Westamerica Bancorporation (WABC)
NASDAQ: WABC · Real-Time Price · USD
50.14
+0.64 (1.29%)
Aug 13, 2025, 4:00 PM - Market closed

WABC Statistics

Total Valuation

WABC has a market cap or net worth of $1.28 billion. The enterprise value is $772.57 million.

Market Cap 1.28B
Enterprise Value 772.57M

Important Dates

The last earnings date was Thursday, July 17, 2025.

Earnings Date Jul 17, 2025
Ex-Dividend Date Aug 4, 2025

Share Statistics

WABC has 25.46 million shares outstanding. The number of shares has decreased by -0.71% in one year.

Current Share Class 25.46M
Shares Outstanding 25.46M
Shares Change (YoY) -0.71%
Shares Change (QoQ) -2.83%
Owned by Insiders (%) 4.92%
Owned by Institutions (%) 81.38%
Float 24.19M

Valuation Ratios

The trailing PE ratio is 10.47 and the forward PE ratio is 12.09.

PE Ratio 10.47
Forward PE 12.09
PS Ratio 4.83
Forward PS 4.94
PB Ratio 1.39
P/TBV Ratio 1.60
P/FCF Ratio 9.52
P/OCF Ratio 9.38
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 6.09
EV / Sales 2.81
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 5.76

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.91
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.60%.

Return on Equity (ROE) 14.60%
Return on Assets (ROA) 2.09%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $446,091
Profits Per Employee $205,942
Employee Count 616
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, WABC has paid $45.52 million in taxes.

Income Tax 45.52M
Effective Tax Rate 26.41%

Stock Price Statistics

The stock price has increased by +3.96% in the last 52 weeks. The beta is 0.63, so WABC's price volatility has been lower than the market average.

Beta (5Y) 0.63
52-Week Price Change +3.96%
50-Day Moving Average 48.89
200-Day Moving Average 50.74
Relative Strength Index (RSI) 59.39
Average Volume (20 Days) 138,427

Short Selling Information

The latest short interest is 337,922, so 1.33% of the outstanding shares have been sold short.

Short Interest 337,922
Short Previous Month 347,583
Short % of Shares Out 1.33%
Short % of Float 1.40%
Short Ratio (days to cover) 2.87

Income Statement

In the last 12 months, WABC had revenue of $274.79 million and earned $126.86 million in profits. Earnings per share was $4.79.

Revenue 274.79M
Gross Profit 274.79M
Operating Income 176.11M
Pretax Income 209.37M
Net Income 126.86M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.79
Full Income Statement

Balance Sheet

The company has $626.44 million in cash and $121.59 million in debt, giving a net cash position of $504.85 million or $19.83 per share.

Cash & Cash Equivalents 626.44M
Total Debt 121.59M
Net Cash 504.85M
Net Cash Per Share $19.83
Equity (Book Value) 921.78M
Book Value Per Share 36.03
Working Capital -4.18B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $136.24 million and capital expenditures -$2.10 million, giving a free cash flow of $134.14 million.

Operating Cash Flow 136.24M
Capital Expenditures -2.10M
Free Cash Flow 134.14M
FCF Per Share $5.27
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 64.09%
Pretax Margin 62.73%
Profit Margin 46.17%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 48.82%

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.67%.

Dividend Per Share $1.84
Dividend Yield 3.67%
Dividend Growth (YoY) 2.27%
Years of Dividend Growth 32
Payout Ratio 37.57%
Buyback Yield 0.71%
Shareholder Yield 4.42%
Earnings Yield 9.93%
FCF Yield 10.50%
Dividend Details

Analyst Forecast

The average price target for WABC is $52.00, which is 3.71% higher than the current price. The consensus rating is "Hold".

Price Target $52.00
Price Target Difference 3.71%
Analyst Consensus Hold
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 26, 1998. It was a forward split with a ratio of 3:1.

Last Split Date Feb 26, 1998
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4