Usio, Inc. Statistics
Total Valuation
Usio, Inc. has a market cap or net worth of $42.66 million. The enterprise value is $38.90 million.
Important Dates
The last earnings date was Wednesday, August 6, 2025, after market close.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Usio, Inc. has 26.50 million shares outstanding. The number of shares has increased by 1.51% in one year.
| Current Share Class | 26.50M |
| Shares Outstanding | 26.50M |
| Shares Change (YoY) | +1.51% |
| Shares Change (QoQ) | -0.60% |
| Owned by Insiders (%) | 18.16% |
| Owned by Institutions (%) | 26.88% |
| Float | 21.69M |
Valuation Ratios
The trailing PE ratio is 15.05 and the forward PE ratio is 46.00.
| PE Ratio | 15.05 |
| Forward PE | 46.00 |
| PS Ratio | 0.52 |
| Forward PS | 0.43 |
| PB Ratio | 2.29 |
| P/TBV Ratio | 2.35 |
| P/FCF Ratio | 16.92 |
| P/OCF Ratio | 12.10 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 80.43, with an EV/FCF ratio of 15.33.
| EV / Earnings | 13.51 |
| EV / Sales | 0.46 |
| EV / EBITDA | 80.43 |
| EV / EBIT | n/a |
| EV / FCF | 15.33 |
Financial Position
The company has a current ratio of 1.11, with a Debt / Equity ratio of 0.19.
| Current Ratio | 1.11 |
| Quick Ratio | 0.14 |
| Debt / Equity | 0.19 |
| Debt / EBITDA | 3.27 |
| Debt / FCF | 1.37 |
| Interest Coverage | -32.62 |
Financial Efficiency
Return on equity (ROE) is 16.71% and return on invested capital (ROIC) is -4.92%.
| Return on Equity (ROE) | 16.71% |
| Return on Assets (ROA) | -0.93% |
| Return on Invested Capital (ROIC) | -4.92% |
| Return on Capital Employed (ROCE) | -7.54% |
| Revenue Per Employee | $755,420 |
| Profits Per Employee | $25,933 |
| Employee Count | 111 |
| Asset Turnover | 0.77 |
| Inventory Turnover | 162.40 |
Taxes
| Income Tax | -2.64M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +14.18% in the last 52 weeks. The beta is 1.44, so Usio, Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.44 |
| 52-Week Price Change | +14.18% |
| 50-Day Moving Average | 1.59 |
| 200-Day Moving Average | 1.59 |
| Relative Strength Index (RSI) | 47.78 |
| Average Volume (20 Days) | 103,920 |
Short Selling Information
The latest short interest is 82,505, so 0.31% of the outstanding shares have been sold short.
| Short Interest | 82,505 |
| Short Previous Month | 42,387 |
| Short % of Shares Out | 0.31% |
| Short % of Float | 0.38% |
| Short Ratio (days to cover) | 0.88 |
Income Statement
In the last 12 months, Usio, Inc. had revenue of $83.85 million and earned $2.88 million in profits. Earnings per share was $0.11.
| Revenue | 83.85M |
| Gross Profit | 19.91M |
| Operating Income | -1.62M |
| Pretax Income | -461,027 |
| Net Income | 2.88M |
| EBITDA | 483,667 |
| EBIT | -1.62M |
| Earnings Per Share (EPS) | $0.11 |
Full Income StatementBalance Sheet
The company has $7.51 million in cash and $3.48 million in debt, giving a net cash position of $4.02 million or $0.15 per share.
| Cash & Cash Equivalents | 7.51M |
| Total Debt | 3.48M |
| Net Cash | 4.02M |
| Net Cash Per Share | $0.15 |
| Equity (Book Value) | 18.73M |
| Book Value Per Share | 0.71 |
| Working Capital | 9.91M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.55 million and capital expenditures -$1.01 million, giving a free cash flow of $2.54 million.
| Operating Cash Flow | 3.55M |
| Capital Expenditures | -1.01M |
| Free Cash Flow | 2.54M |
| FCF Per Share | $0.10 |
Full Cash Flow StatementMargins
Gross margin is 23.74%, with operating and profit margins of -1.93% and 3.43%.
| Gross Margin | 23.74% |
| Operating Margin | -1.93% |
| Pretax Margin | 0.29% |
| Profit Margin | 3.43% |
| EBITDA Margin | 0.58% |
| EBIT Margin | -1.93% |
| FCF Margin | 3.03% |
Dividends & Yields
Usio, Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.51% |
| Shareholder Yield | -1.51% |
| Earnings Yield | 6.71% |
| FCF Yield | 5.91% |
Analyst Forecast
The average price target for Usio, Inc. is $4.00, which is 148.45% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $4.00 |
| Price Target Difference | 148.45% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 23, 2015. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jul 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
Usio, Inc. has an Altman Z-Score of 0.23 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.23 |
| Piotroski F-Score | 6 |