Winchester Bancorp, Inc. (WSBK)

Winchester Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Dec 31, 2024	Jun 30, 2024	Jun 30, 2023
Cash & Equivalents	41.55	44.11	52.18
Investment Securities	88.07	88.75	73.39
Total Investments	88.07	88.75	73.39
Gross Loans	728.93	685.4	601.91
Allowance for Loan Losses	-3.64	-3.45	-5.52
Net Loans	725.3	681.95	596.39
Property, Plant & Equipment	6.7	6.98	6.1
Accrued Interest Receivable	3.13	3.17	2.26
Long-Term Deferred Tax Assets	-	-	0.67
Other Long-Term Assets	23.3	22.24	15.68
Total Assets	894.09	852.97	750.63
Accrued Expenses	5.25	6.11	3.97
Interest Bearing Deposits	609.23	516.2	450.21
Non-Interest Bearing Deposits	51.76	119.2	126.15
Total Deposits	660.99	635.39	576.36
Federal Home Loan Bank Debt, Long-Term	145.52	129.47	91.7
Long-Term Deferred Tax Liabilities	0.15	0.07	-
Other Long-Term Liabilities	1.85	1.64	1.56
Total Liabilities	813.76	772.68	673.59
Retained Earnings	81.84	82.09	80.3
Comprehensive Income & Other	-1.51	-1.81	-3.26
Shareholders' Equity	80.33	80.29	77.05
Total Liabilities & Equity	894.09	852.97	750.63
Total Debt	145.52	129.47	91.7
Net Cash (Debt)	-103.97	-85.36	-39.52
Tangible Book Value	80.33	80.29	77.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.