Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $155.67 million. The enterprise value is $390.98 million.
Important Dates
The next estimated earnings date is Tuesday, May 20, 2025.
| Earnings Date | May 20, 2025 |
| Ex-Dividend Date | Apr 25, 2025 |
Share Statistics
UNB has 4.54 million shares outstanding. The number of shares has increased by 0.30% in one year.
| Current Share Class | 4.54M |
| Shares Outstanding | 4.54M |
| Shares Change (YoY) | +0.30% |
| Shares Change (QoQ) | +1.52% |
| Owned by Insiders (%) | 17.24% |
| Owned by Institutions (%) | 23.80% |
| Float | 3.76M |
Valuation Ratios
The trailing PE ratio is 17.68.
| PE Ratio | 17.68 |
| Forward PE | n/a |
| PS Ratio | 3.24 |
| Forward PS | n/a |
| PB Ratio | 2.23 |
| P/TBV Ratio | 2.22 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 44.20 |
| EV / Sales | 8.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.21%.
| Return on Equity (ROE) | 13.21% |
| Return on Assets (ROA) | 0.60% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $250,403 |
| Profits Per Employee | $46,309 |
| Employee Count | 191 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $354,000 in taxes.
| Income Tax | 354,000 |
| Effective Tax Rate | 3.85% |
Stock Price Statistics
The stock price has increased by +35.31% in the last 52 weeks. The beta is 0.57, so UNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +35.31% |
| 50-Day Moving Average | 31.13 |
| 200-Day Moving Average | 29.40 |
| Relative Strength Index (RSI) | 60.52 |
| Average Volume (20 Days) | 10,573 |
Short Selling Information
The latest short interest is 56,035, so 1.23% of the outstanding shares have been sold short.
| Short Interest | 56,035 |
| Short Previous Month | 26,859 |
| Short % of Shares Out | 1.23% |
| Short % of Float | 1.49% |
| Short Ratio (days to cover) | 4.73 |
Income Statement
In the last 12 months, UNB had revenue of $47.83 million and earned $8.85 million in profits. Earnings per share was $1.94.
| Revenue | 47.83M |
| Gross Profit | 47.83M |
| Operating Income | 9.20M |
| Pretax Income | 10.97M |
| Net Income | 8.85M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.94 |
Full Income StatementBalance Sheet
The company has $21.67 million in cash and $256.98 million in debt, giving a net cash position of -$235.31 million or -$51.85 per share.
| Cash & Cash Equivalents | 21.67M |
| Total Debt | 256.98M |
| Net Cash | -235.31M |
| Net Cash Per Share | -$51.85 |
| Equity (Book Value) | 70.07M |
| Book Value Per Share | 15.41 |
| Working Capital | -1.10B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 19.23% |
| Pretax Margin | 19.23% |
| Profit Margin | 18.49% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |