XP Inc. (XP)
NASDAQ: XP · Real-Time Price · USD
17.88
-1.97 (-9.92%)
At close: Dec 5, 2025, 4:00 PM EST
18.15
+0.27 (1.51%)
After-hours: Dec 5, 2025, 7:53 PM EST
XP Inc. Stock Forecast
Stock Price Forecast
According to 5 professional analysts, the 12-month price target for XP Inc. stock ranges from a low of $19 to a high of $24. The average analyst price target of $22.4 forecasts a 25.28% increase in the stock price over the next year.
Price Target: $22.40 (+25.28%)
Analyst Consensus: Strong Buy
* Price targets were last updated on Oct 16, 2025.
Analyst Ratings
The average analyst rating for XP Inc. stock is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 2 | 2 | 3 | 3 | 3 | 3 |
| Buy | 2 | 2 | 2 | 2 | 2 | 1 |
| Hold | 1 | 1 | 1 | 1 | 1 | 1 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 5 | 5 | 6 | 6 | 6 | 5 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| UBS | UBS | Strong Buy Maintains $24 → $23 | Strong Buy | Maintains | $24 → $23 | +28.64% | Oct 16, 2025 |
| Citigroup | Citigroup | Strong Buy Maintains $22 → $23 | Strong Buy | Maintains | $22 → $23 | +28.64% | Sep 24, 2025 |
| UBS | UBS | Strong Buy Maintains $17 → $24 | Strong Buy | Maintains | $17 → $24 | +34.23% | Jun 10, 2025 |
| Goldman Sachs | Goldman Sachs | Hold → Strong Buy Upgrades $17 → $23 | Hold → Strong Buy | Upgrades | $17 → $23 | +28.64% | Jun 4, 2025 |
| Goldman Sachs | Goldman Sachs | Hold Maintains $15 → $17 | Hold | Maintains | $15 → $17 | -4.92% | May 21, 2025 |
Financial Forecast
Revenue This Year
19.13B
from 16.25B
Increased by 17.71%
Revenue Next Year
21.63B
from 19.13B
Increased by 13.05%
EPS This Year
10.09
from 8.23
Increased by 22.53%
EPS Next Year
11.17
from 10.09
Increased by 10.78%
Financial currency is BRL. Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 20.6B | 23.4B | ||||
| Avg | 19.1B | 21.6B | ||||
| Low | 17.7B | 19.2B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|---|
| High | 26.8% | 22.2% | ||||
| Avg | 17.7% | 13.0% | ||||
| Low | 8.9% | 0.6% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 10.47 | 11.74 | |
| Avg | 10.09 | 11.17 | |
| Low | 9.42 | 10.22 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 27.2% | 16.4% | |
| Avg | 22.5% | 10.8% | |
| Low | 14.5% | 1.3% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.