UnitedHealth Group Incorporated (UNH)

UnitedHealth Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	299,751	465,535	486,945	495,373	472,941	332,732
Market Cap Growth	-44.76%	-4.40%	-1.70%	4.74%	42.14%	19.46%
Enterprise Value	352,677	521,065	520,885	513,470	503,175	363,696
PE Ratio	17.22	32.32	21.76	24.62	27.36	21.60
PS Ratio	0.69	1.16	1.31	1.53	1.64	1.29
PB Ratio	3.13	4.54	4.92	5.74	6.18	4.72
P/FCF Ratio	17.25	22.48	18.96	21.17	23.78	16.54
P/OCF Ratio	14.30	19.23	16.75	18.90	21.17	15.01
EV/Sales Ratio	0.81	1.30	1.40	1.58	1.75	1.41
EV/EBITDA Ratio	12.06	14.89	14.83	16.65	19.23	14.85
EV/EBIT Ratio	13.38	16.14	16.10	18.06	20.99	16.23
EV/FCF Ratio	20.30	25.17	20.28	21.94	25.30	18.07
Debt / Equity Ratio	0.76	0.80	0.63	0.67	0.60	0.62
Debt / EBITDA Ratio	2.62	2.25	1.78	1.87	1.76	1.77
Debt / FCF Ratio	4.61	3.95	2.44	2.46	2.31	2.16
Quick Ratio	0.75	0.75	0.69	0.65	0.66	0.62
Current Ratio	0.82	0.83	0.75	0.73	0.73	0.69
Asset Turnover	1.42	1.40	1.43	1.42	1.41	1.39
Return on Equity (ROE)	17.48%	15.13%	24.98%	25.35%	24.12%	23.77%
Return on Assets (ROA)	5.36%	7.06%	7.79%	7.76%	7.32%	7.54%
Return on Capital (ROIC)	8.94%	11.67%	13.24%	13.34%	12.67%	12.91%
Earnings Yield	5.87%	3.09%	4.60%	4.06%	3.65%	4.63%
FCF Yield	5.80%	4.45%	5.27%	4.72%	4.21%	6.05%
Dividend Yield	2.67%	1.65%	1.43%	1.27%	1.19%	1.48%
Payout Ratio	45.43%	52.29%	30.21%	29.78%	30.55%	29.76%
Buyback Yield / Dilution	1.61%	0.96%	1.26%	0.63%	0.52%	0.52%
Total Shareholder Return	4.28%	2.60%	2.69%	1.90%	1.70%	2.00%

Updated Oct 28, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q