.56% |
| Owned by Institutions (%) | 70.74% |
| Float | 138.04M |
Valuation Ratios
The trailing PE ratio is 12.90 and the forward PE ratio is 11.16.
| PE Ratio | 12.90 |
| Forward PE | 11.16 |
| PS Ratio | 4.66 |
| Forward PS | 4.19 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.57 |
| P/FCF Ratio | 12.01 |
| P/OCF Ratio | 11.71 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.12 |
| EV / Sales | 3.30 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.84 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.90 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.32%.
| Return on Equity (ROE) | 7.32% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $399,982 |
| Profits Per Employee | $144,798 |
| Employee Count | 2,553 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBSI has paid $92.81 million in taxes.
| Income Tax | 92.81M |
| Effective Tax Rate | 20.03% |
Stock Price Statistics
The stock price has increased by +15.39% in the last 52 weeks. The beta is 0.79, so UBSI's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | +15.39% |
| 50-Day Moving Average | 35.65 |
| 200-Day Moving Average | 37.08 |
| Relative Strength Index (RSI) | 54.58 |
| Average Volume (20 Days) | 835,259 |
Short Selling Information
The latest short interest is 3.69 million, so 2.61% of the outstanding shares have been sold short.
| Short Interest | 3.69M |
| Short Previous Month | 3.13M |
| Short % of Shares Out | 2.61% |
| Short % of Float | 2.68% |
| Short Ratio (days to cover) | 6.99 |
Income Statement
In the last 12 months, UBSI had revenue of $1.02 billion and earned $369.67 million in profits. Earnings per share was $2.70.
| Revenue | 1.02B |
| Gross Profit | 1.02B |
| Operating Income | 494.22M |
| Pretax Income | 448.74M |
| Net Income | 369.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.70 |
Full Income StatementBalance Sheet
The company has $2.61 billion in cash and $818.72 million in debt, giving a net cash position of $1.79 billion or $12.65 per share.
| Cash & Cash Equivalents | 2.61B |
| Total Debt | 818.72M |
| Net Cash | 1.79B |
| Net Cash Per Share | $12.65 |
| Equity (Book Value) | 5.31B |
| Book Value Per Share | 37.28 |
| Working Capital | -24.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $441.07 million and capital expenditures -$11.25 million, giving a free cash flow of $429.81 million.
| Operating Cash Flow | 441.07M |
| Capital Expenditures | -11.25M |
| Free Cash Flow | 429.81M |
| FCF Per Share | $3.03 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.40% |
| Pretax Margin | 45.37% |
| Profit Margin | 36.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.09% |
Dividends & Yields
This stock pays an annual dividend of $1.48, which amounts to a dividend yield of 4.28%.
| Dividend Per Share | $1.48 |
| Dividend Yield | 4.28% |
| Dividend Growth (YoY) | 0.68% |
| Years of Dividend Growth | 36 |
| Payout Ratio | 54.91% |
| Buyback Yield | -1.70% |
| Shareholder Yield | 2.36% |
| Earnings Yield | 7.16% |
| FCF Yield | 8.33% |
Dividend DetailsAnalyst Forecast
The average price target for UBSI is $40.13, which is 10.16% higher than the current price. The consensus rating is "Hold".
| Price Target | $40.13 |
| Price Target Difference | 10.16% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 30, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Mar 30, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |