Upstart Holdings, Inc. (UPST)
| Market Cap | 5.04B |
| Revenue (ttm) | 758.84M |
| Net Income (ttm) | -66.43M |
| Shares Out | 95.14M |
| EPS (ttm) | -0.74 |
| PE Ratio | n/a |
| Forward PE | 32.85 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 9,675,817 |
| Open | 50.91 |
| Previous Close | 47.17 |
| Day's Range | 50.74 - 53.99 |
| 52-Week Range | 20.60 - 96.43 |
| Beta | 2.39 |
| Analysts | Buy |
| Price Target | 66.71 (+25.17%) |
| Earnings Date | May 6, 2025 |
About UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. [Read more]
Financial Performance
In 2024, Upstart Holdings's revenue was $676.96 million, an increase of 23.43% compared to the previous year's $548.46 million. Losses were -$128.58 million, -46.45% less than in 2023.
Financial StatementsAnalyst Forecast
According to 13 analysts, the average rating for UPST stock is "Buy." The 12-month stock price forecast is $66.71, which is an increase of 25.17% from the latest price.
News
Upstart Stock Drops Despite Q1 Beat: Analysts Highlight AI Progress, Warn Of Inflation Risks
Upstart Holdings, Inc. UPST shares are trading lower on Wednesday.
Upstart Holdings, Inc. (UPST) Q1 2025 Earnings Call Transcript
Upstart Holdings, Inc. (NASDAQ:UPST) Q1 2025 Earnings Conference Call May 6, 2025 4:30 PM ET Company Participants Sonya Banerjee - Investor Relations Dave Girouard - Co Founder and Chief Executive Of...
Upstart Personal Loan Originations Grow 83% Year Over Year
Lending platform Upstart Holdings' first quarter results saw loan originations nearly double from a year ago, driven in part by automated processes, while management pointed to strong credit metrics a...
Upstart tumbles on second-quarter outlook, even as its full-year forecast gets more upbeat
Shares of Upstart Holdings Inc. tumbled after hours on Tuesday after the artificial-intelligence lending platform forecast a second-quarter loss and sales that missed Wall Street's expectations.
Upstart and Fortress Investment Group Announce $1.2B Forward-Flow Agreement
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart and Fortress Investment Group Announce $1.2B Forward-Flow Agreement.
Upstart Announces Results for First Quarter 2025
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Results for First Quarter 2025.
Upstart: AI Edge Is Fueling Outperformance Amidst Macro Uncertainty
Upstart's improving AI models are leading to higher conversion rates and lower delinquencies, increasing its partners' trust in its loans. The growing trust in Upstart's loans is being reflected in it...
Upstart's Q1 Preview: The Business Is Great, The Environment Isn't
Upstart's Q4 results showed strong execution, but Q1 earnings will determine if this momentum is sustainable in a challenging macro environment. Analysts expect Q1 revenue of $201 million and adjusted...
Lake Trust Credit Union Selects Upstart for Personal Lending
BRIGHTON, Mich. & SAN MATEO, Calif.--(BUSINESS WIRE)--Lake Trust Credit Union Selects Upstart for Personal Lending.
Upstart: Revisiting The Bull Case Amid Macroeconomic Uncertainties
After investing in Upstart stock in early 2021, I enjoyed the stellar stock market rally that pushed the stock over $400 before it crashed to just $15. 2024 marked a strong year for Upstart as the com...
Upstart CEO to Participate in Fireside Chat at the Barclays 15th Annual Emerging Payments and FinTech Forum
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart CEO to Participate in Fireside Chat at the Barclays 15th Annual Emerging Payments and FinTech Forum.
First Commonwealth Expands Access to Personal Loans Through Partnership with Upstart
ALLENTOWN, Pa. & SAN MATEO, Calif.--(BUSINESS WIRE)--First Commonwealth Expands Access to Personal Loans Through Partnership with Upstart.
Upstart to Announce First Quarter 2025 Results on May 6, 2025
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart to Announce First Quarter 2025 Results on May 6, 2025.
NewtekOne: 6.4% Dividend Yield From Banking Upstart Is Elevated
NewtekOne has dipped 7% year-to-date, trading at one of its lowest sales multiples since converting from a BDC to a bank. NEWT's deposits surged 39.5% sequentially, with total assets up 50% year-over-...
Upstart: Looking For The Buy Zone
Upstart Holdings faces economic weakness fears, though loan origination and conversion rates have improved. The AI lending platform aims for $1 billion in 2025 revenue, further expanding into auto len...
Upstart: One Meme Stock Worth Buying Amidst The Chaos (Rating Upgrade)
Upstart has shown strong execution, with improved underwriting algorithms boosting top-line growth. The company has seen revenue growth accelerate and management expects further acceleration into 2025...
Upstart Consumer Brands Are Challenging Food Giants
Around two decades ago, a Dutch television journalist named Teun van de Keuken ate 12 chocolate bars and demanded to be put in jail. His crime, he said, was financing slavery and child labor.
Upstart Holdings, Inc. (UPST) The Citizens JMP Technology Conference (Transcript)
Upstart Holdings, Inc. (NASDAQ:UPST) The Citizens JMP Technology Conference Call March 3, 2025 2:00 PM ET Company Participants Sanjay Datta - Chief Financial Officer Unidentified Analyst It's a pleas...
Evaluating Upstart: A Cautious Path To Investment In Uncertain Times
Upstart Holdings' AI-driven credit risk models have shown significant improvements, increasing loan approvals by 101% and reducing APR by 38%. Its advanced AI models and reduced macroeconomic headwind...
Upstart: You Have Seen Nothing Yet
Upstart Holdings reported a surprising Q4 profit, driven by strong private credit demand and a robust U.S. economy, leading to an upside stock breakout. The fintech anticipates GAAP profitability in 2...
Upstart Appoints Peter Bernard to Its Board of Directors
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Appoints Peter Bernard to Its Board of Directors.
Holyoke Credit Union Selects Upstart for Personal Lending
HOLYOKE, Mass. & SAN MATEO, Calif.--(BUSINESS WIRE)--Holyoke Credit Union Selects Upstart for Personal Lending.
Upstart: Strong Buy Rating Ahead Of Projected $1 Billion Revenue In 2025
Upstart: Strong Buy Rating Ahead Of Projected $1 Billion Revenue In 2025
Upstart: Expensive Fintech Play
Upstart reported strong Q4 results with $0.29 EPS and $219M in revenue, driven by fee revenue growth and an improved lending environment. Platform metrics like conversion rates continued to improve an...
Upstart's Profitable Growth Cadence Does Not Warrant The Baked In Upside
UPST has demonstrated great resilience and growing relevance in the lending market, despite the challenging macroeconomic environment thus far. The same has been observed in its promising performance ...