World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $887.88 million. The enterprise value is $1.43 billion.
Important Dates
The last earnings date was Thursday, July 24, 2025, before market open.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 5.20 million shares outstanding. The number of shares has decreased by -5.95% in one year.
| Current Share Class | 5.20M |
| Shares Outstanding | 5.20M |
| Shares Change (YoY) | -5.95% |
| Shares Change (QoQ) | -2.89% |
| Owned by Insiders (%) | 18.17% |
| Owned by Institutions (%) | 51.05% |
| Float | 2.41M |
Valuation Ratios
The trailing PE ratio is 11.45 and the forward PE ratio is 14.17.
| PE Ratio | 11.45 |
| Forward PE | 14.17 |
| PS Ratio | 1.61 |
| Forward PS | 1.55 |
| PB Ratio | 2.07 |
| P/TBV Ratio | 2.15 |
| P/FCF Ratio | 3.41 |
| P/OCF Ratio | 3.36 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.32, with an EV/FCF ratio of 5.49.
| EV / Earnings | 17.61 |
| EV / Sales | 2.52 |
| EV / EBITDA | 9.32 |
| EV / EBIT | 9.95 |
| EV / FCF | 5.49 |
Financial Position
The company has a current ratio of 13.03, with a Debt / Equity ratio of 1.28.
| Current Ratio | 13.03 |
| Quick Ratio | 13.03 |
| Debt / Equity | 1.28 |
| Debt / EBITDA | 2.72 |
| Debt / FCF | 2.11 |
| Interest Coverage | 3.37 |
Financial Efficiency
Return on equity (ROE) is 19.08% and return on invested capital (ROIC) is 9.08%.
| Return on Equity (ROE) | 19.08% |
| Return on Assets (ROA) | 8.66% |
| Return on Invested Capital (ROIC) | 9.08% |
| Return on Capital Employed (ROCE) | 14.96% |
| Revenue Per Employee | $200,037 |
| Profits Per Employee | $28,590 |
| Employee Count | 2,838 |
| Asset Turnover | 0.55 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $19.87 million in taxes.
| Income Tax | 19.87M |
| Effective Tax Rate | 19.67% |
Stock Price Statistics
The stock price has increased by +60.43% in the last 52 weeks. The beta is 1.34, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.34 |
| 52-Week Price Change | +60.43% |
| 50-Day Moving Average | 163.35 |
| 200-Day Moving Average | 137.06 |
| Relative Strength Index (RSI) | 59.80 |
| Average Volume (20 Days) | 50,835 |
Short Selling Information
The latest short interest is 284,894, so 5.48% of the outstanding shares have been sold short.
| Short Interest | 284,894 |
| Short Previous Month | 310,701 |
| Short % of Shares Out | 5.48% |
| Short % of Float | 11.83% |
| Short Ratio (days to cover) | 4.45 |
Income Statement
In the last 12 months, WRLD had revenue of $567.71 million and earned $81.14 million in profits. Earnings per share was $14.92.
| Revenue | 567.71M |
| Gross Profit | 393.39M |
| Operating Income | 143.51M |
| Pretax Income | 99.98M |
| Net Income | 81.14M |
| EBITDA | 153.35M |
| EBIT | 143.51M |
| Earnings Per Share (EPS) | $14.92 |
Full Income StatementBalance Sheet
The company has $8.13 million in cash and $548.82 million in debt, giving a net cash position of -$540.70 million or -$103.99 per share.
| Cash & Cash Equivalents | 8.13M |
| Total Debt | 548.82M |
| Net Cash | -540.70M |
| Net Cash Per Share | -$103.99 |
| Equity (Book Value) | 427.85M |
| Book Value Per Share | 82.33 |
| Working Capital | 780.01M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $263.91 million and capital expenditures -$3.64 million, giving a free cash flow of $260.27 million.
| Operating Cash Flow | 263.91M |
| Capital Expenditures | -3.64M |
| Free Cash Flow | 260.27M |
| FCF Per Share | $50.06 |
Full Cash Flow StatementMargins
Gross margin is 69.30%, with operating and profit margins of 25.28% and 14.29%.
| Gross Margin | 69.30% |
| Operating Margin | 25.28% |
| Pretax Margin | 17.79% |
| Profit Margin | 14.29% |
| EBITDA Margin | 27.01% |
| EBIT Margin | 25.28% |
| FCF Margin | 45.85% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 5.95% |
| Shareholder Yield | 5.95% |
| Earnings Yield | 9.14% |
| FCF Yield | 29.31% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
WRLD has an Altman Z-Score of 2.84 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.84 |
| Piotroski F-Score | 7 |