World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $865.21 million. The enterprise value is $1.38 billion.
Important Dates
The next estimated earnings date is Friday, July 25, 2025, before market open.
| Earnings Date | Jul 25, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 5.15 million shares outstanding. The number of shares has decreased by -6.06% in one year.
| Current Share Class | 5.15M |
| Shares Outstanding | 5.15M |
| Shares Change (YoY) | -6.06% |
| Shares Change (QoQ) | -0.33% |
| Owned by Insiders (%) | 16.17% |
| Owned by Institutions (%) | 51.10% |
| Float | 2.34M |
Valuation Ratios
The trailing PE ratio is 9.78 and the forward PE ratio is 11.56.
| PE Ratio | 9.78 |
| Forward PE | 11.56 |
| PS Ratio | 1.53 |
| Forward PS | 1.57 |
| PB Ratio | 1.89 |
| P/TBV Ratio | 2.04 |
| P/FCF Ratio | 3.45 |
| P/OCF Ratio | 3.40 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.38, with an EV/FCF ratio of 5.51.
| EV / Earnings | 15.39 |
| EV / Sales | 2.45 |
| EV / EBITDA | 8.38 |
| EV / EBIT | 8.93 |
| EV / FCF | 5.51 |
Financial Position
The company has a current ratio of 12.55, with a Debt / Equity ratio of 1.20.
| Current Ratio | 12.55 |
| Quick Ratio | 12.55 |
| Debt / Equity | 1.20 |
| Debt / EBITDA | 2.46 |
| Debt / FCF | 2.10 |
| Interest Coverage | 3.62 |
Financial Efficiency
Return on equity (ROE) is 20.78% and return on invested capital (ROIC) is 9.82%.
| Return on Equity (ROE) | 20.78% |
| Return on Assets (ROA) | 9.37% |
| Return on Invested Capital (ROIC) | 9.82% |
| Return on Capital Employed (ROCE) | 16.41% |
| Revenue Per Employee | $199,007 |
| Profits Per Employee | $31,621 |
| Employee Count | 2,838 |
| Asset Turnover | 0.55 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $22.24 million in taxes.
| Income Tax | 22.24M |
| Effective Tax Rate | 19.86% |
Stock Price Statistics
The stock price has increased by +39.45% in the last 52 weeks. The beta is 1.36, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.36 |
| 52-Week Price Change | +39.45% |
| 50-Day Moving Average | 146.85 |
| 200-Day Moving Average | 128.69 |
| Relative Strength Index (RSI) | 67.68 |
| Average Volume (20 Days) | 60,143 |
Short Selling Information
The latest short interest is 338,874, so 6.58% of the outstanding shares have been sold short.
| Short Interest | 338,874 |
| Short Previous Month | 336,869 |
| Short % of Shares Out | 6.58% |
| Short % of Float | 14.47% |
| Short Ratio (days to cover) | 7.94 |
Income Statement
In the last 12 months, WRLD had revenue of $564.78 million and earned $89.74 million in profits. Earnings per share was $16.30.
| Revenue | 564.78M |
| Gross Profit | 395.57M |
| Operating Income | 154.63M |
| Pretax Income | 99.98M |
| Net Income | 89.74M |
| EBITDA | 164.77M |
| EBIT | 154.63M |
| Earnings Per Share (EPS) | $16.30 |
Full Income StatementBalance Sheet
The company has $9.73 million in cash and $525.56 million in debt, giving a net cash position of -$515.83 million or -$100.21 per share.
| Cash & Cash Equivalents | 9.73M |
| Total Debt | 525.56M |
| Net Cash | -515.83M |
| Net Cash Per Share | -$100.21 |
| Equity (Book Value) | 439.48M |
| Book Value Per Share | 84.28 |
| Working Capital | 757.15M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $254.16 million and capital expenditures -$3.68 million, giving a free cash flow of $250.48 million.
| Operating Cash Flow | 254.16M |
| Capital Expenditures | -3.68M |
| Free Cash Flow | 250.48M |
| FCF Per Share | $48.66 |
Full Cash Flow StatementMargins
Gross margin is 70.04%, with operating and profit margins of 27.38% and 15.89%.
| Gross Margin | 70.04% |
| Operating Margin | 27.38% |
| Pretax Margin | 19.83% |
| Profit Margin | 15.89% |
| EBITDA Margin | 29.17% |
| EBIT Margin | 27.38% |
| FCF Margin | 44.35% |
Dividends & Yields
WRLD does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 6.06% |
| Shareholder Yield | 6.06% |
| Earnings Yield | 10.37% |
| FCF Yield | 28.95% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 1, 1995. It was a forward split with a ratio of 3:1.
| Last Split Date | Sep 1, 1995 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
WRLD has an Altman Z-Score of 2.93 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.93 |
| Piotroski F-Score | 6 |