Velocity Financial Statistics
Total Valuation
VEL has a market cap or net worth of $729.56 million. The enterprise value is $6.36 billion.
Important Dates
The last earnings date was Thursday, August 7, 2025, after market close.
Earnings Date | Aug 7, 2025 |
Ex-Dividend Date | n/a |
Share Statistics
VEL has 38.44 million shares outstanding. The number of shares has increased by 4.15% in one year.
Current Share Class | 38.44M |
Shares Outstanding | 38.44M |
Shares Change (YoY) | +4.15% |
Shares Change (QoQ) | +2.66% |
Owned by Insiders (%) | 3.78% |
Owned by Institutions (%) | 48.37% |
Float | 5.69M |
Valuation Ratios
The trailing PE ratio is 8.56 and the forward PE ratio is 7.92.
PE Ratio | 8.56 |
Forward PE | 7.92 |
PS Ratio | 3.31 |
Forward PS | n/a |
PB Ratio | 1.22 |
P/TBV Ratio | 1.23 |
P/FCF Ratio | 27.45 |
P/OCF Ratio | 27.12 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 79.19 |
EV / Sales | 32.52 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 239.29 |
Financial Position
The company has a current ratio of 12.76, with a Debt / Equity ratio of 9.50.
Current Ratio | 12.76 |
Quick Ratio | 12.65 |
Debt / Equity | 9.50 |
Debt / EBITDA | n/a |
Debt / FCF | 214.84 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.10%.
Return on Equity (ROE) | 15.10% |
Return on Assets (ROA) | 1.43% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $632,984 |
Profits Per Employee | $259,896 |
Employee Count | 309 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, VEL has paid $32.86 million in taxes.
Income Tax | 32.86M |
Effective Tax Rate | 28.80% |
Stock Price Statistics
The stock price has increased by +5.44% in the last 52 weeks. The beta is 1.26, so VEL's price volatility has been higher than the market average.
Beta (5Y) | 1.26 |
52-Week Price Change | +5.44% |
50-Day Moving Average | 18.03 |
200-Day Moving Average | 18.52 |
Relative Strength Index (RSI) | 67.28 |
Average Volume (20 Days) | 83,396 |
Short Selling Information
The latest short interest is 376,276, so 0.98% of the outstanding shares have been sold short.
Short Interest | 376,276 |
Short Previous Month | 488,043 |
Short % of Shares Out | 0.98% |
Short % of Float | 6.61% |
Short Ratio (days to cover) | 4.57 |
Income Statement
In the last 12 months, VEL had revenue of $195.59 million and earned $80.31 million in profits. Earnings per share was $2.22.
Revenue | 195.59M |
Gross Profit | 137.41M |
Operating Income | 114.10M |
Pretax Income | 82.75M |
Net Income | 80.31M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $2.22 |
Full Income Statement Balance Sheet
The company has $79.56 million in cash and $5.71 billion in debt, giving a net cash position of -$5.63 billion or -$146.48 per share.
Cash & Cash Equivalents | 79.56M |
Total Debt | 5.71B |
Net Cash | -5.63B |
Net Cash Per Share | -$146.48 |
Equity (Book Value) | 601.05M |
Book Value Per Share | 15.62 |
Working Capital | 5.84B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $26.90 million and capital expenditures -$322,000, giving a free cash flow of $26.58 million.
Operating Cash Flow | 26.90M |
Capital Expenditures | -322,000 |
Free Cash Flow | 26.58M |
FCF Per Share | $0.69 |
Full Cash Flow Statement Margins
Gross margin is 70.25%, with operating and profit margins of 58.33% and 41.55%.
Gross Margin | 70.25% |
Operating Margin | 58.33% |
Pretax Margin | 58.33% |
Profit Margin | 41.55% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 13.59% |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | n/a |
Buyback Yield | -4.15% |
Shareholder Yield | -4.15% |
Earnings Yield | 11.01% |
FCF Yield | 3.64% |
Analyst Forecast
The average price target for VEL is $21.20, which is 11.70% higher than the current price. The consensus rating is "Buy".
Price Target | $21.20 |
Price Target Difference | 11.70% |
Analyst Consensus | Buy |
Analyst Count | 5 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |