USCB Financial Holdings, Inc. (USCB)
NASDAQ: USCB · Real-Time Price · USD
17.05
-0.19 (-1.10%)
May 14, 2025, 10:01 AM - Market open
USCB Financial Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 |
| Interest Income on Loans | 118.84 | 115.24 | 87.88 | 60.83 | 48.73 | 47.08 | Upgrade
|
| Interest Income on Investments | 15.49 | 16 | 13.13 | 10.28 | 7.99 | 5.56 | Upgrade
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| Total Interest Income | 134.32 | 131.23 | 101.02 | 71.1 | 56.72 | 52.63 | Upgrade
|
| Interest Paid on Deposits | 54.5 | 54.96 | 39.06 | 6.77 | 3.67 | 7.96 | Upgrade
|
| Interest Paid on Borrowings | 5.94 | 6.34 | 3.39 | 0.67 | 0.55 | 1.07 | Upgrade
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| Total Interest Expense | 60.43 | 61.3 | 42.45 | 7.44 | 4.23 | 9.04 | Upgrade
|
| Net Interest Income | 73.89 | 69.94 | 58.57 | 63.66 | 52.5 | 43.6 | Upgrade
|
| Net Interest Income Growth (YoY) | 28.00% | 19.41% | -8.00% | 21.27% | 20.41% | 12.69% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | 0.98 | - | Upgrade
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| Gain (Loss) on Sale of Investments | 0.47 | 0.01 | -1.86 | -2.53 | 0.21 | 0.43 | Upgrade
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| Other Non-Interest Income | 12.77 | 11.98 | 8.46 | 6.87 | 7.88 | 4.82 | Upgrade
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| Total Non-Interest Income | 13.99 | 12.74 | 7.4 | 5.23 | 10.7 | 6.1 | Upgrade
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| Non-Interest Income Growth (YoY) | 79.45% | 72.09% | 41.60% | -51.13% | 75.46% | 0.61% | Upgrade
|
| Revenues Before Loan Losses | 87.89 | 82.68 | 65.97 | 68.89 | 63.19 | 49.69 | Upgrade
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| Provision for Loan Losses | 3.43 | 3.16 | 2.37 | 2.5 | -0.16 | 3.25 | Upgrade
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| Revenue | 84.46 | 79.52 | 63.6 | 66.39 | 63.35 | 46.44 | Upgrade
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| Revenue Growth (YoY) | 34.16% | 25.02% | -4.20% | 4.80% | 36.41% | 3.79% | Upgrade
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| Salaries and Employee Benefits | 27.64 | 26.66 | 23.42 | 23.42 | 21.15 | 19.02 | Upgrade
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| Federal Deposit Insurance | 1.75 | 1.77 | 1.45 | 0.93 | 0.78 | 0.69 | Upgrade
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| Selling, General & Administrative | 8.88 | 8.96 | 8.14 | 8.39 | 7.97 | 6.89 | Upgrade
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| Other Non-Interest Expense | 9.65 | 9.66 | 8.8 | 6.57 | 5.77 | 6.44 | Upgrade
|
| Total Non-Interest Expense | 47.92 | 47.04 | 41.81 | 39.31 | 35.68 | 33.04 | Upgrade
|
| EBT Excluding Unusual Items | 36.54 | 32.48 | 21.8 | 27.09 | 27.68 | 13.41 | Upgrade
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| Pretax Income | 36.54 | 32.48 | 21.8 | 27.09 | 27.68 | 13.41 | Upgrade
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| Income Tax Expense | 8.82 | 7.8 | 5.25 | 6.94 | 6.6 | 2.59 | Upgrade
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| Net Income | 27.72 | 24.67 | 16.55 | 20.14 | 21.08 | 10.82 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | - | - | 91.66 | 3.13 | Upgrade
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| Net Income to Common | 27.72 | 24.67 | 16.55 | 20.14 | -70.59 | 7.69 | Upgrade
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| Net Income Growth | 80.61% | 49.13% | -17.85% | -4.44% | 94.80% | 4.13% | Upgrade
|
| Basic Shares Outstanding | 20 | 20 | 20 | 20 | 11 | 10 | Upgrade
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| Diluted Shares Outstanding | 20 | 20 | 20 | 20 | 11 | 10 | Upgrade
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| Shares Change (YoY) | 1.83% | 0.73% | -2.43% | 92.02% | 4.74% | - | Upgrade
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| EPS (Basic) | 1.40 | 1.25 | 0.84 | 1.01 | -6.72 | 0.77 | Upgrade
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| EPS (Diluted) | 1.39 | 1.24 | 0.84 | 1.00 | -6.72 | 0.77 | Upgrade
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| EPS Growth | 78.48% | 47.62% | -16.00% | - | - | - | Upgrade
|
| Dividend Per Share | 0.250 | 0.200 | - | - | - | - | Upgrade
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| Effective Tax Rate | 24.13% | 24.03% | 24.09% | 25.64% | 23.85% | 19.30% | Upgrade
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Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.