VersaBank (VBNK)
| Market Cap | 394.93M |
| Revenue (ttm) | 82.30M |
| Net Income (ttm) | 20.61M |
| Shares Out | 32.17M |
| EPS (ttm) | 0.69 |
| PE Ratio | 19.16 |
| Forward PE | 10.06 |
| Dividend | $0.07 (0.58%) |
| Ex-Dividend Date | Oct 10, 2025 |
| Volume | 25,694 |
| Open | 12.44 |
| Previous Close | 12.54 |
| Day's Range | 12.32 - 12.54 |
| 52-Week Range | 8.51 - 18.17 |
| Beta | 1.12 |
| Analysts | Buy |
| Price Target | 13.00 (+5.26%) |
| Earnings Date | Dec 10, 2025 |
About VBNK
VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan a... [Read more]
Financial Performance
In 2024, VersaBank's revenue was 111.90 million, an increase of 3.59% compared to the previous year's 108.03 million. Earnings were 38.76 million, a decrease of -5.86%.
Financial numbers in CAD Financial StatementsAnalyst Forecast
According to one analyst, the rating for VBNK stock is "Buy" and the 12-month stock price target is $13.0.
News
VersaBank to Report Fourth Quarter and Fiscal 2025 Year End Results Wednesday, December 10, 2025 at 7:00 a.m. ET
LONDON, ON , Dec. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its fourth quarter and fiscal 2025 year-end financial results and host a conferenc...
/C O R R E C T I O N -- VersaBank/
In the news release, VersaBank donates $50,0000 to The Salvation Army's Harvest Hope campaign, helping to combat food insecurity across Canada, issued 26-Nov-2025 by VersaBank over PR Newswire, we are...
VersaBank donates $50,0000 to The Salvation Army's Harvest Hope campaign, helping to combat food insecurity across Canada
LONDON, ON , Nov. 26, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (Nasdaq: VBNK) today announced that it has donated $50,000 to The Salvation Army's Harvest Hope campaign to battle food insecurity acros...
VERSABANK LAUNCHES ENHANCED CMHC LENDING PROGRAM: EXPECTED TO GENERATE A MINIMUM OF $2 MILLION IN INCREMENTAL REVENUE IN FISCAL 2026 WITH DE MINIMIS ADDITIONAL OPERATING EXPENSES
– Bank Applauds Prime Minister Mark Carney and Finance Minister François-Philippe Champagne on Multi-Residential Housing Initiatives in Federal Budget, Further Supporting Bank's Enhanced CMHC Program ...
VERSABANK APPLAUDS CANADIAN PRIME MINISTER MARK CARNEY AND FINANCE MINISTER FRANÇOIS-PHILIPPE CHAMPAGNE ON PLANNED STABLECOIN REGULATION / BANK INITIATES COLLABORATIONS FOR STABLECOIN CUSTODY SOLUTIONS
– Planned Stablecoin Regulation in Canada Supports Potential New Revenue Stream for VersaBank as Bank Advances Toward Commercialization of its Proprietary Tokenized Deposit Opportunity – LONDON, ON ,...
VERSABANK TO PARTICIPATE IN THE KBW FINTECH PAYMENTS CONFERENCE IN NEW YORK CITY ON NOVEMBER 11-13, 2025
LONDON, ON , Nov. 7, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...
VERSABANK ANNOUNCES LARGEST US RPP PARTNER TO DATE; SURPASSES US RPP TARGET WITH US$310 MILLION FUNDED IN FISCAL 2025
Attention: Business Editors LONDON, ON , Nov. 3, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...
VERSABANK UNVEILS BRANDING FOR PROPREITARY DIGITAL DEPOSIT RECEIPTS: VERSABANK REAL BANK DEPOSIT TOKENS™ REFLECTS CRITICAL ADVANTAGE OF ISSUANCE BY A FEDERALLY LICENSED BANK
LONDON, ON , Oct. 27, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, toda...
VERSABANK ANNOUNCES THRIVE FINANCIAL AS NEW US RECEIVABLE PURCHASE PROGRAM PARTNER
LONDON, ON , Oct. 6, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today...
VERSABANK IMPLEMENTS NEW INTERNALLY DEVELOPED ARTIFICIAL INTELLIGENCE CAPABLITIES WITHIN CORE BANKING TECHNOLOGY
– New AI Capabilities Enable Real-Time Monitoring of Credit Asset Data, Further Mitigating Risk and Supporting the Bank's Efficiency – LONDON, ON , Sept. 18, 2025 /PRNewswire/ - VersaBank ("VersaBank"...
VERSABANK ANNOUNCES REFRESH OF PREVIOUS DDR TOKENIZED DEPOSIT PILOT PROGAM IN CANADA AND INTEGRATION WITH US PILOT PROGRAM
– Integration with US Pilot Program Intended to Demonstrate Near-Term Commercial Foreign Exchange Opportunity as the Only Nationally Licensed Bank in both the United States and Canada with Tokenized D...
VersaBank (VBNK:CA) Q3 2025 Earnings Call Transcript
VersaBank (TSX:VBNK:CA) Q3 2025 Earnings Call September 4, 2025 9:00 AM EDT Company Participants David Taylor - President & Director John Asma - Chief Financial Officer Conference Call Participants J...
VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP
– Expansion of RPP Program to Add Securitization Expected to Generate Additional Asset and Earnings Growth in Both US and Canada – – Two New RPP Partners Added in Canada, Including First RPP Securitiz...
VERSABANK DECLARES DIVIDENDS
LONDON, ON , Sept. 4, 2025 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK; NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declar...
VERSABANK ADDS TWO NEW RECEIVABLE PURCHASE PROGRAM PARTNERS IN CANADA, INCLUDING FIRST SECURITIZATION PARTNER
LONDON, ON, Sept. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...
VersaBank Launches Test of US-Dollar Version of Bank-Issued Tokenized Deposits
VersaBank's wholly owned subsidiary, VersaBank USA, launched an internal pilot program in the United States for the U.S.-dollar version of its bank-issued tokenized deposits. The bank completed a simi...
VERSABANK ANNOUNCES VERSABANK USA LAUNCH OF TOKENIZED DEPOSIT PILOT PROGRAM IN UNITED STATES
– Bank's Proprietary Digital Deposit Receipts (DDRs) Offer Significant Advantages over Stablecoins as Bank-Issued Deposits on the Blockchain as 1:1 Representation of Actual Cash Deposits with Ability ...
VERSABANK TO HOST THIRD QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST
Bank to Report Third Quarter Fiscal 2025 Results Thursday, September 4, 2025 at 7:00 a.m. ET LONDON, ON , Aug. 21, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) ...
VERSABANK EXPANDS RECEIVABLE PURCHASE PROGRAM WITH LAUNCH OF SECURITIZED FINANCING SOLUTION AND APPOINTS VETERAN US EXECUTIVE TIMOTHY COMISKEY TO LEAD INITIATIVE
- Complementary Solution to Core RPP Offering Significantly Expands Addressable Market in Both US and Canada to Generate Additional Asset and Earnings Growth – LONDON, ON, Aug. 14, 2025 /PRNewswire/ ...
VERSABANK TO PRESENT AT SIDOTI VIRTUAL INVESTOR CONFERENCE ON JUNE 12, 2025, AT 2:30 PM ET
LONDON, ON, June 11, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology soluti...
VersaBank Still Isn't Perfect, But I'm Not Selling
VersaBank's digital-first, branchless model and disciplined lending have driven strong asset and revenue growth, but the industry now demands deeper integration and innovation. Q2 2025 results were ro...
VERSABANK PRESIDENT DAVID TAYLOR TO PRESENT ON THE BANK'S REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS AT FLORIDA BANKERS ASSOCIATION ANNUAL MEETING
LONDON, ON, June 9, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutio...
VersaBank (VBNK) Q2 2025 Earnings Call Transcript
Start Time: 09:00 January 1, 0000 9:41 AM ET VersaBank (NASDAQ:VBNK) Company Participants David Roy Taylor - President & Director John W. Asma - Chief Financial Officer Conference Call Participants A...
VERSABANK SECOND QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO EXPERIENCES STRONG GROWTH
All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise n...
VERSABANK ANNOUNCES INTENTION TO REALIGN CORPORATE STRUCTURE TO STANDARD US BANK FRAMEWORK
- Proposed Structural Realignment Intended to Realize Additional Shareholder Value, Further Mitigate Risk and Reduce Corporate Costs - LONDON, ON, May 29, 2025 /PRNewswire/ - VersaBank ("VersaBank" o...