World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $766.38 million. The enterprise value is $1.28 billion.
Important Dates
The last earnings date was Tuesday, April 29, 2025, before market open.
| Earnings Date | Apr 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 5.20 million shares outstanding. The number of shares has decreased by -6.05% in one year.
| Current Share Class | 5.20M |
| Shares Outstanding | 5.20M |
| Shares Change (YoY) | -6.05% |
| Shares Change (QoQ) | -0.33% |
| Owned by Insiders (%) | 16.07% |
| Owned by Institutions (%) | 51.08% |
| Float | 2.42M |
Valuation Ratios
The trailing PE ratio is 9.04 and the forward PE ratio is 10.69.
| PE Ratio | 9.04 |
| Forward PE | 10.69 |
| PS Ratio | 1.44 |
| Forward PS | 1.36 |
| PB Ratio | 1.74 |
| P/TBV Ratio | 1.80 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.29 |
| EV / Sales | 2.27 |
| EV / EBITDA | 7.77 |
| EV / EBIT | 8.29 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 19.32, with a Debt / Equity ratio of 1.20.
| Current Ratio | 19.32 |
| Quick Ratio | 19.32 |
| Debt / Equity | 1.20 |
| Debt / EBITDA | 2.45 |
| Debt / FCF | n/a |
| Interest Coverage | 3.62 |
Financial Efficiency
Return on equity (ROE) is 20.78% and return on invested capital (ROIC) is 9.83%.
| Return on Equity (ROE) | 20.78% |
| Return on Assets (ROA) | 9.37% |
| Return on Invested Capital (ROIC) | 9.83% |
| Return on Capital Employed (ROCE) | 16.03% |
| Revenue Per Employee | $196,672 |
| Profits Per Employee | $31,247 |
| Employee Count | 2,872 |
| Asset Turnover | 0.55 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $22.24 million in taxes.
| Income Tax | 22.24M |
| Effective Tax Rate | 19.86% |
Stock Price Statistics
The stock price has increased by +6.65% in the last 52 weeks. The beta is 1.29, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.29 |
| 52-Week Price Change | +6.65% |
| 50-Day Moving Average | 127.13 |
| 200-Day Moving Average | 122.27 |
| Relative Strength Index (RSI) | 66.60 |
| Average Volume (20 Days) | 28,202 |
Short Selling Information
The latest short interest is 326,622, so 6.28% of the outstanding shares have been sold short.
| Short Interest | 326,622 |
| Short Previous Month | 336,175 |
| Short % of Shares Out | 6.28% |
| Short % of Float | 13.49% |
| Short Ratio (days to cover) | 10.38 |
Income Statement
In the last 12 months, WRLD had revenue of $564.84 million and earned $89.74 million in profits. Earnings per share was $16.30.
| Revenue | 564.84M |
| Gross Profit | 395.63M |
| Operating Income | 154.70M |
| Pretax Income | 99.98M |
| Net Income | 89.74M |
| EBITDA | 164.96M |
| EBIT | 154.70M |
| Earnings Per Share (EPS) | $16.30 |
Full Income StatementBalance Sheet
The company has $9.73 million in cash and $525.56 million in debt, giving a net cash position of -$515.83 million or -$99.20 per share.
| Cash & Cash Equivalents | 9.73M |
| Total Debt | 525.56M |
| Net Cash | -515.83M |
| Net Cash Per Share | -$99.20 |
| Equity (Book Value) | 439.48M |
| Book Value Per Share | 84.52 |
| Working Capital | 780.11M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 70.04%, with operating and profit margins of 27.39% and 15.89%.
| Gross Margin | 70.04% |
| Operating Margin | 27.39% |
| Pretax Margin | 19.83% |
| Profit Margin | 15.89% |
| EBITDA Margin | 29.21% |
| EBIT Margin | 27.39% |
| FCF Margin | n/a |