Unum Group Statistics
Total Valuation
Unum Group has a market cap or net worth of $12.43 billion. The enterprise value is $16.11 billion.
Important Dates
The last earnings date was Monday, November 3, 2025, after market close.
| Earnings Date | Nov 3, 2025 |
| Ex-Dividend Date | Oct 24, 2025 |
Share Statistics
Unum Group has 167.33 million shares outstanding. The number of shares has decreased by -7.94% in one year.
| Current Share Class | 167.33M |
| Shares Outstanding | 167.33M |
| Shares Change (YoY) | -7.94% |
| Shares Change (QoQ) | -2.20% |
| Owned by Insiders (%) | 0.80% |
| Owned by Institutions (%) | 81.08% |
| Float | 152.06M |
Valuation Ratios
The trailing PE ratio is 14.35 and the forward PE ratio is 8.33. Unum Group's PEG ratio is 1.36.
| PE Ratio | 14.35 |
| Forward PE | 8.33 |
| PS Ratio | 1.00 |
| Forward PS | 0.91 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.18 |
| P/FCF Ratio | 18.04 |
| P/OCF Ratio | 15.24 |
| PEG Ratio | 1.36 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 10.83, with an EV/FCF ratio of 23.37.
| EV / Earnings | 17.64 |
| EV / Sales | 1.23 |
| EV / EBITDA | 10.83 |
| EV / EBIT | 11.76 |
| EV / FCF | 23.37 |
Financial Position
The company has a current ratio of 15.51, with a Debt / Equity ratio of 0.37.
| Current Ratio | 15.51 |
| Quick Ratio | 4.05 |
| Debt / Equity | 0.37 |
| Debt / EBITDA | 2.66 |
| Debt / FCF | 5.81 |
| Interest Coverage | 6.56 |
Financial Efficiency
Return on equity (ROE) is 8.35% and return on invested capital (ROIC) is 5.81%.
| Return on Equity (ROE) | 8.35% |
| Return on Assets (ROA) | 1.34% |
| Return on Invested Capital (ROIC) | 5.81% |
| Return on Capital Employed (ROCE) | 2.19% |
| Revenue Per Employee | $1.18M |
| Profits Per Employee | $82,536 |
| Employee Count | 11,063 |
| Asset Turnover | 0.20 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Unum Group has paid $247.50 million in taxes.
| Income Tax | 247.50M |
| Effective Tax Rate | 21.33% |
Stock Price Statistics
The stock price has decreased by -1.82% in the last 52 weeks. The beta is 0.20, so Unum Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.20 |
| 52-Week Price Change | -1.82% |
| 50-Day Moving Average | 76.25 |
| 200-Day Moving Average | 77.13 |
| Relative Strength Index (RSI) | 42.91 |
| Average Volume (20 Days) | 1,206,113 |
Short Selling Information
The latest short interest is 2.34 million, so 1.40% of the outstanding shares have been sold short.
| Short Interest | 2.34M |
| Short Previous Month | 2.37M |
| Short % of Shares Out | 1.40% |
| Short % of Float | 1.54% |
| Short Ratio (days to cover) | 1.69 |
Income Statement
In the last 12 months, Unum Group had revenue of $13.07 billion and earned $913.10 million in profits. Earnings per share was $5.18.
| Revenue | 13.07B |
| Gross Profit | 3.86B |
| Operating Income | 1.37B |
| Pretax Income | 1.16B |
| Net Income | 913.10M |
| EBITDA | 1.49B |
| EBIT | 1.37B |
| Earnings Per Share (EPS) | $5.18 |
Full Income StatementBalance Sheet
The company has $2.93 billion in cash and $4.00 billion in debt, giving a net cash position of -$3.68 billion or -$21.97 per share.
| Cash & Cash Equivalents | 2.93B |
| Total Debt | 4.00B |
| Net Cash | -3.68B |
| Net Cash Per Share | -$21.97 |
| Equity (Book Value) | 10.91B |
| Book Value Per Share | 64.56 |
| Working Capital | 15.73B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $815.60 million and capital expenditures -$126.50 million, giving a free cash flow of $689.10 million.
| Operating Cash Flow | 815.60M |
| Capital Expenditures | -126.50M |
| Free Cash Flow | 689.10M |
| FCF Per Share | $4.12 |
Full Cash Flow StatementMargins
Gross margin is 29.51%, with operating and profit margins of 10.48% and 6.99%.
| Gross Margin | 29.51% |
| Operating Margin | 10.48% |
| Pretax Margin | 8.88% |
| Profit Margin | 6.99% |
| EBITDA Margin | 11.38% |
| EBIT Margin | 10.48% |
| FCF Margin | 5.27% |
Dividends & Yields
This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 2.51%.
| Dividend Per Share | $1.84 |
| Dividend Yield | 2.51% |
| Dividend Growth (YoY) | 12.10% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 34.01% |
| Buyback Yield | 7.94% |
| Shareholder Yield | 10.41% |
| Earnings Yield | 7.35% |
| FCF Yield | 5.54% |
Dividend DetailsAnalyst Forecast
The average price target for Unum Group is $94.67, which is 27.43% higher than the current price. The consensus rating is "Buy".
| Price Target | $94.67 |
| Price Target Difference | 27.43% |
| Analyst Consensus | Buy |
| Analyst Count | 12 |
| Revenue Growth Forecast (5Y) | 4.04% |
| EPS Growth Forecast (5Y) | 3.86% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |