Unity Bancorp, Inc. (UNTY)
NASDAQ: UNTY · Real-Time Price · USD
48.44
-0.96 (-1.94%)
Aug 15, 2025, 4:00 PM - Market closed
Unity Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 153.27 | 145.53 | 133.06 | 94.8 | 83.06 | 76.57 | Upgrade
|
| Interest Income on Investments | 9.94 | 10.2 | 10.44 | 5.94 | 1.72 | 2.35 | Upgrade
|
| Total Interest Income | 163.22 | 155.74 | 143.49 | 100.74 | 84.78 | 78.92 | Upgrade
|
| Interest Paid on Deposits | 51.67 | 51.51 | 33.89 | 7.25 | 6.59 | 12.59 | Upgrade
|
| Interest Paid on Borrowings | 4.39 | 5.62 | 14.61 | 3.38 | 1.15 | 1.89 | Upgrade
|
| Total Interest Expense | 56.06 | 57.13 | 48.5 | 10.63 | 7.74 | 14.48 | Upgrade
|
| Net Interest Income | 107.15 | 98.61 | 95 | 90.11 | 77.04 | 64.44 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.00% | 3.80% | 5.43% | 16.96% | 19.56% | 11.88% | Upgrade
|
| Gain (Loss) on Sale of Investments | 4.06 | 0.59 | 0.01 | -1.31 | 0.61 | 0.09 | Upgrade
|
| Other Non-Interest Income | 6.65 | 5.74 | 5.29 | 7.01 | 6.14 | 4.87 | Upgrade
|
| Total Non-Interest Income | 12.63 | 8.47 | 8.14 | 8.05 | 12.05 | 12.95 | Upgrade
|
| Non-Interest Income Growth (YoY) | 51.11% | 4.02% | 1.21% | -33.26% | -6.89% | 35.72% | Upgrade
|
| Revenues Before Loan Losses | 119.79 | 107.08 | 103.14 | 98.15 | 89.09 | 77.38 | Upgrade
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| Provision for Loan Losses | 3.52 | 3.95 | 3.17 | 4.27 | 0.18 | 7 | Upgrade
|
| Revenue | 116.27 | 103.13 | 99.97 | 93.88 | 88.91 | 70.38 | Upgrade
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| Revenue Growth (YoY) | 17.14% | 3.16% | 6.49% | 5.59% | 26.33% | 8.22% | Upgrade
|
| Salaries and Employee Benefits | 29.41 | 27.93 | 27.3 | 25.27 | 23.15 | 21.71 | Upgrade
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| Federal Deposit Insurance | 0.99 | 1.1 | 1.72 | 1.02 | 0.84 | 0.67 | Upgrade
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| Selling, General & Administrative | 16.5 | 15.87 | 14.46 | 13.51 | 13.4 | 12.54 | Upgrade
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| Other Non-Interest Expense | 3.35 | 3.85 | 3.5 | 2.65 | 3.25 | 4.12 | Upgrade
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| Total Non-Interest Expense | 50.26 | 48.74 | 46.98 | 42.46 | 40.78 | 39.26 | Upgrade
|
| EBT Excluding Unusual Items | 66.01 | 54.39 | 53 | 51.42 | 48.13 | 31.12 | Upgrade
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| Pretax Income | 66.01 | 54.39 | 53 | 51.42 | 48.13 | 31.12 | Upgrade
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| Income Tax Expense | 15.51 | 12.94 | 13.29 | 12.96 | 12.01 | 7.48 | Upgrade
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| Net Income | 50.5 | 41.45 | 39.71 | 38.46 | 36.12 | 23.64 | Upgrade
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| Net Income to Common | 50.5 | 41.45 | 39.71 | 38.46 | 36.12 | 23.64 | Upgrade
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| Net Income Growth | 30.29% | 4.39% | 3.25% | 6.47% | 52.76% | -0.04% | Upgrade
|
| Basic Shares Outstanding | 10 | 10 | 10 | 11 | 10 | 11 | Upgrade
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| Diluted Shares Outstanding | 10 | 10 | 10 | 11 | 11 | 11 | Upgrade
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| Shares Change (YoY) | -0.11% | -1.32% | -3.43% | 1.51% | -2.48% | -1.95% | Upgrade
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| EPS (Basic) | 5.04 | 4.13 | 3.89 | 3.66 | 3.47 | 2.21 | Upgrade
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| EPS (Diluted) | 4.94 | 4.06 | 3.84 | 3.59 | 3.43 | 2.19 | Upgrade
|
| EPS Growth | 30.37% | 5.73% | 6.96% | 4.67% | 56.62% | 2.34% | Upgrade
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| Dividend Per Share | 0.540 | 0.520 | 0.480 | 0.430 | 0.360 | 0.320 | Upgrade
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| Dividend Growth | 8.00% | 8.33% | 11.63% | 19.44% | 12.50% | 3.23% | Upgrade
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| Effective Tax Rate | 23.49% | 23.79% | 25.07% | 25.21% | 24.95% | 24.02% | Upgrade
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Updated Jul 15, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.