Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
46.75
-0.38 (-0.81%)
At close: Dec 5, 2025, 4:00 PM EST
46.78
+0.03 (0.07%)
After-hours: Dec 5, 2025, 7:59 PM EST
Upstart Holdings Stock Forecast
Stock Price Forecast
According to 12 professional analysts, the 12-month price target for Upstart Holdings stock ranges from a low of $16.5 to a high of $105. The average analyst price target of $60.79 forecasts a 30.03% increase in the stock price over the next year.
Price Target: $60.79 (+30.03%)
Analyst Consensus: Hold
* Price targets were last updated on Nov 5, 2025.
Analyst Ratings
The average analyst rating for Upstart Holdings stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 4 | 4 | 4 | 4 | 4 | 3 |
| Buy | 3 | 4 | 4 | 3 | 3 | 3 |
| Hold | 6 | 5 | 5 | 5 | 6 | 5 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 2 | 2 | 2 | 2 | 2 | 2 |
| Total | 15 | 15 | 15 | 14 | 15 | 13 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Citigroup | Citigroup | Strong Buy Maintains $100 → $80 | Strong Buy | Maintains | $100 → $80 | +71.12% | Nov 5, 2025 |
| JP Morgan | JP Morgan | Buy Maintains $88 → $65 | Buy | Maintains | $88 → $65 | +39.04% | Nov 5, 2025 |
| Piper Sandler | Piper Sandler | Buy Maintains $80 → $56 | Buy | Maintains | $80 → $56 | +19.79% | Nov 5, 2025 |
| Stephens & Co. | Stephens & Co. | Hold Maintains $55 → $40 | Hold | Maintains | $55 → $40 | -14.44% | Nov 5, 2025 |
| BTIG | BTIG | Hold Reiterates n/a | Hold | Reiterates | n/a | n/a | Nov 5, 2025 |
Financial Forecast
Revenue This Year
1.06B
from 676.96M
Increased by 56.14%
Revenue Next Year
1.30B
from 1.06B
Increased by 22.99%
EPS This Year
1.63
from -1.44
EPS Next Year
2.47
from 1.63
Increased by 51.36%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 1.1B | 1.5B | |
| Avg | 1.1B | 1.3B | |
| Low | 1.0B | 1.1B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 61.3% | 39.4% | |
| Avg | 56.1% | 23.0% | |
| Low | 49.6% | 1.7% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 1.83 | 3.29 | |
| Avg | 1.63 | 2.47 | |
| Low | 1.30 | 1.97 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | - | 101.3% | |
| Avg | - | 51.4% | |
| Low | - | 20.7% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.