UnitedHealth Group Statistics
Total Valuation
UNH has a market cap or net worth of $299.75 billion. The enterprise value is $352.68 billion.
Important Dates
The next estimated earnings date is Thursday, January 15, 2026, before market open.
| Earnings Date | Jan 15, 2026 |
| Ex-Dividend Date | Dec 8, 2025 |
Share Statistics
UNH has 905.84 million shares outstanding. The number of shares has decreased by -1.61% in one year.
| Current Share Class | 905.84M |
| Shares Outstanding | 905.84M |
| Shares Change (YoY) | -1.61% |
| Shares Change (QoQ) | -0.22% |
| Owned by Insiders (%) | 0.18% |
| Owned by Institutions (%) | 83.33% |
| Float | 897.99M |
Valuation Ratios
The trailing PE ratio is 17.22 and the forward PE ratio is 19.72.
| PE Ratio | 17.22 |
| Forward PE | 19.72 |
| PS Ratio | 0.69 |
| Forward PS | 0.65 |
| PB Ratio | 3.13 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 17.25 |
| P/OCF Ratio | 14.30 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 12.06, with an EV/FCF ratio of 20.30.
| EV / Earnings | 20.05 |
| EV / Sales | 0.81 |
| EV / EBITDA | 12.06 |
| EV / EBIT | 13.38 |
| EV / FCF | 20.30 |
Financial Position
The company has a current ratio of 0.82, with a Debt / Equity ratio of 0.76.
| Current Ratio | 0.82 |
| Quick Ratio | 0.74 |
| Debt / Equity | 0.76 |
| Debt / EBITDA | 2.62 |
| Debt / FCF | 4.61 |
| Interest Coverage | 6.54 |
Financial Efficiency
Return on equity (ROE) is 17.48% and return on invested capital (ROIC) is 8.94%.
| Return on Equity (ROE) | 17.48% |
| Return on Assets (ROA) | 5.36% |
| Return on Invested Capital (ROIC) | 8.94% |
| Return on Capital Employed (ROCE) | 13.20% |
| Revenue Per Employee | $1.09M |
| Profits Per Employee | $43,973 |
| Employee Count | 400,000 |
| Asset Turnover | 1.42 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNH has paid $3.84 billion in taxes.
| Income Tax | 3.84B |
| Effective Tax Rate | 17.27% |
Stock Price Statistics
The stock price has decreased by -45.82% in the last 52 weeks. The beta is 0.43, so UNH's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | -45.82% |
| 50-Day Moving Average | 342.12 |
| 200-Day Moving Average | 361.92 |
| Relative Strength Index (RSI) | 50.12 |
| Average Volume (20 Days) | 7,655,893 |
Short Selling Information
The latest short interest is 12.33 million, so 1.36% of the outstanding shares have been sold short.
| Short Interest | 12.33M |
| Short Previous Month | 13.53M |
| Short % of Shares Out | 1.36% |
| Short % of Float | 1.37% |
| Short Ratio (days to cover) | 1.42 |
Income Statement
In the last 12 months, UNH had revenue of $435.16 billion and earned $17.59 billion in profits. Earnings per share was $19.22.
| Revenue | 435.16B |
| Gross Profit | 85.73B |
| Operating Income | 26.36B |
| Pretax Income | 22.21B |
| Net Income | 17.59B |
| EBITDA | 29.24B |
| EBIT | 26.36B |
| Earnings Per Share (EPS) | $19.22 |
Full Income StatementBalance Sheet
The company has $30.61 billion in cash and $80.14 billion in debt, giving a net cash position of -$52.93 billion or -$58.43 per share.
| Cash & Cash Equivalents | 30.61B |
| Total Debt | 80.14B |
| Net Cash | -52.93B |
| Net Cash Per Share | -$58.43 |
| Equity (Book Value) | 105.81B |
| Book Value Per Share | 105.73 |
| Working Capital | -20.46B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $20.96 billion and capital expenditures -$3.59 billion, giving a free cash flow of $17.37 billion.
| Operating Cash Flow | 20.96B |
| Capital Expenditures | -3.59B |
| Free Cash Flow | 17.37B |
| FCF Per Share | $19.18 |
Full Cash Flow StatementMargins
Gross margin is 19.70%, with operating and profit margins of 6.06% and 4.04%.
| Gross Margin | 19.70% |
| Operating Margin | 6.06% |
| Pretax Margin | 5.10% |
| Profit Margin | 4.04% |
| EBITDA Margin | 6.72% |
| EBIT Margin | 6.06% |
| FCF Margin | 3.99% |
Dividends & Yields
This stock pays an annual dividend of $8.84, which amounts to a dividend yield of 2.67%.
| Dividend Per Share | $8.84 |
| Dividend Yield | 2.67% |
| Dividend Growth (YoY) | 6.72% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 45.43% |
| Buyback Yield | 1.61% |
| Shareholder Yield | 4.28% |
| Earnings Yield | 5.87% |
| FCF Yield | 5.80% |
Dividend DetailsAnalyst Forecast
The average price target for UNH is $407.88, which is 23.26% higher than the current price. The consensus rating is "Buy".
| Price Target | $407.88 |
| Price Target Difference | 23.26% |
| Analyst Consensus | Buy |
| Analyst Count | 25 |
| Revenue Growth Forecast (5Y) | 6.61% |
| EPS Growth Forecast (5Y) | 18.44% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 31, 2005. It was a forward split with a ratio of 2:1.
| Last Split Date | May 31, 2005 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |