UWM Holdings Statistics

Total Valuation

UWM Holdings has a market cap or net worth of $8.60 billion. The enterprise value is $19.30 billion.

Market Cap	8.60B
Enterprise Value	19.30B

Important Dates

The last earnings date was Thursday, August 7, 2025, before market open.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	Sep 18, 2025

Share Statistics

UWM Holdings has 1.60 billion shares outstanding. The number of shares has increased by 816.67% in one year.

Current Share Class	218.64M
Shares Outstanding	1.60B
Shares Change (YoY)	+816.67%
Shares Change (QoQ)	-87.35%
Owned by Insiders (%)	6.48%
Owned by Institutions (%)	63.49%
Float	178.51M

Valuation Ratios

The trailing PE ratio is 81.17 and the forward PE ratio is 16.37.

PE Ratio	81.17
Forward PE	16.37
PS Ratio	0.32
Forward PS	2.66
PB Ratio	6.29
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	1,628.27
EV / Sales	7.36
EV / EBITDA	26.58
EV / EBIT	28.58
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.25, with a Debt / Equity ratio of 6.43.

Current Ratio	1.25
Quick Ratio	0.11
Debt / Equity	6.43
Debt / EBITDA	15.04
Debt / FCF	n/a
Interest Coverage	1.26

Financial Efficiency

Return on equity (ROE) is 6.87% and return on invested capital (ROIC) is 3.34%.

Return on Equity (ROE)	6.87%
Return on Assets (ROA)	3.15%
Return on Invested Capital (ROIC)	3.34%
Return on Capital Employed (ROCE)	11.27%
Revenue Per Employee	$288,223
Profits Per Employee	$1,303
Employee Count	9,100
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, UWM Holdings has paid $3.21 million in taxes.

Income Tax	3.21M
Effective Tax Rate	2.24%

Stock Price Statistics

The stock price has decreased by -42.09% in the last 52 weeks. The beta is 1.74, so UWM Holdings's price volatility has been higher than the market average.

Beta (5Y)	1.74
52-Week Price Change	-42.09%
50-Day Moving Average	4.33
200-Day Moving Average	5.30
Relative Strength Index (RSI)	70.49
Average Volume (20 Days)	9,793,312

Short Selling Information

The latest short interest is 28.82 million, so 1.80% of the outstanding shares have been sold short.

Short Interest	28.82M
Short Previous Month	28.38M
Short % of Shares Out	1.80%
Short % of Float	16.14%
Short Ratio (days to cover)	4.18

Income Statement

In the last 12 months, UWM Holdings had revenue of $2.62 billion and earned $11.85 million in profits. Earnings per share was $0.07.

Revenue	2.62B
Gross Profit	2.62B
Operating Income	675.34M
Pretax Income	-109.12M
Net Income	11.85M
EBITDA	726.28M
EBIT	675.34M
Earnings Per Share (EPS)	$0.07

Full Income Statement

Balance Sheet

The company has $544.73 million in cash and $11.24 billion in debt, giving a net cash position of -$10.70 billion or -$6.69 per share.

Cash & Cash Equivalents	544.73M
Total Debt	11.24B
Net Cash	-10.70B
Net Cash Per Share	-$6.69
Equity (Book Value)	1.75B
Book Value Per Share	0.86
Working Capital	1.98B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$2.39 billion and capital expenditures -$62.51 million, giving a free cash flow of -$2.46 billion.

Operating Cash Flow	-2.39B
Capital Expenditures	-62.51M
Free Cash Flow	-2.46B
FCF Per Share	-$1.54

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 25.75% and 0.45%.

Gross Margin	100.00%
Operating Margin	25.75%
Pretax Margin	5.46%
Profit Margin	0.45%
EBITDA Margin	27.69%
EBIT Margin	25.75%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 7.30%.

Dividend Per Share	$0.40
Dividend Yield	7.30%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	603.46%
Buyback Yield	-816.67%
Shareholder Yield	-809.24%
Earnings Yield	0.14%
FCF Yield	-28.54%

Dividend Details

Analyst Forecast

The average price target for UWM Holdings is $5.54, which is 2.97% higher than the current price. The consensus rating is "Hold".

Price Target	$5.54
Price Target Difference	2.97%
Analyst Consensus	Hold
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

UWM Holdings has an Altman Z-Score of 0.58 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.58
Piotroski F-Score	4