Yiren Digital Ltd. (YRD)

Yiren Digital Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	550	417	276	117	240	310
Market Cap Growth	50.93%	50.93%	136.47%	-51.32%	-22.51%	-40.74%
Enterprise Value	-159	-118	-471	-277	48	-88
Last Close Price	6.36	4.66	2.93	1.29	2.68	3.13
PE Ratio	2.56	1.93	0.94	0.68	1.48	-
Forward PE	-	1.11	1.11	1.11	2.45	4.83
PS Ratio	0.69	0.53	0.40	0.24	0.34	0.51
PB Ratio	0.46	0.32	0.24	0.13	0.32	0.54
P/TBV Ratio	0.42	0.32	0.24	0.13	0.32	0.54
P/FCF Ratio	2.80	2.15	0.91	0.44	10.26	7.54
P/OCF Ratio	2.82	2.14	0.90	0.44	9.65	7.18
PEG Ratio	-	0.49	0.49	0.49	0.49	0.49
EV/Sales Ratio	-	-	-	-	0.07	-
EV/EBITDA Ratio	-	-	-	-	0.23	-
EV/EBIT Ratio	-	-	-	-	0.24	-
EV/FCF Ratio	-	-	-	-	2.06	-
Debt / Equity Ratio	0.00	0.00	0.00	0.17	0.30	0.25
Debt / EBITDA Ratio	0.02	0.02	0.01	0.65	1.00	3.30
Debt / FCF Ratio	0.03	0.03	0.01	0.54	9.68	3.54
Asset Turnover	0.50	0.50	0.52	0.42	0.62	0.49
Quick Ratio	4.24	4.24	5.74	4.63	4.56	2.59
Current Ratio	6.62	6.62	6.68	5.06	4.84	2.93
Return on Equity (ROE)	17.95%	17.95%	29.47%	22.02%	24.02%	-16.76%
Return on Assets (ROA)	13.52%	13.52%	17.42%	11.47%	11.14%	-0.38%
Return on Capital (ROIC)	17.78%	17.78%	21.64%	14.04%	14.64%	-0.66%
Return on Capital Employed (ROCE)	22.40%	22.40%	29.70%	21.10%	20.70%	-
Earnings Yield	39.45%	51.95%	106.11%	148.17%	67.70%	-34.23%
FCF Yield	35.74%	46.45%	110.52%	229.23%	9.75%	13.26%
Dividend Yield	6.13%	9.02%	-	-	-	-
Payout Ratio	15.72%	7.73%	-	-	-	-
Buyback Yield / Dilution	2.23%	2.23%	-1.88%	-2.81%	5.39%	3.34%
Total Shareholder Return	8.33%	11.25%	-1.88%	-2.81%	5.39%	3.34%

Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q