Velocity Financial Statistics
Total Valuation
VEL has a market cap or net worth of $686.41 million. The enterprise value is $5.89 billion.
Important Dates
The next estimated earnings date is Thursday, July 31, 2025, after market close.
| Earnings Date | Jul 31, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
VEL has 36.49 million shares outstanding. The number of shares has increased by 3.65% in one year.
| Current Share Class | 36.49M |
| Shares Outstanding | 36.49M |
| Shares Change (YoY) | +3.65% |
| Shares Change (QoQ) | +1.98% |
| Owned by Insiders (%) | 3.21% |
| Owned by Institutions (%) | 48.89% |
| Float | 3.84M |
Valuation Ratios
The trailing PE ratio is 9.69 and the forward PE ratio is 8.40.
| PE Ratio | 9.69 |
| Forward PE | 8.40 |
| PS Ratio | 3.48 |
| Forward PS | n/a |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.23 |
| P/FCF Ratio | 22.59 |
| P/OCF Ratio | 22.35 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 85.06 |
| EV / Sales | 33.07 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 193.75 |
Financial Position
The company has a current ratio of 8.08, with a Debt / Equity ratio of 9.28.
| Current Ratio | 8.08 |
| Quick Ratio | 7.98 |
| Debt / Equity | 9.28 |
| Debt / EBITDA | n/a |
| Debt / FCF | 172.86 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.65%.
| Return on Equity (ROE) | 13.65% |
| Return on Assets (ROA) | 1.32% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $576,010 |
| Profits Per Employee | $223,955 |
| Employee Count | 309 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VEL has paid $30.27 million in taxes.
| Income Tax | 30.27M |
| Effective Tax Rate | 30.25% |
Stock Price Statistics
The stock price has increased by +5.03% in the last 52 weeks. The beta is 1.21, so VEL's price volatility has been higher than the market average.
| Beta (5Y) | 1.21 |
| 52-Week Price Change | +5.03% |
| 50-Day Moving Average | 17.47 |
| 200-Day Moving Average | 18.82 |
| Relative Strength Index (RSI) | 64.27 |
| Average Volume (20 Days) | 223,808 |
Short Selling Information
The latest short interest is 464,875, so 1.27% of the outstanding shares have been sold short.
| Short Interest | 464,875 |
| Short Previous Month | 225,654 |
| Short % of Shares Out | 1.27% |
| Short % of Float | 12.12% |
| Short Ratio (days to cover) | 2.46 |
Income Statement
In the last 12 months, VEL had revenue of $177.99 million and earned $69.20 million in profits. Earnings per share was $1.94.
| Revenue | 177.99M |
| Gross Profit | 128.58M |
| Operating Income | 100.05M |
| Pretax Income | 82.75M |
| Net Income | 69.20M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.94 |
Full Income StatementBalance Sheet
The company has $51.68 million in cash and $5.25 billion in debt, giving a net cash position of -$5.20 billion or -$142.50 per share.
| Cash & Cash Equivalents | 51.68M |
| Total Debt | 5.25B |
| Net Cash | -5.20B |
| Net Cash Per Share | -$142.50 |
| Equity (Book Value) | 566.22M |
| Book Value Per Share | 15.92 |
| Working Capital | 5.13B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $30.71 million and capital expenditures -$328,000, giving a free cash flow of $30.38 million.
| Operating Cash Flow | 30.71M |
| Capital Expenditures | -328,000 |
| Free Cash Flow | 30.38M |
| FCF Per Share | $0.83 |
Full Cash Flow StatementMargins
Gross margin is 72.24%, with operating and profit margins of 56.21% and 39.36%.
| Gross Margin | 72.24% |
| Operating Margin | 56.21% |
| Pretax Margin | 56.21% |
| Profit Margin | 39.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 17.07% |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.65% |
| Shareholder Yield | -3.65% |
| Earnings Yield | 10.08% |
| FCF Yield | 4.43% |
Analyst Forecast
The average price target for VEL is $21.20, which is 12.71% higher than the current price. The consensus rating is "Buy".
| Price Target | $21.20 |
| Price Target Difference | 12.71% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |